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Embrace was a great decision. My dog Finnegan was recently switched to Interceptor and has had bad reactions - persistent vomiting, etc. This lead to multiple x-rays, nausea medicine, and visits. The costs really add up. Embrace has covered everything and makes it super easy to submit claims and reimburse you quickly!

I was very happy with the speed of our claim from Trupanion. Our Spinone had a very expensive surgery. We had already hit our deductible and I was hoping our claim would be processed quickly. Within 10 days of sending in the claim, the money was deposited to my bank account. The process was easy and we can't be more pleased with your company. No surprises here. Thank you so much!!

I was very happy with the speed of our claim from Trupanion. Our Spinone had a very expensive surgery. We had already hit our deductible and I was hoping our claim would be processed quickly. Within 10 days of sending in the claim, the money was deposited to my bank account. The process was easy and we can't be more pleased with your company. No surprises here. Thank you so much!!

One of our little puppies hurt his paw and y'all were right there and so helpful, he is just fine and you put the fee on the deductible so thank you so much. In the wink of an eye I received an email from y'all after the vet office contacted y'all. Thank you so much, wonderful service!

One of our little puppies hurt his paw and y'all were right there and so helpful, he is just fine and you put the fee on the deductible so thank you so much. In the wink of an eye I received an email from y'all after the vet office contacted y'all. Thank you so much, wonderful service!

Setting this insurance up for my fur children was a bit complex as Embrace wanted all prior records. I understand why, so I wasn't upset. The ease of filing a claim is great. I take the form in with me and have the vet sign it right as she does the exam. My vet doesn't really like insurance as she says she will have to increase her fees if she has to hire more office staff to complete the forms and fax prior records. This she can handle. She just has to write a quick note and sign. All I do is scan and email the claims to embrace (or the vet can fax it directly). Embrace acknowledges receipt within 24 hours and over 75% of my claims are complete within two days and the money goes directly to my bank, usually within 24 hours. When I signed up--puppy wellness insurance was not an option. I would highly recommend it and think the estimate of $700 is well in the ball park. We brought our newest baby home in late December and have spent $658 so far this year (includes spaying). It is now August and I will spend at least $100 more this year on wellness. Since we have three dogs I like the wellness benefit as I can budget what it will cost me into a monthly charge. I probably will increase the accident and illness coverage next year as I hear the costs are increasing dramatically. So far my one complaint is that my breed is not listed in the drop down list. Lagotto Romagnolo.

We didn't know exactly what we would need insurance for, except that our dog always ended up in the Vet a few times a year for something. Then, earlier this year he developed some issues with his back right leg. Embrace has done a good job covering the various tests and procedures and I definitely feel I've gotten my money's worth and more.

Each time I submit a claim, the team gets it processed and the refund to me within days. Not only is the processing service excellent, they always send me an email to verify that I have receive my refund. These guys/gals are great! I have recommended Embrace to all my pet owning friends.

My experience so far has been great. I have only had it for about 6 months. I used it for the first time 3 weeks ago. It took About 3 days to get my claims processed. A week later, I had all my money back! I highly recommend this insurance! I will write again when I get the last check back.

When I called in thinking I was going to cancel my policy for my cat, Beth helped me find a lower-cost plan that meets my needs. I never felt pressured, and she listened to my situation, helped me save some money, and found the right policy with a good amount of coverage at a price we can afford. Thanks ASPCA for hiring great people! Thanks Beth!