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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

Trial Plan is a Joke

I had the 60 day trail plan - which was a total joke. First they never sent the policy documents. They said they sent them, but I had to call and ask for them after 30 days had passed. During that time, I submitted a claim which was not covered on the trial plan, but, of course, would have been covered with their standard plan. I prefer to go with a company that doesn't use smoke and mirrors tactics to gain your trust. The icing on the cake was that it took them almost two months after I filed the claim to tell me that it wasn't covered. I guess they were hoping I'd sign up in the mean time. Glad I went with another insurer!!!
  • INSURER: AKC
  • POSTED: 07/06/2015
  • BY: Karen
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Healthy Paws is awesome.

I was super pleased with Healthy Paws. My dog Tashi had to have hip replacement surgery because his hip was so damaged that he was looking at a life of pain and/or pain medications. Healthy Paws handled the claims for his care and then his surgery so fast and paid the claim just as the policy stated. I had opted for the 90% plan and they paid their share right away. Now my Tashi will be able to live a pain-free life.
  • INSURER: Healthy Paws
  • POSTED: 07/06/2015
  • BY: Wanda
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent Pet insurance and great customer service

Unfortunately, had a serious issue with my bulldog several weeks ago and Embrace insurance provided excellent customer service and proactively did everything possible to support us during this difficult time. I have had several dogs over the last several years with various insurance companies, yet Embrace Pet insurance is the best possible coverage and customer service oriented company I have seen to date. They are a top notch company and will continue be recommending them to friends and family going forward.
  • INSURER: Embrace
  • POSTED: 06/26/2015
  • BY: Michael
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

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5

out of 5

Kind and reliable.

All of the claims I have submitted have been handled quickly and fairly. They have paid what they said they would pay. When one of my dogs died, someone from their management called to see how we were doing. I thought that was very kind of her. She allowed me to share my grief over my lost pet.
  • INSURER: ASPCA
  • POSTED: 06/05/2015
  • BY: Vickie
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

great customer service

This is my first experience with pet insurance. After many years of being pet owners, we recently adopted 2 rescue dogs. Not knowing backgrounds of the dogs, we thought it might be a good move. One of our dogs had some minor health problems from the beginning which were considered pre-existing, but by the time we had our first annual physical and the wellness exam was covered, I felt it was a good thing. Then our 2nd dog came down with some serious issues which will take considerable time to treat. Embrace has been responsive to all communications and quick to reimburse claims. We realize we made a great choice with Embrace.
  • INSURER: Embrace
  • POSTED: 05/13/2015
  • BY: Kathy
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

We will insure our furbaby with no one else!

This April, Khan was diagnosed with an eye ulcer that just would not leave. After multiple vet visits, he was finally given a clean bill of health, but the ulcer came back much worse than before. Less than 14 hours after the 2nd ulcer was found, his eye ruptured. We had to rush him to the ER vet at 1 AM and pray that they could save his eye. They were able to keep him stable until the eye surgeon was available, and they operated first thing in the morning. The surgery was successful, and Khan is currently recuperating nicely, and there is a good chance that he will have at least partial vision in the eye. Again, we couldn't have afforded to save his eye without Healthy Paws- the total bill was approximately $3800, and our portion, after reimbursement, was only $500. In addition, the 7 different claims have all been processed within 3 business days, and we've always gotten them within a week. No waiting months! The phone reps are always incredibly kind also, and they always email to check up on him. Khan will never be insured with anyone else!
  • INSURER: Healthy Paws
  • POSTED: 05/08/2015
  • BY: Christina
  • BREED: Boston Terrier
  • AGE OF PET: 7 - 10

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4

out of 5

Overall pleasant service

Embrace staff have generally been informative and pleasant to communicate with. I have had extensive e-mail communication with Embracer reps, who have helped clarify my pet's profile, and assistance with updating our information.
  • INSURER: Embrace
  • POSTED: 05/06/2015
  • BY: Rachel
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

Very pleased with my pet insurance

I am so happy that I decided to purchase Healthy Paws pet insurance. My 2 1/2 year old chocolate Labrador Retriever Bosco just required major surgery on his knee. The $2,880 surgery only cost me $288. His medications are also covered. My claim was submitted Thursday morning and was settled by Thursday afternoon. I didn't expect it to be settled so quickly. I also received a follow up email from Healthy Paws checking on the health of my dog. If I had to pay the full amount of the surgery on my own, it would have been a major financial hardship for me. I will define keep this insurance for the life of my dog.
  • INSURER: Healthy Paws
  • POSTED: 05/03/2015
  • BY: Dainah
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws is What Insurance Should Look Like!

I cannot express my satisfaction and elation enough with the coverage, service, speed, ease and genuine care that Health Paws provided in connection with a claim for my weenie-mix dog. I was prepared for a long drawn out claim process but filing the claim was so easy and the claim review was quicker with Healthy Paws than with any other human insurance claim. Healthy Paws did not nickel and dime me. Rather, they paid 80% of the reasonable amount of charges (some hospitals/vets overcharge for services). In less than week, Healthy Paws had received, reviewed, and processed the claim and submitted reimbursement. What I REALLY appreciated was that even following reimbursement, Healthy Paws sent an email to me asking about Miles and if his stomach was better. It wasn't just a generic email blast. Rather, it was personal and demonstrates extraordinary service, vested interest and care. Kudos to Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 04/23/2015
  • BY: Miree
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Outstanding Pet Insurance!

I have only been insured for about a month. I have an extremely healthy 4 year old Boxer. About 10 days ago she was bitten by a Mojave rattlesnake and nearly died! She was in the veterinary hospital ICU and received very expensive antivenin. The total bill was nearly $2,500. She is now out of the woods and should make a fully recovery. I submitted the vet bills to Healthy Paws last Friday and got an email on Monday indicating my claims were approved and checks were being sent to reimburse me - EXACTLY AS THEY PROMISED! What an amazing pet health insurance company. In fact, it is the best insurance company of any kind with whom I have ever dealt.
  • INSURER: Healthy Paws
  • POSTED: 04/21/2015
  • BY: Rich
  • BREED: Boxer
  • AGE OF PET: 7 - 10

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