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VPI is very quick to reimburse and reasonable about what they will and won't pay for. The phone reps have always been helpful too. I would gladly pay $50 per month if it means I will get back over $1000 in vet bills.

I had originally signed up for VPI because I received a small discount from my employer and we had just adopted a new Black Lab. This was the best financial decision I have made in a long time. Dogs have been my siblings since I was small and without VPI, my best friend would no longer be with me. My Lab developed bone cancer and without insurance I would not have been able to afford the care she needed. Even though my out of pocket has been costly, it would have been too much to handle with out the coverage. For example, of the $1700 MRI bill VPI covered almost $1550 and got me my refund check before my credit card bill was due! I have received all of my refund checks well before the actual bill is due!!! Great service, great coverage, great staff, worth every penny!

Very glad I opted for insurance this time. Was hoping for Murphy's Law: I have it but won't need to use it. Well, my pup has a seizure disorder so good thing I opted for it. Only thing I don't like about Trupanion is they made the dental insurance mandatory. Only $4 a month (approximately) but still don't like that after 1 year they unilaterally decided we should have it.

Very glad I opted for insurance this time. Was hoping for Murphy's Law: I have it but won't need to use it. Well, my pup has a seizure disorder so good thing I opted for it. Only thing I don't like about Trupanion is they made the dental insurance mandatory. Only $4 a month (approximately) but still don't like that after 1 year they unilaterally decided we should have it.

We adopted Chickadee about a year ago, and friends with pets encouraged us to get VPI. I am very grateful for that advice, because she ended up needing to have a tooth out, which was really expensive. In addition to covering the annual vaccines and check-up, VPI covered most of the tooth extraction, saving us over $600. The claim process was very quick and convenient to do, and we received the reimbursement within a week.

My dog was diagnosed with EPI. and Trupanion has paid for her enzymes for 3 years at over $150 a month. They pay for meds and do not set the price on treatment. They have been a life saver. Read very carefully what insurers pay.Many don't pay for meds. And have limits on procedures.

My dog was diagnosed with EPI. and Trupanion has paid for her enzymes for 3 years at over $150 a month. They pay for meds and do not set the price on treatment. They have been a life saver. Read very carefully what insurers pay.Many don't pay for meds. And have limits on procedures.

My Irish Wolfhound puppy ate part of a corncob and needed emergency surgury to remove it. Since he was under anesthisia I had his stomach stapled(prevent blout), and nuetered at that time. The bill was just over $3000. VPI payed me just over $2500 in less than two weeks. Not to mention what Ive saved on puppy shots, maintenance meds, etc... I will always have all my pets insured.

I got Scamp insured just after adopting her (foster failure!) at 12 weeks old. A growth defect was causing her some serious issues around a year old. I went to see a surgeon who suggested a $4000 oestotemy to correct the twisted bone growth and prevent further issues and arthritis. I was able to have the surgery pre-certified to be gaurenteed it would be covered, the surgery and the follow up exams were reimbursed at 80% after the deductable. Without it surgery would have been a much harder option. I believe the therapy swimming I just purchased should be reimbursed on the plan. They are an easy company to work with!

I purchased Healthy Paws Pet Insurance in October of 2013 for my two scotties and my westie and in November 2013 we added our scottie puppy. At the time one of our girls had recently had surgery for a very aggressive cancer and was undergoing treatmnet. We lost her last June after 11.5 months of treatment and medical bills totaling $12,000 out of our pockets because she did not have pet insurance. We realized then that if another of our girls became ill, we would not be able to afford treatment. We researched pet insurance and chose Healthy Paws. One of our scotties was diagnosed with a liver tumor recently. She had several ultrasounds and bloodwork as we monitored the growth which was all covered by Healthy Paws. She had the tumor and half of her liver removed last week. The total of the claim was $4,690 for the surgery alone. I am able to upload my receipt and medical records on Healthy Paws website to submit them and my claims are always processed within 24 hours and a check is in the mail. Some claims have been processed in just 2 hours as you are notified via email of the claim status. I receive reimbursement in less than a week from the date of service. They also have wonderful customer service. Everyone I've dealt with is professional and caring. I highly recommend Healthy Paws!