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I have had a great experience with Embrace so far. They are always responsive and efficient about everything, from easy and clear to read forms to the claims submission process.

Our beloved Chocolate Lab was only 3-1/2 years old when she was diagnosed with a cancerous tumor inside her mouth. We moved on this as quickly as possible and so did Embrace. Every time I sent in a new estimate, they jumped right on it and got us the pre-certification coverage immediately. They were prompt to pay and very courteous and helpful. I highly recommend Embrace. I shopped other pet insurance coverages when out dog was 8 weeks old. Embrace "looked" to be the best. I would never ever have another pet without this coverage. Thank you Embrace!

My puppy was able to get the medical care she needed for her UTI because I had Healthy Paws pet insurance. They are very fast with their claims reimbursements and they keep me informed by email when they are processing the claim and then an explanation of benefits once it is completed. It is super easy, convenient and takes the uncertainty out of the process. Their customer service is excellent.

When my dog was diagnosed with cancer I thought it was going to take forever to get reimbursed. I didn't even want to fill out the paperwork. When I finally did, there were maybe 8 lines to fill in. I sent the claim form and the itemized bill to them electronically and received an automated reply within the hour. 2 days later they sent an explanation of benefits and a check was in the mail. If this were my health insurance company I'd have to resend everything 20 times and get supporting documents and what not only to have them deny half of my claim. Pets Best only denied $15 of chemotherapy drug disposal. The rest was covered with no questions asked. If it hadn't happened to me I wouldn't believe it.

My dog was attacked by another at the dog park, and had her stomach ripped open, which required a 90 minute surgery at the emergency hospital. The total bill was over $3500. Embrace approved my claim in a couple of weeks, and covered everything minus deductible/copay. I am very happy with Embrace!

they are worried about clients and return 80% of money back.

My dog, Benji, came down wand with severe gastroenteritis. He spent two nights at the pet hospital which proved quite costly. Thanks for the pet insurance the expense became minimal. My claim was processed promptly and the reimbursement check arrived just in time. I am grateful that Healthy Paws came through. I have recommended your insurance company to all my relatives and friends.

I read reviews and did research on several companies before deciding on Embrace. They have an easy claims submission procedure. They were fast in sending the checks and documentation is easy to follow. I HIGHLY recommend this company. I only my personal medical insurance were this straight forward!

I was very happy with how my claim was handled. With a new puppy it's great to know I have help with his Vet bills. Your Wellness plan is just what I was looking for.

In the past 3 years since insuring our dogs with Embrace, we have submitted 2 claims. Both these claims were dealt with entirely to our satisfaction and I would sincerely recommend this insurance to other pet owners.