Find and read reviews with confidence

I have a growing puppy that got kennel cough, rolled his wrist and wouldn't eat. Being a first time pet owner, each of these events sent me promptly to the vet. It was comforting to know that, amongst all of the stress involved, costs would not be one of them. Getting Embrace for my puppy was a smart decision. I would advise any pet owner to do the same.

Our beautiful little Westie, Molly, suffers from chronic allergies and Trupanion has been absolutely wonderful with her medication reimbursements once we met our deductible. She recently became very ill, we were at the vets office a few times in one day. We submitted another claim for her not knowing if anything would be re-imbursible, and again, Trupanion was just great. We met another deductible and received over $200 back. I can't say enough about this insurance, they are the best. Very easy to deal with and always respond in a timely manner. The staff seems to genuinely care about Molly's health and condition. I would recommend Trupanion to everyone!!!!

Our beautiful little Westie, Molly, suffers from chronic allergies and Trupanion has been absolutely wonderful with her medication reimbursements once we met our deductible. She recently became very ill, we were at the vets office a few times in one day. We submitted another claim for her not knowing if anything would be re-imbursible, and again, Trupanion was just great. We met another deductible and received over $200 back. I can't say enough about this insurance, they are the best. Very easy to deal with and always respond in a timely manner. The staff seems to genuinely care about Molly's health and condition. I would recommend Trupanion to everyone!!!!

Healthy Paws is an excellent company to insure your pet. It is easy to file a claim using your camera phone and claims are usually processed and checks in the mail within a week.I have not had any problems with Healthy Paws and would highly recommend it to anyone seeking pet health insurance.

Embrace has been fantastic company, and exactly what we read and anticipated after doing our research. Looked at over a half dozen pet insurance companies and found embrace to clearly be the best based on price, policy flexibility, cap limits, overall coverage, and customer reviews. Unfortunately one of our cats developed cancer, and projected costs were in 8-12k range, with no guarantee the treatment would be successful, we would not have been able to afford the treatment without our policy. It's likely we would have had the very difficult decision on wether to put Dublin down or let the cancer do it. But we were able to go with the treatment, and by all accounts it was 100% successful, and he is back to his old self. Everyone we have dealt with has been professional, empathetic, and very supportive. Initial claim took a bit long, but the next ones were all under two weeks. We would highly recommend investing in an Embrace policy for your pet. It will provide great peace of mind...and if it unfortunately comes to it, grant you the luxury not to have to make a very very difficult decision. Todd T

I went to have routine wellness care for my 4 yr old Pharaoh hound mix, Max, and after submitting my claim, Embrace got back to me within a few hours! They were great in communicating everything I needed and how the process worked. I feel as though I was treated like an actual person with a real pet, unlike most insurance companies where you are just a policy number to them. I appreciate their help and anticipate great service in the future!

I have had various pet insurance companies over the years - some of the biggest names out there. From claims, to what's covered, to simply getting someone on the phone, all of them have had issues. Embrace is without a doubt the best pet insurance I have ever had. My story is a little long, but it's what I would want to know, so here goes. In July of 2013, I became a ‘foster failure’ to two kittens, brothers Wyatt + Gray. When I took them in for their final checkup at the rescue, they told me that Gray had a murmur and asked me if I still wanted to adopt him. I said, of course, but had no idea what that really entailed. I took him to my vet within the first week just to get a baseline. I figured it made sense to have her listen to the murmur so that in a year, when he went in for his annual, we would know if it had gotten any worse. At the same time, I called my most recent pet insurance company, ASPCA. They said that with a murmur, they would not cover him for any medical, only accidental. So I decided to have both boys covered for accidental only. The cost was around $25/month. A few months ago, I took my guys in for a check-up and asked how the murmur sounded. My vet told me that she had only heard it at the first visit and not once since. In her estimation, she said it was a 'Benign Kitten Murmur' and that he no longer had it. I wondered aloud if he would be eligible for insurance and she said she'd be more than willing to write a letter if need be. She also told me that she had heard great things about Embrace. I called ASPCA and they said that they'd review the file and her letter, but that it was highly unlikely that they would reverse their decision. Once a murmur, always a murmur. So I called Embrace. From the first call, they were wonderful. They said that I should apply and that after the 14-day waiting period, I would be able to ask for a complete medical review. Once they did that, I would see what would be excluded and what would be covered and if I didn't like it, then I could cancel within the first 30 days for my money back. I did as they said and it all went very smoothly. On March 19 of this year, they were both covered for both accidental and medical for $42/mo (very competitive pricing!) The great thing about the medical review was that it showed me if there were any temporary or permanent exclusions. Basically, after such-and-such date, then X would be covered. There were no permanent exclusions for my guys, just a fe

My bg has many health.problems. I thank Vpi ins. For helping me give her all the surgeries and medications that she needs every day. So By and I.both thank you very much

Embrace is so easy to work with - they're customer service is consistently great - good attention to detail, thorough, polite and helpful. I've insure our dog Stella with Embrace for the past 6 years and we just added our new kitten Biscuit. The team I've worked with made adding another animal easy - they gave great advice regarding different coverage for different needs, saving me money...

We've experienced the need for many claims here lately and without Embrace insurance I know we would be financially strapped by now. At a minimum I think everyone should get accident and illness coverage for thier animals. Thank you for the fast claim turnaround.