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Our 11-year-old Maltese/Bichon/Poodle of relatively excellent health was diagnosed with adenocarcinoma during a routine vet visit. In a matter of three weeks, he was X-rayed, MRI'd, sedated, biopsied, had surgery, and then a wicked recovery. He bounced back immediately and was none the wiser that anything was wrong. We bounced back quickly too thanks to the quick responses from Embrace letting us know his care was covered. Grateful.

It has never been a question of whether or not I would do what is needed for my fur babies. And once upon a time, some pretty intense credit card debt was the result. But now that I have ASPCA Pet Insurance, I have one less thing to worry about. Knowing that I'll be getting some hassle-free assistance in covering the vet bills, means my pet all my attention and all I have to worry about is keeping her fuzzy face healthy.

We love Embrace! They are quick, easy, and understanding

Embrace was recommended by our vet. The web portal is easy to navigate and submitting claims is simple, customer service is helpful and patient. However, on multiple occasions we have had to step in to push Embrace to file claims that our vet office already sent. Or, in the example of our first claim, there was a holdup because our vet had failed to send a form to Embrace when we initially signed up-- but we were never informed there was a problem until we tried to submit our first claim months later. We have to be alert and advocate for our claims, as so far they haven't happenned seamlessly. That's about par for the course with any kind of insurance, and luckily we haven't had any serious or very expensive issues yet.

Embrace was great about getting my claim paid in just a few days. Their website helps make things very easy to submit.

My dog was neutered and had dental work all in one appointment. The total amount was covered by my wellness plan. Embrace response to the claim was within two business days.

Claim was denied at first, called and representative looked into issue, spoke with her manager and worked on fixing issue.

Healthy Paws was simple and made my life so much easier when it came to getting reimbursed for my dog's medical expenses. No questions asked, and no hassle.

Healthy Paws was a life saver for me last weekend. my puppy got into a Christmas wreath and unfortunately ate some of the plastic. Hours later was sick and vomiting blood. Rushing him to emergency vet in middle of the night and unsure of his prognosis was horrible. Paying thousands upfront wasn't even a worry because I knew Healthy Paws would cover the vast majority of the money. When I submitted my claim, I had lovely emails asking after Welly's health and helping with the claim. It was processed quickly and the check was in the mail the next day! Helped take the stress out of a very stressful situation.

10 stars all the way! My dog has had a couple of emergencies that have been very expensive. When looking for pet insurance... what are we looking for? A company who has an easy way to submit claims and who handles them efficiently A company who has great customer service, with live empathetic people on the other end of the line A company who isn't out to screw you over and issues you a check easily after an ordeal A company who doesn't raise your premiums astronomically every year Bonus- a company who follows up with you to see how your little fury beast is doing after a health crisis. HEALTHY PAWS is for you!! I am not someone paid to do this- I am doing this because my dog has had a couple of life threatening emergencies and Healthy Paws was there every step of the way-checks issued within a week of claim processing, with no scrutiny and nice follow ups to see how he's doing. What you see is what you get-they are an honest company who cares about you and your pets! It's like the Nordstrom of Pet Insurance but with reasonable premiums. I do suggest getting coverage with a low deductible- in the end, I think it's worth it. Sign up! Do it!