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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Saved our family...

Our silver lab, Koa, managed to get into a baby bag while we were at work. He opened and ate a few items to include baby food and a bottle of Advil. The bottle was not full, but we had no idea how many pills were in the bottle. We immediately took him to the Animal Hospital in a new state (we recently moved from Arizona to Virginia). Koa was admitted to the hospital for treatment after a consultation with the animal poison control. In all, Koa spent 8 days in the hospital on 24/7 IV fluids and medications for his gastrointestinal tract. I checked the Healthy Paws app and website to verify what I already knew: that his services would be covered. I had two conversations a day with the veterinarians administering Koa's treatment and the discussion often revolved around whether we could afford to keep Koa on the IV fluids until his laboratory results showed that the toxins had been eliminated from his system. This was a touchy subject for the veterinarians because the treatment was close to $1000 a day and while they wanted to recommend the continued treatment they realized that many people could not afford the treatment. I assured them that Koa was covered and that we would and could do anything medically necessary to give Koa the best chance to live a long and healthy life. I cannot emphasize enough the peace of mind that I had throughout this ordeal knowing that I could afford to give Koa the best chance to live a long and healthy life. I never once had to hesitate or look at alternatives to treatment. I first came to Healthy Paws when Koa was a puppy. I chose what I felt was the coverage I wanted at a price that I could afford. I have recommended them to other dog lovers since Koa was a puppy. This event has only strengthened my belief in the truly outstanding service that Healthy Paws provided, and I will continue to recommend them to everyone I know. Our final bill was $8000. I submitted the claim through my app before I even left the hospital, and I received the check in the mail with in 5 days to include a weekend. Koa is healthy, happy, and home with us, and I am not sure that would be the case without Healthy Paws. For our family, the peace of mind of knowing, without a doubt, that we could do anything medically necessary to keep our family member with us for as long as possible was immeasurable, and I have Healthy Paws to thank for that.
  • INSURER: Healthy Paws
  • POSTED: 06/08/2016
  • BY: Jason
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Amazing, Kind, and Fast!!!

I can't tell you how great Trupanion is! They were kind and worked with me. They allowed me to email them 5.5 years worth of invoices and medical notes, literally hundreds of pages, and they began reimbursing me within two weeks!!! The deductible per diagnoses does not have to be met yearly like with people, just once over a lifetime. Thank you Trupanion for following through and for being nice about it!!! You are the best!
  • INSURER: Trupanion
  • POSTED: 06/06/2016
  • BY: Sandra
  • BREED: German Shepherd
  • AGE OF PET: Over 11 years

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5

out of 5

Amazing, Kind, and Fast!!!

I can't tell you how great Trupanion is! They were kind and worked with me. They allowed me to email them 5.5 years worth of invoices and medical notes, literally hundreds of pages, and they began reimbursing me within two weeks!!! The deductible per diagnoses does not have to be met yearly like with people, just once over a lifetime. Thank you Trupanion for following through and for being nice about it!!! You are the best!
  • INSURER: Trupanion Canada
  • POSTED: 06/06/2016
  • BY: Sandra
  • BREED: German Shepherd
  • AGE OF PET: Over 11 years

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5

out of 5

Healthy Paws is the best!

Healthy Paws made it possible for my kitty to have the best of care when she needed major abdominal surgery. Filing was easy with the phone app, and I received reimbursement within 24 hours! My baby girl is now home and back to her old self.
  • INSURER: Healthy Paws
  • POSTED: 06/04/2016
  • BY: Ann
  • BREED: Tonkinese
  • AGE OF PET: 7 - 10

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5

out of 5

Great pet insurance.

My 11 year old shih tzu has had a lot of health problems this past year. I have been with Embrace pet insurance since 2009. Buying pet insurance was one of the smartest things I've done! The company is very efficient. Their system for filing claims is so easy. When the claim is complete, I usually receive a check within 2-3 weeks. When I call the office with a question, I'm never disappointed with customer service. Very happy customer!!!
  • INSURER: Embrace
  • POSTED: 06/03/2016
  • BY: Deb
  • BREED: Shih Tzu
  • AGE OF PET: Over 11 years

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5

out of 5

Embrace was there when we needed them!

Our 3 year old German Shepherd had gotten into a trash can of feminine products which resulted in 3 intestinal blockages and a need for emergency insurance. What a relief to know I had Embrace pet insurance. We have covered our Shepherd since we first got him at 8 weeks old and I am so thankful we kept the insurance. The vet bill for the surgery alone was over 3 thousand and it made what could have been a financial strain less stressful.
  • INSURER: Embrace
  • POSTED: 05/26/2016
  • BY: Lisa
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome Customer Service

Purchasing pet insurance from Embrace has been one of the best decisions I've made. Our lab has allergies which require monthly shots and oral medications - all of which have been covered. Combine that with the cost of surgeries to remove skin lesions and swallowed foreign objects I'm not sure that we could've done it without Embrace. The coverage, customer service, and expediency processing claims have won us over - never again will we own a pet without insurance!
  • INSURER: Embrace
  • POSTED: 05/24/2016
  • BY: Scott
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome company!!!

My Maizee, who is blind, requires more care than usual. She was recently in the emergency room for an illness and it was so good to know that I had her health care covered through an insurance company that is so understanding of her needs and I have never had to worry about denial of claims. Their representatives are so kind and caring when you call them. You're never put on hold and they always ask how Maizee is doing and seem genuinely concerned. I wish I could only say that about my own personal health insurance company for myself!!! Embrace is the best and I have had another company before so I have a comparison and I highly recommend Embrace
  • INSURER: Embrace
  • POSTED: 05/18/2016
  • BY: Marge
  • BREED: Dachshunds
  • AGE OF PET: 7 - 10

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5

out of 5

Easiest insurance process I've ever been through

I signed up for Healthy Paws 2 years ago at a friend's recommendation. He had been through a claims process and said it was easy. I needed insurance so I thought, why not? Boy am I glad I did! Recently we had to use our insurance for my dog's broken tooth. The claim was processed within a few days. As it was the first claim, it required his medical records but his dr's office faxed it directly with no issues. I'm expecting a check any day in the mail. Pain free and seamless. Healthy Paws even emailed to check in on my dog! I am highly impressed.
  • INSURER: Healthy Paws
  • POSTED: 05/09/2016
  • BY: Ameeta
  • BREED: Rhodesian Ridgeback
  • AGE OF PET: 7 - 10

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3

out of 5

Great Program PRICES INSANE INCREASE

I have had no issues with Pets Best at all other than the fact that the insurance rate for one of my pets literally went up $30 a MONTH!!!! I am playing close to $90 a month now for a senior dog. The claims process is easy and they do all the work for you. I have had few issues with them over the past 3 years. My sole complaint would be the HUGE increase in prices over the last few months.
  • INSURER: Pets Best
  • POSTED: 04/27/2016
  • BY: Anne
  • BREED: Pug
  • AGE OF PET: Over 11 years

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