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Healthy paws has been 100% reliable and amazingly easy to work with since the day we signed up. We rescued our puppy Remy about eight months ago and since then she has had multiple trips to the er. She seems to get everything that goes around, i.e. Giardia, canine influenza, as well as the usual Labrador puppy chewing and digesting toys. Thanks to healthy paws we are always able to get her the best possible care and she is now a happy healthy one year old. They are very responsive and attentive to Remy's health concerns and they even emailed me to check up on remy after our latest visit to the er. The healthy paws app is super easy and convenient. I just take a picture of the vet bill and submit it. They always process my claims within two days and send a check right away. The policies are very easy to understand and there are no surprises. The refund is always what I expect it to be. I really can't say enough good things about healthy paws. For an insurance company they seem to go above and beyond. I definitely recommend them to all dog owners.

Embrace has been a pleasure and dream to work with. They make insurance so easy and everyone who works for the company has also been great. They give me peace of mind that my dog will be taken care and provide amazing customer service to boot!

We had a poisoning problem with our Lab 10 month old puppy, chewed up wife's inhaler that got knocked on the floor accidentally, happened after hours. Trupanion wouldn't cover the emergency vet's initial exam nor his follow up exam since they don't cover routine exams, how these were routine I don't understand. Also took nearly a month for them to pay anything on the claim, lousy service, find someone else.

I have a 3.5yr old lab VERY active lab, and though he's in great shape, random things seem to always happen. Turns out he has a thyroid problem (treatable with meds every day the remainder of his life) and obtained doggy flu during the outbreak here in Chicago. Everything worked out perfect, but for the $80 or so I spend monthly (the premium plan) I was able to be reimbursed about half a year's worth! Sure, for shots and normal stuff it might seem a little pricey, but if one random thing happens you become VERY thankful you have it. THe dog I had prior to my current pup developed really aggressive cancer and having a couple surgeries and regular chemo treatments and it cost thousands. If I would've had insurance back then, I would have had almost 10 years covered. It was crazy expensive. So at the end of the day you get your money's worth knowing if the worst happens, you have options opposed to feeling helpless. My pup is pretty much my son. I'd do anything for him ;)

Healthy Paws is incredible. I cannot put a value on the piece of mind Healthy Paws offers. There have been many cases where I have debated whether or not to take Andy to the vet, and in the past probably would have opted not to go because of the cost. I don't worry about this anymore, and I am so sure it has made Andy's life better/happier. More than that, the care the team has for my pet is so clear. Last month Andy got sick and had some significant vet bills. Less then a week after our first vet visit Tim reached out to check on Andy and see how he was doing! Just the fact that they took the time to check in on him was incredible.

I have a growing puppy that got kennel cough, rolled his wrist and wouldn't eat. Being a first time pet owner, each of these events sent me promptly to the vet. It was comforting to know that, amongst all of the stress involved, costs would not be one of them. Getting Embrace for my puppy was a smart decision. I would advise any pet owner to do the same.

Our beautiful little Westie, Molly, suffers from chronic allergies and Trupanion has been absolutely wonderful with her medication reimbursements once we met our deductible. She recently became very ill, we were at the vets office a few times in one day. We submitted another claim for her not knowing if anything would be re-imbursible, and again, Trupanion was just great. We met another deductible and received over $200 back. I can't say enough about this insurance, they are the best. Very easy to deal with and always respond in a timely manner. The staff seems to genuinely care about Molly's health and condition. I would recommend Trupanion to everyone!!!!

Our beautiful little Westie, Molly, suffers from chronic allergies and Trupanion has been absolutely wonderful with her medication reimbursements once we met our deductible. She recently became very ill, we were at the vets office a few times in one day. We submitted another claim for her not knowing if anything would be re-imbursible, and again, Trupanion was just great. We met another deductible and received over $200 back. I can't say enough about this insurance, they are the best. Very easy to deal with and always respond in a timely manner. The staff seems to genuinely care about Molly's health and condition. I would recommend Trupanion to everyone!!!!

Healthy Paws is an excellent company to insure your pet. It is easy to file a claim using your camera phone and claims are usually processed and checks in the mail within a week.I have not had any problems with Healthy Paws and would highly recommend it to anyone seeking pet health insurance.

Embrace has been fantastic company, and exactly what we read and anticipated after doing our research. Looked at over a half dozen pet insurance companies and found embrace to clearly be the best based on price, policy flexibility, cap limits, overall coverage, and customer reviews. Unfortunately one of our cats developed cancer, and projected costs were in 8-12k range, with no guarantee the treatment would be successful, we would not have been able to afford the treatment without our policy. It's likely we would have had the very difficult decision on wether to put Dublin down or let the cancer do it. But we were able to go with the treatment, and by all accounts it was 100% successful, and he is back to his old self. Everyone we have dealt with has been professional, empathetic, and very supportive. Initial claim took a bit long, but the next ones were all under two weeks. We would highly recommend investing in an Embrace policy for your pet. It will provide great peace of mind...and if it unfortunately comes to it, grant you the luxury not to have to make a very very difficult decision. Todd T