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I, too, was skeptical with pet insurance. Our dog is like our child, so I wanted to get a plan, but I was nervous that an insurance plan would deny all of our claims and end up wasting time and money. I'm extremely satisfied with Embrace and have already received $150+ in the mail from them following our vet visits. Here's our story: We purchased our plan in July of 2016. It was a "3rd birthday gift" to my dog Oliver. Strangely, we had two incidents almost immediately after we completed the initial paperwork. Oliver came down with a bad case of dermatitis, and then shortly after he had a lick granuloma (infection due to licking). I was worried that both of these would be denied, especially since they occurred right after we finished the paperwork and received our policy plan. We hit our deductible after the second vet visit, and everything else from there on was reimbursed via checks in the mail, including Oliver's meds. We've already received back more than $150 in vet appointment reimbursements from Embrace, and I'm more thankful than ever that we went ahead and purchased the plan when we did. I couldn't be happier or more confident in this insurance company as a result. The claim process was super easy. I used my phone to take a photo of our vet bill, sent it to the Embrace claim email, and everything was tracked on the website. We received claim approval and checks within a week or two of the claim. Customer service is friendly and the website portal is super easy and transparent. Note: The initial process of receiving the policy takes some time. You need to get an exam for your pet via your veterinarian, which will not be covered by the policy itself. That takes time and effort, however once you're set up, the policy and the coverage is phenomenal. I've already recommended this company to my parents, and would highly encourage you to check them out, as well. I couldn't be happier.

I have an Abyssinian and have to be diligent about taking care of his teeth. Having this insurance Gives me a peace of mind when making decisions for his health care. The Aspca is wonderful to deal with and found them to be so compassionate when I lost my other cat. Quick and easy filing for each claim. If you love your pet this company is a necessity.

Our puppy was being treated for some possible allergy issues. Great service, and a big help with expenses. Worth the premium.

Embrace has been amazing to work with. Poor Jackson has been thru the ringer: a spinal surgery in 2014, another spinal surgery in 2015, and treatment for Addison's disease this year. Their claims process has always been smooth and easy, with quick turn around and fast reimbursement. No hoops to jump thru; no need to argue for coverage. I can't recommend Embrace highly enough!

I have used Healthy Paws Pet Insurance for a few years and I have always had positive experiences. Claims are always processed quickly and interacting with the staff is always pleasant. My Newfie has had quite a few health problems through the years and our policy has saved us a tremendous amount of out of pocket expense. It's much easier to budget for the monthly premium than to face a high vet bill.

I have been extremely impressed with not only the convenience of having pet insurance through Embrace and the user friendly internet site, but the caring and attentive customer service members that really make every phone call and email so pleasant. On top of everything, for such a reasonable monthly rate to be reimbursed for a significant portion of our bills is such a relief and I will be recommending Embrace to everyone I know!

Embrace has been wonderful to work with for the three years we've had it on our Lab. Given the rising costs of pet care, and the active (clumsy?) nature of our four-legged friend, having the policy has been a real plus. The folks who work there are always a pleasure to work with, are responsive and attentive, and always seem willing to do whatever they can to answer questions and help with any issues that crop up. The rates are reasonable and reimbursement, in our experience, has always been quick and painless.

Embrace pet insurance is the best coverage I have found. The claims are handled quickly and fairly.

Not only is the staff incredibly kind, patient and helpful, but they always respond quickly, and if there is something you need, they are quick to assist. I think this is absolutely worth the price, as our insurance has covered us from a rough first year that our Puppy Rooney had. I highly recommend!

If your pet is a family member the way mine is, this investment is worth every penny. Great, quick service and covering wellness stuff too!