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Our 5 year old lab mix has had joint problems since she was a puppy. This year, she had both knees done (TPLO surgery). It was around $2800 for each knee. We could not have managed it without this insurance. They paid over $2000 for each one. Now we have our rowdy puppy back.

We have had a great experience with ASPCA pet health insurance. They always process our claims promptly, and we have not had any trouble getting services reimbursed. They usually call after we submit a claim to ask how our pet is doing and to see if we have any questions. I always tell them that I wish my "human" health insurance company did things like this!! I highly recommend their plans. The only reason I am selecting 9 instead of 10 is that their maximum allowable rates for services are often slightly less than our vet charges, but this may just be the industry-wide standard. Overall, we are very happy with the plan. Best of luck with your decision!

I really can't say enough about this company! Top notch service and coverage. Never ever a problem and pays promptly!!! Thank you for the best insurance available to our pets!!!

My claim was reviewed and payment was approved in as prompt a manner as possible given the nature of the illness. Petsmart kept me informed through the process and their chat function was also most helpful. I am so glad I have this insurance.

I have really enjoyed my experiences with Healthy Paws. I've been a customer for 4 years now. They are quick to respond, customer service is top notch, and they are very clear with billing and reimbursement. The app is also very easy to use and makes processing claims a breeze. They also follow up to check on how my dog is doing when I submit a claim. Love Healthy Paws!

This was an expensive surgery and I feared they would try to get out of it. Not only did they pay, but it was only a day or two before I got an email saying they were sending a check! Unbelievably good service.

This was an expensive surgery and I feared they would try to get out of it. Not only did they pay, but it was only a day or two before I got an email saying they were sending a check! Unbelievably good service.

They were friendly and easy to work with!

Embrace insurance is so good that whenever I see someone on the street with a puppy or young dog I ask if they have pet insurance. We had very mediocre insurance for our first dog. It just didn't cover much and every procedure had a really low limit. We're now on our 4th dog. She's a very active 14 month old lab mix rescue sweetie. She's crazy, impulsive and very high energy. She's really well trained but we still seem to be at the vet at least 2x a month lately. The most recent visit was because she ate part of a toy while with a dog sitter. She required emergency surgery when it lodged in her stomach and Embrace came thru for us very quickly with a reimbursement check. Two days ago she had a gash on her foot from playing fetch in our yard that required stitches. Embrace has paid a 80% on every single claim we've made. We are not wealthy people and would not be able to afford this dog without Embrace. Really. Get it. Now.

I've had this insurance since I rescued my dog in 2008. Every time I get a bill they always send me a reimbursement with 3 weeks. They're just a great company to work with!