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Dog has non-cropped ears, and has had issues with ear infections. Response via e-mail are fast and informative. Very pleased with the service and the follow-up. Dog is a rescue with no known history yet, no issues with claims. Excellent service.

I have covered all 4 of my giant breed dogs for years and Embrace has never let me down. If I disagreed with a coverage (seldom happens), they listened to me and my vets and resolved it to my satisfaction. The prescription coverage with my old guy has helped him live a good life despite his age. The costs would have been crushing. I have reviewed other policies which were cheaper (I am a paralegal) and the coverage was not nearly as good - especially as dogs age. If you love your pet, Embrace is THE plan to go with.

After researching high and low for the best pet insurance for my 3 year old dog, I chose Figo. The reason I chose Figo was because for what they cover, the price, customer service, and overall simplicity. Understanding pet insurance can be daunting, but Figo plans are so simple to understand and follow. MY dog has been on Figo for a year. My dog swallowed a mango pit. I just submitted the invoice via pet cloud app. That was it. Thereafter, within 5 days, I was notified I was reimbursed. Another time, my dog had an ear infection. I was worried I would not be reimbursed because my dog had an ear infection over 14 months ago. I was reimbursed for that as well. All I did was answer a few questions on the claim form and submitted a picture of the invoice via smartphone. Figo called my vet for last 2 years records. Wihtin 1 week, I was reimbursed. Figo made life so easy with their paperless claims processing. Figo is the only pet insurance that any pet parent should consider.

We received the worst news possible about our beloved boy who, after a vet visit, ED visit and several tests, had an inoperable tumor and we had to put him down. Embrace was compassionate and responsive throughout the very difficult time.

We left PetPlan a few years back because of the premiums and unexplainable increases and joined Embrace. Recently, we found out that our Rottweiler Roxie contracted Osteosarcoma, an aggressive form of cancer. As a result, she has had to see many specialists for x-rays, biopsies, and ultimately an amputation of her rear leg. Chemotherapy is soon to follow. Without having Embrace, we likely would not have been able to afford to give her the professional care she requires. Reimbursements have been made after a small glitch in mailing address. I am confident that the rest of her treatments will be treated the same by Embrace. Ultimately, they do what you pay them for which is rare these days. When people ask why we have insurance on our dogs, I just tell them that "I am paying for the luxury of being able to make a potentially difficult decision more easy down the line." That is exactly how it has worked out and I'm very pleased with my decision to have pet insurance and with my choice to switch to Embrace.

My 14 month old competition dog came up lame. She ended up needing shoulder surgery, and now rehabilitative services. Trupanion was a real saving grace! Super easy to work with, amazing support staff and customer service... and the best part - super fast reimbursement!!

My 14 month old competition dog came up lame. She ended up needing shoulder surgery, and now rehabilitative services. Trupanion was a real saving grace! Super easy to work with, amazing support staff and customer service... and the best part - super fast reimbursement!!

Great coverage, prompt claim processing and fabulous customer service. You cannot go wrong with Embrace Pet Insurance.

I submitted a claim for my dog Oscar after he had surgery on his eye. I was kept informed of each step of the process when the form was received, when it was being processed and when they were sending my check. When I got the explanation of what they covered it was exactly what they had said it would be when we signed up for the insurance and there were no hidden exclusions.

I wish my medical insurance was this easy and inexpensive. The form is so easy to fill out and you are refunded very quickly. I have not run into grey areas where I was not covered by my pet's insurance.