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I was grateful that I could treat both of my dogs without the financial burden. It allowed me to take care of my dog's medical issues. I am not sure what decision I would have made if I didn't have insurance.

I have had Embrace for about a year on my 7 year old lab. When I initially started my plan I had a vet visit to confirm my dog had no issues such as hip and joint problems. She did not. She did have a bump on her front upper body area that when I first noticed I took her to two different vets and was told it was cosmetic so no need to remove or test. In fact on the Embrace Vet Check the doctor noted it so Embrace was aware of it. Recently she developed a growth on her muzzle and the doctor suggested removal and to screen to make sure it wasn't anything more serious. As she was going to be under anesthesia I elected to have her teeth cleaned and also remove the previous bump even though it was cosmetic and not hurting anything. Now, I knew the entire incident would not be covered because it did not meet the financial requirements but being that I was new to Embrace and how they worked I went ahead and uploaded my paperwork just to get a feel of how the process worked. The growth on her muzzle came back as benign but had it not I assume I would have been covered had it turned into something bigger and additional treatment was needed. Imagine my surprise when I get a letter stating that all future growths will not be covered because the one that they were previously aware of that was deemed cosmetic by two previous vets was not tested. Obviously, if my doctors had said remove and test it a year ago I would have but they saw no need. At this point I am just grateful I found out what a poor company they were before I needed them for something serious.

Easy and helpful every step of the way.

I have always had a good experience with the staff at Trupanion and they are very timely in the payment of covered expenses.

My claims was handled with expediency

I have always had a good experience with the staff at Trupanion and they are very timely in the payment of covered expenses.

My claims was handled with expediency

I ALWAYS REFER FAMILY, FRIENDS AND CLIENTS TO YOU :-)

I ALWAYS REFER FAMILY, FRIENDS AND CLIENTS TO YOU :-)

Pet insurance is expensive and you need to be very careful for the coverage you choose. It needs to provide a return on investment.