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My claims were paid within a week of submitting. I recommend Embrace insurance to anyone.

I was skeptical of all insurances, but when I looked at Embrace, all my fears disappeared. They have been great with communication, and extremely fast about reimbursement I'm happy I cgose them!

My very crazy puppy, in just eight months with me, has managed to end up in the emergency hospital twice. If not for Embrace reimbursing many of my costs, I would not be able to keep her!

I have experience with VPI, PETSBEST, NationWide, Pet Plan USAand I can honestly tell you I highly recommend Figo. highly recommend Figo. This one Im very comfortable with. The coverage is excellent. I have done lots of research on every pet insurance ins the USA. This company has Outstanding customer service and quick payment. If there is a concern, they will not hesitate to work with you unlike others mentioned above. I have turned in claims without problems. They are a newer company located in Chicago. I am a pet owner and do not work for this company. I would hesitate to trust the negative review mentioned above as sounds like a competitor.

Best customer experience and amazing value! With two cats, and knowing the history of pet health care costs through long experience, pet insurance seemed like a no-brainer. After reviewing the available options, the logical solution was to choose Figo. Why? Figo offers the most affordable and accessible plans. When you do the math, it makes good financial sense. More significantly though, as anyone who has ever filed an insurance claim knows, the claims process is usually not the most pleasant experience between a consumer and the insurer. But I have found that Figo has turned that notion on its head. Claims are incredibly easy to file, amazingly quick turnaround time is also a big plus. What really clinched it for me was the customer service reps. They are not only friendly, courteous and super helpful, some of them know oodles about pet health, all of which makes every call a great experience. I cannot find any reason to go back to the old insurance model, especially when I can do everything from my iPhone. (Too bad for the cats, we can't conduct their vet visits from an iPhone.)

I understand the policy, I just dont agree with it. Dogs are put to sleep for dental work and if they have to have teeth pulled that requires pain meds and sometimes stitches. That should be covered. I did not get the wellness policy because that"s 23.00 per month or $276 per year and you only reimburse $100.00. "

Our 2 yr old Frenchie had aspiration pneumonia twice. To mitigate chances of getting it again, tests were needed and potential surgery. Healthypaws was a great help when it came to the expenses for getting our dog healthy again. There was no fuss working with Healthypaws. Very easy and timely responses.

I have 2 dogs insured with Trupanion. One is my Parson Russell Terrier, and my Bernese Mt. Dog. My Bernese Mt. Dog was diagnosed with EPI AT two, had TTA surgery at 6, and now has had a mast cell tumor removed.Trupanion has paid all claims at 90 % minus my 200 deductible. This would have caused a financial hardship on our family without Trupanion. We see the oncologist next week and A Trupanion rep told me all the treatments are covered for her Mast Cell tumor. What a relief. I really want my girl to beat this.

I have 2 dogs insured with Trupanion. One is my Parson Russell Terrier, and my Bernese Mt. Dog. My Bernese Mt. Dog was diagnosed with EPI AT two, had TTA surgery at 6, and now has had a mast cell tumor removed.Trupanion has paid all claims at 90 % minus my 200 deductible. This would have caused a financial hardship on our family without Trupanion. We see the oncologist next week and A Trupanion rep told me all the treatments are covered for her Mast Cell tumor. What a relief. I really want my girl to beat this.

Nobody wants to need pet insurance but its so vitally important when you do need it. My 4 year old sphynx developed anorexia and dehydration suddenly and needed 3 days in emergency vet care with IV fluids and antibiotics. Having embrace gave me the confidence I needed to get my cat the very best care without worrying too much about the impact it would have on our family financially. Embrace was quick to start my claim and update me that the claim had been received. The website is easy to navigate and check up on claim status. The claim was completed quickly- I was amazed how fast they were able to assist me. Once the claim was completed they were able to direct deposit the money into my account which was so convenient and quick. I am happy with Embrace. Coverage is good. Service is fast. They are good communicators. Their website makes everything easy.