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Embrace has been a lifesaver! Everyone has been kind and efficient, processing claims and answering questions quickly, which is important when dealing with stressful illnesses with your pet. I've had several claims, but their coverage of my senior pet and kind treatment of me after her passing was something I'll never forget. I've had multiple pets for years and am active in rescue. Before Embrace, I was often asked if I recommended insurance and never knew how to answer. After getting insurance, I wholeheartedly recommend it and will never be without it again. Yes, the pre-existing conditions thing can be annoying (but that's with any insurance). And I feel like some of the paperwork could be streamlined (with online/forms routing). But overall, those are minor and it's 100% worth it for peace of mind when an emergency hits. If you're the kind of parent that would do anything for your pet, I would look no further than Embrace.

I'm so happy I decided to get health insurance with ASPCA for my chow chow puppy. He's healthy but has dealt with many puppy issues such as swallowing toys and getting sick from exposure to other dogs. Filing claims is so easy and getting reimbursed is seamless. Insurance has paid for itself and is totally worth it!

Embrace has been great for both of my dogs. The staff is very responsive and helpful, and the claims are processed quickly. I wasn't sure about buying insurance at first, but I am so glad that I did and that I chose Embrace. The coverage is good and has helped me with a couple of emergency vet visits.

I have had pets best for my dog for a year now. i started the insurance when the puppy was born. They offer to 'opt in' to preventative services including spay neuter and puppy vaccines. In my eyes this is was worth the extra $10 -15 a month. Wellness coverage covers about 50% of the expenses. Additionally most lab fees are not covered. We will continue with pets best for our pets needs. He is a healthy pure breed from a AKC registered breeder so we aren't worried about hip, vision or dental issues or long term care. Pets Best plans do not excel in those areas anyway. Still, we carry insurance for preventative health services and emergency health service. It fits our needs at a competitive price (even if it isn't the lowest price)

We have had Healthy Paws insurance since our Labrador was first brought home as a puppy. They were recommended to us by a friend. Our puppy is now 2.5 and has had several emergency visits to the ER with stomach distress followed by surgeries to remove objects from his belly that he has swallowed (a hat, clothes, toys). These surgeries were expensive - tens of thousands of dollars in total. Healthy Paws has reimbursed each claim without issue. We have had concerns of being dropped by them because of our dog's anxiety/swallowing objects but it has not happened. The claims are easily submitted via their app by taking photos of the invoices. Then, a check arrives a couple weeks later. Our dog is happy and healthy and we cannot recommend these guys more highly. They insure our less-needy kitty, as well :)

This was extremely easy and the money refunded was the exact amount I thought and it came with a thoughtful explanation of why each cost was refunded or not refunded.

I was impressed with my reimbursement and very happy with the overall experience. The claim took awhile to process but, they seemed very thorough so I didn't mind the longer wait to receive payment.

My dog was diagnosed with a compressed disc in his back and needed prompt surgery. Embrace was there for us. They promptly responded to questions and paid claims. The coverage was as expected. The only questions they asked us was "how is your dog?" At a really stressful time, they were reliable, professional, and helpful.

Embrace, what would we do without you and your amazingly patient and empathetic staff?! No matter what the issue the response time is usually 3-5 business days and you have your claim response.

I wish health insurers for people were so easy to deal with and so responsive.