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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Verified

I recommend Trupanion

Kenda was so patient and helpful with all of my questions and concerns.
  • INSURER: Trupanion
  • POSTED: 12/16/2021
  • BY:
  • BREED: Mixed breed
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

They were fast to help me.

They were fast to help me. I don't have to pay upfront. They are so friendly and pro fission. They really show they care.
  • INSURER: Trupanion
  • POSTED: 12/16/2021
  • BY:
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Always handle my claim efficiently.

Always handle my claim efficiently.
  • INSURER: Trupanion
  • POSTED: 12/16/2021
  • BY:
  • BREED:
  • AGE OF PET: 7 - 10

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5

out of 5

Wouldn't hesitate to recommend

My little Frenchie recently had to undergo neck surgery to fix a disk that was pinching his spinal cord. I'm insured through Healthy Paws and I couldn't be happier with them. They were kind enough to reach out and ask how Momo (my Frenchie) was doing and I'm going to post my response below "Thanks for reaching out! It's been a tough road but he seems to be showing good improvement and gets his stitches out tomorrow. I feel so bad for the little guy. Also, I'm very thankful for your company and the service you provide! Claims are so easy to make and approval is swift without jumping through hoops. Takes a lot of stress out of an already very stressful experience! Merry Christmas from me and Momo! -Joey Morris" Show quoted text I can't recommend them enough!
  • INSURER: Healthy Paws
  • POSTED: 12/16/2021
  • BY: Joseph
  • BREED: French Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

The Best Dog Insurance EVER

My Dog, Zoey, recently contracted Bone Cancer.... probably the most dreadful thing that a pet owner could ever face.... mental, emotionally, and monetarily.... I thank God I have the foresight to invest in pet insurance.... and Trupanion is the best!!!!..... just for my Zoey they paid for 2 ACL operations, various ailments and Bone Cancer.... Amputation and Chemotherapy.... they are a blessing and probably the reason that I am not struggling to keep my beloved dog alive!!!!.... They are a bit expensive, but you get what you pay for....24/7 HUMAN interaction, an easy claim app, and they pay the Animal Hospital directly..... and No Limit on claims..... I HIGHLY recommend Trupanion.... My friends and Family have also gotten policies from Trupanion,,,,
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY: Paul
  • BREED: Olde English Bulldog
  • AGE OF PET: Over 11 years

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5

out of 5

Exceptional service-great experience!

I have been using this pet insurance on two dogs for several years. There are other companies providing pet insurance that may be cheaper or have different benefits, but I have had such great service that I would not change. Submitting claims on the website is easy, every time I have had to contact customer service, the people are helpful and kind. Even when my 1-year-old dog died unexpectedly and I had to call to cancel, the representative was amazing. I also received a sympathy card in the mail--no one takes the time to do those things anymore. I think that customer service is just as important as the price and services offered. I am sure there are other options with less services/costs, but I think I made the best choice.
  • INSURER: AKC
  • POSTED: 12/15/2021
  • BY: Karen
  • BREED: Newfoundland
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Fast, efficient service, well appreciated

Having adopted another older dog following the demise of a previous older dog that had about $10,000 worth of health problems in the 2.5 years I had her, I decided to try pet heath insurance with my latest elderly dog adoption. Unfortunately after nearly 3 years of good luck and great experience, my dog has developed liver cancer. After tests and biopsy, it looks like supportive/comfort care is what we're left with. Trupanian worked as advertised. Easy to file a claim on line. I got the results of my claim acceptance in less than a week. My reimbursement will be arriving by check in the near future. Reallyi excellent service and good coverage as well.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY: Donald
  • BREED: Pit Bull - American Terrier
  • AGE OF PET: Over 11 years

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1

out of 5

Everything is a pre-existing condition

We adopted a dog in February, 2021. Since he was transported from down South with a van full of dogs, he developed kennel cough that needed to be treated shortly after he arrived. He fully recovered from that with antibiotics. That was the start of our issues with Embrace. He developed another cough, with no close contact with other dogs, several months later. This was determined to be a "pre-existing condition", apparently simply because it was respiratory, and even though the earlier cough had completely cleared up and he had been healthy for months. Our most recent interaction with Embrace was the topper. He was diagnosed with heartworm, and you guessed it, the claim was rejected as a pre-existing condition, even though I see no connection between respiratory infections that have been cured and newly-diagnosed heartworm, and neither does out vet. Apparently, everything is now a pre-existing condition in Embrace's eyes. I don't see what the point is in pet insurance if nothing, even things that are seemingly unrelated, aren't covered. It may make more sense to cancel the policy, save the premiums, and pay out of pocket, since that's what we're doing anyway.
  • INSURER: Embrace
  • POSTED: 12/15/2021
  • BY: Mike
  • BREED: Mixed Breed Medium (20-70 Lbs)
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Pet Insurance is a must, Trupanion is a dependable provider

Our first year of dog ownership has been unexpectedly expensive, and would have been much more so if we hadn't signed up for pet insurance immediately. Our boston terrier puppy has had a string of unexpected and costly medical issues, including a drawn-out stay in the hospital for vomiting and stomach issues and a surgery to correct breathing issues. We've found Trupanion's coverage to be fair to their policy promises and their claim processing has been overall fast and painless. I would say check with your vet to see if they are able to process your claims directly. Ours does not, but we found the online claims system was pretty easy to navigate. In short, pet insurance is an absolute must for all new puppy parents considering how much medical treatment costs these days, and we've had a positive experience with Trupanion and would recommend them to others.
  • INSURER: Trupanion
  • POSTED: 12/15/2021
  • BY: Christina
  • BREED: Boston Terrier
  • AGE OF PET: 0 - 3

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5

out of 5

Lemonade Pet Insurance Is The Best!

Lemonade Pet insurance is the best around. They make filing claims easy. I received my refunds immediately after filing my claim for my Taco's vaccines. Excellent process.
  • INSURER: Lemonade
  • POSTED: 12/15/2021
  • BY: Khadijah
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 7 - 10

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