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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
2

out of 5

Your premiums will SOAR EVERY YEAR!!!

I started with FIGO in 2017. I had done a lot of research and they had great rates and coverage and I started out paying $413 a year for my Lab who is now 3, and this year's renewal is $707 ! For my med sized mix dog it started at $324 and this year's renewal is $471. That is almost a $400 increase in 2 years, and that was WITH downgrading my coverage last year due to the ridiculous price hike. Now they started piecemealing the coverage, making the office visit fee extra, changing the deductibles etc. They SCREWED everyone who started with them and put their fur babies on this plan by making this coverage see so great then just grossly increasing the premiums. AND...there is no way to switch to another insurance because all the other insurance companies will consider everything that has happened previously as a 'pre-existing condition. That is how they can raise the prices so much because they know that your are SOL. Sure, they may get your claims handled quickly (if they are actually going to pay it) but that is the only reason they give for the price hikes. TOTAL SCAM. They won't pay for Rx's that are being sold ILLEGALLY on the internet by places such as Amazon, even if the Rx states on the packaging 'Only for Sale by Licenced Veterinarians', they will say it is available Over the Counter and so the will not pay it. If I could do over, I would go with Pet's best. Don't use FIGO. Pretty soon I will have to downgrade this to basically a super high deductible and consider it only if the worst were to happen such as major surgeries.
  • INSURER: Figo
  • POSTED: 06/11/2019
  • BY: Sarah
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Great customer service and piece of mind

Great customer service and piece of mind knowing that my cat is all set of he needs care well worth 1 each day.
  • INSURER: Trupanion
  • POSTED: 06/10/2019
  • BY: Harris
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Lance and Gunner Darling

As expected, Trupanion once again paid for the claims I submitted. Thank you for everything! You're a lifesaver!!
  • INSURER: Trupanion
  • POSTED: 06/08/2019
  • BY: Lance
  • BREED:
  • AGE OF PET: 7 - 10

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5

out of 5

Claims paid quickly!

Trupanion paid my claim within 2 days after it was submitted. I tell everyone how good a company Trupanion is! They do what they say they will.
  • INSURER: Trupanion
  • POSTED: 06/04/2019
  • BY: Gary
  • BREED:
  • AGE OF PET: 7 - 10

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5

out of 5

Grateful My Cat's Insurance Pays Their Part

Recently, my cat's vet closed her practice and went to work for another clinic. I took my cat to that clinic for the dental work she still needed, that involved removing 4 teeth. It took awhile to get all the paperwork from the new clinic to Nationwide, but once it was all there, which is better to send by e-mail than Fax, the claim was paid fairly quickly. I have now switched to a mobile vet who brings the clinic to us, because the trauma of going to this distant clinic is too much for her. I'm hoping the claims process continues to work smoothly.
  • INSURER: Nationwide
  • POSTED: 06/03/2019
  • BY: Lisa
  • BREED: Maine Coon
  • AGE OF PET: 7 - 10

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5

out of 5

Great coverage & service

Always taken care of our pup with fast, easy claims!
  • INSURER: Nationwide
  • POSTED: 06/03/2019
  • BY: Vanessa
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Great coverage, great service

Great coverage and great customer service! Claims are usually processed in 2 weeks. Only wish i could afford it on all my pets.
  • INSURER: Nationwide
  • POSTED: 05/30/2019
  • BY: Vanessa
  • BREED: Siberian Husky
  • AGE OF PET: Over 11 years

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5

out of 5

This Pet Insurance is the Best!!!

I was previously paying for pet insurance for my two dogs with a different company and although my premiums were similar to Nationwide, I never made a claim since my deductible and co-payments were so high. Nationwide is so reasonable and their benefits are amazing! Their customer service and follow-up is so helpful, and they reimburse claims quickly. I will never go without pet insurance again, and it will always be with Nationwide.
  • INSURER: Nationwide
  • POSTED: 05/30/2019
  • BY: Joanna
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

So Thankful

I have had Nationwide for going on 3 years. Pet insurance, because it's insurance & by it's very nature, is a risk, right? You think you should probably have it, but then you could go years without using it, so you wonder... Well, let me tell you. HAVE. IT. GET IT. We consider ourselves excellent pet owners - check-ups as needed, great quality dog food & treats - the list goes on & on - our animals are our kids. The first year or so, we didn't have any claims except wellness & I was thinking, "Hmmm. Do I really need to keep paying for this?" We lost one of our beloved babies, & made the decision to get another one - a young one - thinking he would be healthy & easy for years. We were wrong. This past year, we learned he has allergies & thanks to having Nationwide, he got to go to an allergist to get those taken care of. I don't know that we would have made that decision so easily without insurance as it was expensive. And our other dog who has never really had any big issues, thankfully, needed a root canal! Again - not inexpensive & had we not had insurance, we would've opted for them pulling her tooth, which would have been more stressful on her & possibly had complications due to the tooth it was, but because we had insurance, we could do the best thing for her. I am so grateful for Nationwide - I always want to take the best care of our 2 dogs & 2 cats & having this insurance - I can without such huge sacrifices or going into debt. I talked to my vet years ago about pet insurance, & he said basically as good as a customer as I've been for so many years & as good care as I take of my animals, if they ever needed anything, they would always work with me on payment options, etc. I thought that was so nice & really appreciated it, but went with my gut & got the insurance. The root canal & the allergies were not with my vet, & neither are emergency visits, so that wouldn't have helped me this year. Nationwide did. If your animals are your babies & you want the very best for them, GET INSURANCE! Thank you, Nationwide, for really being there for us this year!!
  • INSURER: Nationwide
  • POSTED: 05/02/2019
  • BY: Kathy
  • BREED: Great Pyrenees
  • AGE OF PET: 7 - 10

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5

out of 5

We are big fans of Healthy Paws! Submitting claims is simple and they are reimbursed quickly. The peace of mind is priceless!!

We have two dogs, Spot (Labradoodle) and Speck (Schnoodle), and they have both been insured by Healthy Paws since 2013. Spot is now 13 and, as he has gotten older, he has had a number of conditions that required medical treatment and/or surgery. He has had arthritis in his back and hips for several years, and takes medication to improve his joint function and reduce pain. He had a malignant tumor in his mouth that required part of his jaw to be removed. And he's had a few other illnesses, minor injuries and benign growths that were treated over the years. Throughout it all, knowing Spot was covered by Healthy Paws gave us the financial peace of mind to just focus on keeping him well and happy!! Submitting claims is so easy - I can take a picture of the documents on my phone and upload them using the app. Healthy Paws works with our veterinarian to get any additional medical records needed, and claims are paid directly to my bank account within a week of being submitted. Very efficient!
  • INSURER: Healthy Paws
  • POSTED: 04/27/2019
  • BY: Cassandra
  • BREED: Labradoodle
  • AGE OF PET: Over 11 years

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