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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Very happy I chose Trupanion

My dog was diagnosed with EPI. and Trupanion has paid for her enzymes for 3 years at over $150 a month. They pay for meds and do not set the price on treatment. They have been a life saver. Read very carefully what insurers pay.Many don't pay for meds. And have limits on procedures.
  • INSURER: Trupanion
  • POSTED: 03/28/2015
  • BY: Cbenson
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Very happy I chose Trupanion

My dog was diagnosed with EPI. and Trupanion has paid for her enzymes for 3 years at over $150 a month. They pay for meds and do not set the price on treatment. They have been a life saver. Read very carefully what insurers pay.Many don't pay for meds. And have limits on procedures.
  • INSURER: Trupanion Canada
  • POSTED: 03/28/2015
  • BY: Cbenson
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Saved me over $2k

My Irish Wolfhound puppy ate part of a corncob and needed emergency surgury to remove it. Since he was under anesthisia I had his stomach stapled(prevent blout), and nuetered at that time. The bill was just over $3000. VPI payed me just over $2500 in less than two weeks. Not to mention what Ive saved on puppy shots, maintenance meds, etc... I will always have all my pets insured.
  • INSURER: Nationwide
  • POSTED: 03/22/2015
  • BY: Jim
  • BREED: Irish Wolfhound
  • AGE OF PET: 7 - 10

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5

out of 5

Great process and reimbursement

I got Scamp insured just after adopting her (foster failure!) at 12 weeks old. A growth defect was causing her some serious issues around a year old. I went to see a surgeon who suggested a $4000 oestotemy to correct the twisted bone growth and prevent further issues and arthritis. I was able to have the surgery pre-certified to be gaurenteed it would be covered, the surgery and the follow up exams were reimbursed at 80% after the deductable. Without it surgery would have been a much harder option. I believe the therapy swimming I just purchased should be reimbursed on the plan. They are an easy company to work with!
  • INSURER: Embrace
  • POSTED: 03/15/2015
  • BY: Mindy
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Outstanding service

I purchased Healthy Paws Pet Insurance in October of 2013 for my two scotties and my westie and in November 2013 we added our scottie puppy. At the time one of our girls had recently had surgery for a very aggressive cancer and was undergoing treatmnet. We lost her last June after 11.5 months of treatment and medical bills totaling $12,000 out of our pockets because she did not have pet insurance. We realized then that if another of our girls became ill, we would not be able to afford treatment. We researched pet insurance and chose Healthy Paws. One of our scotties was diagnosed with a liver tumor recently. She had several ultrasounds and bloodwork as we monitored the growth which was all covered by Healthy Paws. She had the tumor and half of her liver removed last week. The total of the claim was $4,690 for the surgery alone. I am able to upload my receipt and medical records on Healthy Paws website to submit them and my claims are always processed within 24 hours and a check is in the mail. Some claims have been processed in just 2 hours as you are notified via email of the claim status. I receive reimbursement in less than a week from the date of service. They also have wonderful customer service. Everyone I've dealt with is professional and caring. I highly recommend Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 03/09/2015
  • BY: Jan
  • BREED: Scottish Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

awesome

Zeus is a special bread of a dog being a Giant Schnauzer who is very active. Having need surgery was the tough decision to make and put a pet through that. They just don't understand what's going on and the cost is crazy. Torn tendon is a bad deal which could tear completely. I am thankful for VIP Pet Insurance it made the decision much easier. Highly recommend VIP you never know what can happen to your pet who is a member of your family.
  • INSURER: Nationwide
  • POSTED: 03/09/2015
  • BY: David
  • BREED: Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

Fast, efficient claims processing

The claims process is very easy - scan the vet's bill and attach it to the email to submit the claim! Claims are processed quickly and the reimbursement is directly deposited into the bank account. Can't ask for an easier claims submission and reimbursement process.
  • INSURER: ASPCA
  • POSTED: 03/05/2015
  • BY: A.
  • BREED: Old English Sheepdog
  • AGE OF PET: Over 11 years

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5

out of 5

Great Plan and Savings!!

My wife and I were originally skeptical of pet insurance, but Embrace came highly recommended by our vet. The customer service is wonderful and they are very helpful in explaining the process and what needs to happen in order for us to get reimbursed. Our puppy ran into issues with eating things he was not supposed to and we have saved hundreds of dollars on procedures that were covered! In all it's a great plan, especially with a puppy.
  • INSURER: Embrace
  • POSTED: 03/02/2015
  • BY: Zach
  • BREED: Poodle
  • AGE OF PET: 0 - 3

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5

out of 5

Saved me a bundle!

My (almost 11 year old), yorkie named Nyla was really sick a couple of weeks ago. She was vomiting, and very lethargic apparently due to an enlarged liver. An ER visit and overnight hospitalization later, she's back to normal. The bill? Over $1500!!! Now, this would have probably bankrupt me but thanks to Healthy Paws, after the $250 deductible, EVERYTHING ELSE was covered at 90%. So I ended up paying a couple of hundred dollars as opposed to >$1500. If you're thinking about insurance GO WITH HEALTHY PAWS. Customer service was great too which matters when you're going through such a difficult time.
  • INSURER: Healthy Paws
  • POSTED: 02/21/2015
  • BY: Cely
  • BREED: Yorkshire Terrier
  • AGE OF PET: Over 11 years

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5

out of 5

TTA surgery for cruciate repair

We insure two dogs with Trupanion, One never seems to need to see a vet while the other one has had claims for various injuries, ingestion of a foreign object, urinary tract infection etc.Recently and most costly was a TTA surgery to repair a torn cruciate ligament - total cost close to $5,000. Lucky for us we chose 90% coverage when we chose her policy.
  • INSURER: Trupanion Canada
  • POSTED: 02/17/2015
  • BY: Ernie
  • BREED: Doberman
  • AGE OF PET: 7 - 10

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