5
out of 5
Verified
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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
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5
out of 5
Verified
Porcupine Quills surgically removed
My dog had to have porcupine quills surgically removed. Her vet bill was less than the deductible, and the examination wasn't covered, so no insurance payment. The claims experience was very simple and efficient. Just a little disappointed that they didn't pay for any of the treatment. But it was according to the policy I took out.
- INSURER: Trupanion
- POSTED: 10/02/2021
- BY:
- BREED:
- AGE OF PET: 7 - 10
5
out of 5
Verified
Not everyone I know can afford insurance but those that can I would recommend for sure.
Not everyone I know can afford insurance, but those that can I would recommend for sure. Diane was great to work with.
- INSURER: Trupanion
- POSTED: 10/01/2021
- BY:
- BREED:
- AGE OF PET: 0 - 3
5
out of 5
Verified
5
out of 5
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5
out of 5
Verified
Pet insurance doesn't make sense for everyone but if someone is looking for a good company I would recommend Trupanion.
Pet insurance doesn't make sense for everyone but if someone is looking for a good company, I would recommend Trupanion. I did a lot of research and comparisons and you guys make it very clear as to why you don't cover routine care and it made sense to me. The companies that do cover routine costs seem to use that as a way to lure you in to use their company but they have limits on emergency care and claims and Trupanion does not. Trupanion also has a very different definition of what a pre-existing condition is. Why would I pay thousands of dollars for dog insurance over a few years, if my dog needs an ACL replacement surgery on one or both legs but the insurance caps out at $3000 or $5000? The way most companies describe a pre existing condition is anything even potentially related to their breed, even if it is a rescue mixed breed. The list of what they will not cover is unbelievably higher than what they will cover. Most of the other dog insurance companies I researched tripled their rates after the age of 5! These few reasons were absolute proof that most of the bigger, dog insurance companies, (Allstate), is nothing but a scam and it is very clearly robbery. Any insurance company is clearly in the business of making money but at least with Trupanion, my pets well being is covered within reason. I hope some day pet insurance will be more affordable for more people and their pets. Every person with a love for animals and a loving home to give, should be able to receive some sort of assistance with vet care. I spend $500/year on annual/routine care only for each dog. I can only afford insurance for one of my dogs because the other one is 5 years old and the monthly payment is astronomical for every pet insurance company I received a quote for. I adopted my 5year old dog at 3 months old and realized after the fact that he had 2 crushed knees, most likely from abuse or an accident, I was told by his vet. I spent $8,000.00 (not includingeds), fixing his hind legs, and we spent a year going through excruciating rehabilitation. My yearly income is considered poverty level, this was not something I could afford... I had to borrow money from a family member and go into credit card debt to help this dog that had been so loving and so sweet to anyone and everyone lucky enough to meet him. We only realized his condition because his hind end wasn't growing at the same rate as the rest of his body. This was an OLD injury and he spent a year without complaining about it. I would have sold everything I own to take his pain away without euthanasia, especially since he was so young and full of life! I know of people having to euthanize young pets, because of a surgery that costs half of what I paid, but they can't come up with that kind of cash in an instant.
If my dog is lost, and happened to be hit by a car, a vet is much more likely to treat my pet with emergency surgery if possible vs. euthanasia, if they scan it's microchip and can confirm the pet is insured. Trupanion is more realistic and transparent about their coverage than the other companies I researched.
- INSURER: Trupanion
- POSTED: 09/23/2021
- BY:
- BREED:
- AGE OF PET: 0 - 3
5
out of 5
Verified
Because the list of items such as breed ect make no sense.
Because the list of items, such as breed, ect, make no sense.It says my dog has not been spayed and she was spayed at 6 months old! This and other things that make the policy higher, are incorrect and show that you are not using the information has not been updated, how conveinant!
- INSURER: Trupanion
- POSTED: 09/23/2021
- BY:
- BREED: Biewer
- AGE OF PET: 7 - 10
5
out of 5
Verified
5
out of 5
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5
out of 5
Verified
Best experience
Filing a claim was so easy. I called and the representative explained the process then emailed the forms. I was reimbursed in less then a week! Your pet insurance is so affordable and i would recommend any pet owner to use Trupanion!
- INSURER: Trupanion
- POSTED: 09/22/2021
- BY:
- BREED:
- AGE OF PET: 7 - 10