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Healthy Paws has been absolutely incredible for us and our frenchie. I would say they are about average when it comes to coverage of normal/routine vet visits, but we recently had a $600 bill when our pup developed some back issues. Healthy paws covered about 85% of that cost. We go to the specialist this week, and I just feel so much better knowing that we can give our dog the care he needs because of Healthy Paws' support. Claims are easy to process and Customer Care is always available and ready to answer any questions I call with. I definitely recommend them!

Embrace has been absolutely wonderful in prompt, kind, courteous, exceptional coverage for our pets. I sleep well every night knowing that our pups are covered with Embrace. They are reliable and credible add in kind and caring. I will only have my pups insured with Embrace. Prompt and easy claim processing too!!!

I was very apprehensive about signing up for pet insurance. When I saw USAA had paired up with them, I thought I'd give them a chance and I'm so glad I did!! They're exceptionally easy to work with and I haven't run into issues about things not being covered like I thought I might.

I submitted invoices for "wellness visits" and they where all paid in full with no questions or problems. Super easy too. Printed a claim form from my account and it was complete with my name and address, my dogs breed and name and my policy number. Just included copies of the invoices and I was done. They emailed me that they where received and kept me informed along the way and that they were accepted. Checks arrived shortly thereafter.

When my husband and I found out our dog needed an unexpected surgery to address a torn CCL we knew we would do/pay anything to get her happy and healthy again. The peace of mind we had knowing that her surgery would be covered was a great comfort during this scary time! Submitting claims is quick and easy. Customer service is amazing as well! Cannot recommend buying pet insurance through Healthy Paws enough.

Getting Embrace insurance was the best thing I did for my pets. I bought as an investment for their future as well as just a sense of security for any emergencies. They have always gone above and beyond all my expectations and needs. Their coverage is complete and comprehensive, no hidden loopholes or surprises, and I've always been reimbursed in a timely manor. When Jolene recently had some neurologic scares, I didn't even have to worry because I knew Embrace would be there for me to pursue all necessary diagnostics and treatments. I cannot say enough about how great they are as a company and insurance provider. I recommend them to everyone and anyone who will listen.

I've had ASPCA pet insurance a little over 6 months when I found out I had to put in a claim for my dogs foot infection. It turned out to be an expensive and stressful(emotional)incident. ASPCA was very helpful and professional all through my claim experience. I want to thank them for their kindness and help.

We've been using Embrace for 4 years for our 125 lb mastiff. Due to her large size, it seems every time we take her to the vet, we're looking at a substantial bill. Embrace has been there every step of the way and, knowing that, we don't think twice about taking her in to see the doctor. Their customer service is the best I've ever had to deal with and the claims process is simple, seamless, and quick - I typically get reimbursed in less than two weeks for any claims I file. I highly recommend Embrace for pet insurance.

We’ve had three Golden Retrievers and with each one when they were puppies, we THOUGHT about getting pet insurance but never did it. With each pup, we regretted our decision because sure enough, something came up and we were left with expensive vet bills. From a thyroid condition in our first to a broken leg with our second and seizures with our third regret for not having pet insurance set in each time. After each expensive bill, we assumed that nothing worse would happen to our pet and the previous diagnosis would leave our pet with a pre-existing condition and insurance would never cover anything. We then found Embrace Pet Insurance. With the addition of the wellness coverage, that we knew we were very likely to use since grooming was included, the overall monthly costs weren’t as high as they seemed. Embrace also has a 30-day review plan. Upon request, they will review your pet’s history and let you know what is covered and what isn’t covered due to any previous health issues. You can cancel the policy if you don’t like their response. Even though our third dog had seizures, since he was only 6 months old, we decided to take a chance with Embrace. We signed our pup up online and requested the 30-day review. We also submitted the orthopedic report from our vet so we didn’t have to wait for this coverage as well. In less than a month, our pup swallowed some objects whole and had to have emergency surgery as a result. It’s not fun having to play god for a pet. Having the insurance gave us peace of mind that we were able to give our pup a chance at life by undergoing surgery instead of making a fatal decision due to our financial circumstances. After surgery, we submitted our claim form and paid vet bill receipts through the online claim submission section. We received email confirmations upon creation and along the way while our claim was being reviewed. We received payment for both wellness and accident claims and staff was readily available when we had questions about the benefits and continued coverage. The claim process was easy and taking a chance on coverage even with a pre-existing condition was something I was very THANKFUL for. We decided not to take any more chances - our older dog has coverage now as well. If more puppies come our way in the future, we will sign them up for insurance from day 1 but know that it’s not too late if you put this important decision off like we once did.

Healthy Paws website was easy to use and they kept us updated with the progress of the claim, the check came through before my credit card bill was due which was a huge relief!