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Our girl has been under treatment for melanoma. Her surgery, biopsies, and lab work - all reimbursed within 3 days. She's now being treated with the melanoma vaccine gene therapy for the cancer; Embrace processed the claim and reimbursed us within 3 days. Getting the reimbursement direct deposit has been a great help to us, as well as the fact that they reimburse on a percentage of actual charges instead of a "reasonable and customary" fee schedule, like almost every human insurance company does nowadays... We've been insured with Embrace since 2009 and recommend them highly to anyone looking for health coverage for their furchildren.

This is our first experience with Embrace pet insurance.We were very satisfied with how quickly they processed our claim. Laura Bennett was extremely helpful and showed compassion with our pet. We would highly recommend Embrace to anyone interested in obtaining pet insurance.

My Australian Cattle Dog manages to get himself into trouble a few times a year. I have one of the higher deductible plans with PetsBestbut have gotten my money's worth every year. They process claims amazingly fast. This last time (tummy trouble and esophagitis from eating something), I filed the claim late Wednesday and Friday morning my refund is already in my bank account, no questions asked.

My husband thought I was nuts getting health insurance for the dog, but I have to give a huge shout out to Healthy Paws Pet Insurance - I joined a few months back and low and behold, last month my Lab tore his ACL, had a very expensive surgery last week - I am so happy I made that decision!!! I received the reimbursement check within days of submitting. I highly recommend Healthy Paws.

I have all 3 of my dogs insured with Healthy Paws - and any time there has been a problem with one of them Healthy Paws makes it so much easier to get them the care they need without having to worry about the bills. I have never had a claim that did not have an immediate response and reimbursement within a week at most. They are an exceptional company and I highly recommend them to everyone I know. If I do have a serious claim - they also follow up just to see how my dog is doing. Their service is outstanding and I really like the fact that they work with rescues and donate a portion of their premiums, that they do not have a cap on a claim (as most other companies do) and they are honest about premium increases. The peace of mind knowing that your animals are covered is one less thing to worry about when dealing with an issue or sickness. HIGHLY RECOMMEND THEM! A++++++++++++++

I enrolled along with the wellness plan and so far everything has been great. I love the no limit on specified benefit like Flea and tick preventives and etc. I just wish the the premiums were lower.

I never knew that pet insurance existed until I got my dog. I am so glad that I got it because he's had a few issues. Embrace has been nothing but helpful, kind, speedy with reimbursements and just a pleasure overall to deal with. I've told everyone I know with a pet that if they don't have insurance, they need to contact Embrace!

This is the first time that I have submitted a claim with Embrace and they were efficient, fast, and very helpful when I did have to contact them. They also send a follow up to ask if my check was received. They go the extra mile.

After reviewing multiple policies, Healthy Paws appeared to have the best user satisfaction as well as the best coverage. I was so, SO right! I've had to take my little guy in for gastroenteritis three times now, each time performing various diagnostics to ensure that there wasn't a deeper issue. As soon as my vet faxed the claims to Healthy Paws (we're talking minutes here) I received a confirmation email indicating that the claim had been received. The emails stated that it could take up to 10 days for processing, yet I was emailed a second time with a detailed explanation of benefits and the amount that I would be reimbursed. This was for all three incidences. Timeliness was so helpful during these stressful periods. I was even emailed this past instance by the company to ensure that my pet was OK. They even asked if we could give him a hug from them. Caring, and fast fast fast. Don't hesitate, choose this company!

I have two dogs insureded with Embrace. I had previously tried VPI and another insurance a few years ago (can't remember the others name) but I was very discouraged at the schedules and fine print for the premiums. Embrace is simple, and fairly priced. They have paid my wellness claims every year for the past three year, 100%, no questions asked and much faster than any insurance I have ever experienced. They even cut you a decent discount by taking the wellness add-on by paying back more than the wellness premium (a bonus for those that take good care of their pets. This partially offset the medical insurance premium. I am very pleased.