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If I weigh the premiums paid against the vet bills for covered conditions, it was definitely not worth the money. I was reimbursed a certain percentage for covered conditions, but considering the deductibles and allowed amounts, ASPCA coverage did not pay off for us even considering the fact that our dog did require more than usual veterinary care because of allowed conditions. I would not recommend ASPCA Pet Insurance to anyone for this reason and the fact that reimbursement was always greatly delayed. I also had the feeling that anytime we received reimbursement that they felt we were lucky to be getting it. Isn't this what insurance if for?

This was a wellness claim on my 6 year old female. The company was very efficient and helpful when filing this claim. I have and will continue to recommend Embrace Pet Insurance. In this day and age with the economy as is and the cost of having animals of any kind or breed, it is necessary to have insurance to help with the cost of pet care.

I encourage all pet owners to get Embrace! You really don't think about it when your pet is healthy, but once something happens, you will be so grateful that you have it. Not only did Embrace come in handy when my dog had some minor issues over the winter (simple blood tests, but still costly), but when we got my dog's cancer diagnosis over the summer, all I could say over and over again was "Thank goodness we have insurance"! If we didn't have it, there would simply be no way that I could have been able to afford any of my dog's treatments, and we would be fighting a losing battle. Because of Embrace's awesome cancer coverage, as well as their coverage of holistic therapies (something we strongly believe in to support his other cancer treatments, which many insurance companies do not cover), we know that we can explore all of the treatment options that are available to us, and get my dog the best possible care. I've had to call a couple of times with some questions, and the customer service has been AMAZING each time. Super helpful, friendly, and exceeded my expectations. I cannot recommend this company enough. I admit that there were times that I almost dropped his insurance because times were tough and my dog was healthy, but now, I am so happy that we kept it. That small monthly premium is nothing when you are faced with huge vet bills to care for your dog, and the peace of mind knowing that you can afford to give your pet the best care-totally worth it! It's hard for pet

I can’t say enough good things about our experience so far with Healthy Paws. Our dog Angel, who was diagnosed with carcinoma, has undergone radiation therapy and is now undergoing chemotherapy. Without Healthy Paws, we would be facing a substantial financial burden for her treatment. Everyone we’ve dealt with has been friendly, compassionate and responsive. Claims have been processed and paid quickly. We couldn’t be happier with the coverage and service we’ve received, and the peace of mind that comes with not having to worry about or make decisions based on cost is priceless. I’ve already recommended Healthy Paws to several friends and I know at least a couple have enrolled. If I could give a higher rating than 10, I would.