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I found a better company but since my dog has so many past issues with the vet I cannot change or they would all be preexisting. Trupanion does a decent job in covering costs however, so I'm not unhappy.

Very efficient and caring

Last January, 2017, I changed the pet insurance for my 1 1/2 year old Lab to Healthy Paws. Approximately 3 months later my lab tore her ACL and required expensive TPLO surgery. Despite HP's great reviews, I was nervous about how well they would cover a new client. I printed out their forms and submitted our claim by mail. Within a few weeks I received a check for 80% of the surgery, x-rays, meds, hospitalization etc. They covered everything! I was very impressed and so happy I switched my pet's insurance to Happy Paws. Unfortunately, last month she tore the ACL on her other leg. This time I downloaded their APP and simply snapped a picture of the vet's statement and clicked send. So easy. About 2 1/2 weeks later I was informed by email that, again, everything was covered and they were paying 80% of the $3,500 for TPLO surgery, x-rays, etc. Thank you Healthy paws. My wife and i love Healthy Paws and plan to have our Lab insured with them for the rest of her life. We highly recommend this company.

One of our kitties, Felix, was diagnosed with pyothorax (pus in the body cavity from a cat bite). He was extremely sick and he was in the ER/ICU/trauma unit for 5 days. Having Nationwide insurance was a lifesaver. Our out of pocket costs were minimal once we were reimbursed. Reimbursement usually takes about 4 weeks. Having health insurance on your beloved pet makes it an easy decision to go forward with expensive, life saving procedures, knowing that they are covered. 5 stars for the Nationwide company and their pet insurance! Felix is completely recovered and happy and healthy now.

I am beyond impressed! I chose this company because they are the only ones that cover the gastropexy. After I filed my claim I received my refund in record time! I couldn't be happier! I recommend to everyone I know that has pets.

Took King Diamond for an extremely overdue check-up after moving across country. Thank goodness all was well, except he needed some tests for overweight and some shots. Our claim was promptly processed and money sent to us. Dealings with phone reps was pleasant, professional and helpful. Thank you.

Excellent service!

Our dog has had several unexpected problems this summer and Embrace covered it all. No hassle and fast. I’m impressed.

Best insurance! I can go to a holistic vet and it's covered! The claims people are wonderful! Claims are done quickly and always explained! Love love this insurance!

My Frenchie Piper was suffering from ear infections since we got her as a rescue. Now after 3 years the specialist found out she had a mass ( tumor) As a result she needed a CT scan and a surgery. The result was a $3600 bill. I talked to Healthy Paws and they were AMAZING. Within a week I had a check for the 80% Healthy Paws pays. And keep in mind, they already paid a lot for all the treatments over the last 3 years. Thank you Healthy Paws 💋