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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

cruciate ligament injury

Our almost 10 mo old Leonberger, Lizzie, ruptured her cruciate ligament while she was playing out in our yard. She started limping and the next day an she wouldn't put any weight on it. I knew it was serious and was devastated for her and for us. She is a beautiful, sweet, potential show puppy whom I brought into our family not only to be a family member but to add some diversity to my line of Ch Cherrywood Leonbergers which I have been raising and showing since 1990.I have been very impressed with the professionalism, compassion and caring attitudes from the staff at Healthy Paws. My claim was settled quickly and the staff was so nice to work with, asking how Lizzie was doing and wishing her well. I will definitely be putting their information into the puppy packs that go home with my puppy buyers and highly recommend the company.
  • INSURER: Healthy Paws
  • POSTED: 08/20/2014
  • BY: Ann
  • BREED: Leonberger
  • AGE OF PET: 0 - 3

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5

out of 5

Prompt reimbursement

Trupanion has always paid my claims in a timely manner & have yet to decline anything that I have submitted. By far the best pet insurance company that I have worked with, & as a veterinary practice manager I have worked with many. I highly recommend them!
  • INSURER: Trupanion
  • POSTED: 08/13/2014
  • BY: Mindy
  • BREED: Domestic Mediumhair
  • AGE OF PET: 7 - 10

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5

out of 5

Prompt reimbursement

Trupanion has always paid my claims in a timely manner & have yet to decline anything that I have submitted. By far the best pet insurance company that I have worked with, & as a veterinary practice manager I have worked with many. I highly recommend them!
  • INSURER: Trupanion Canada
  • POSTED: 08/13/2014
  • BY: Mindy
  • BREED: Domestic Mediumhair
  • AGE OF PET: 7 - 10

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5

out of 5

Quick claims review

My dogs yearly claims for her immune condition. My dog was diagnosed with a rare immune disease in 2010. Less than 1% of all dogs have this condition. Fortunately, when I adopted her from the dog shelter in 2008, I got her Embrace policy. I turned in $3000 worth of claims in 2010 which were promptly paid by Embrace once they had her doctors records. She must go in yearly for rechecks which cost around $400. However, this year she also had some minor illnesses of diarrhea a couple of times and ear infections. I kept all of my bills for her (over $1000) and turned them in on Monday and they were paid on Friday.
  • INSURER: Embrace
  • POSTED: 08/08/2014
  • BY: Patty
  • BREED: Bluetick Coonhound
  • AGE OF PET: 7 - 10

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1

out of 5

Trupanion Heartache

I had a one year old dog with zero pre existing conditions. She was playing in my fenced in back yard and that night couldn't jump on the couch. I took her to the emergency where they did x-rays, and told me to see an orthopedic specialist. I did and they diagnosed her with bilateral torn ACL's. They told me not to worry that it obviously isn't pre existing based on the x-ray report, and their exam. First, they accused me of insurance fraud because this accident happened in my first 30 days. Then they took so long giving approval/payment for the first trip to ER that I went ahead and did the surgery. After 6 weeks of the initial visit they approved that. Then, they declined her injury based on the x-rays 6 weeks later on her post surgery. So yes, six weeks later it is pre existing. Lets try looking at the x-ray report the day we went to the emergency when it happened. That is not pre existing, and they admitted to me they never got the report. So they didn't even get all their paperwork in 6 weeks time, but it doesn't matter they just needed some excuse the deny the claim because it was too much money for someone who just applied to their insurance. Hopefully, no one else's pets will have an accident when you first get insured!
  • INSURER: Trupanion Canada
  • POSTED: 07/29/2014
  • BY: Naomi
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Very Pleased

I researched 12 companies before deciding on Embrace for our English Bulldog Puppy -Tugger. We are completely thrilled with out choice so far and really appreciate the courteous and quick service we have recieved. Plus, the coverage for our boy to have great medical care, to me there was no comparison from all I researched. We are very happy Embracers!
  • INSURER: Embrace
  • POSTED: 07/24/2014
  • BY: Jill
  • BREED: English Bulldog
  • AGE OF PET: 0 - 3

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5

out of 5

Great co. to work with

My previous dog had numerous health issues so when I got a new dog I took out medical insurance,Trupanion was a good choice! My new havanese puppy "Muffin" lost her tear production after a year old,Muffin is doing good now but will be on medications the rest of her life that are epensive.I have 90 percent coverage of her meds that Trupanion pays qickly! Also Muffin got a severe skin infection that her regular Vet could not treat.Muffin needed a specialist and a 950.00 surgery to biopsy her lesions and test for cancer!Thank goodness they were benign and now she is recovering on new meds! Trupanion paid 90 percent of her bills in just a week! Very helpful and nice people to do business with!
  • INSURER: Trupanion Canada
  • POSTED: 07/11/2014
  • BY: Suzanne
  • BREED: Havanese
  • AGE OF PET: 7 - 10

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5

out of 5

Great co. to work with

My previous dog had numerous health issues so when I got a new dog I took out medical insurance,Trupanion was a good choice! My new havanese puppy "Muffin" lost her tear production after a year old,Muffin is doing good now but will be on medications the rest of her life that are epensive.I have 90 percent coverage of her meds that Trupanion pays qickly! Also Muffin got a severe skin infection that her regular Vet could not treat.Muffin needed a specialist and a 950.00 surgery to biopsy her lesions and test for cancer!Thank goodness they were benign and now she is recovering on new meds! Trupanion paid 90 percent of her bills in just a week! Very helpful and nice people to do business with!
  • INSURER: Trupanion
  • POSTED: 07/11/2014
  • BY: Suzanne
  • BREED: Havanese
  • AGE OF PET: 7 - 10

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5

out of 5

Thankful for Healthy Paws

When we rescued our little blind pit mix Gonzo ( which happens to be our first dog ) we knew we wanted to make sure he was covered as Vet expenses can be costly. We have had to make a few claims so far and the customer service has been great! Making a claim is easy and I couldn't ask for anything more from a company. I swear he has better insurance than we do!!!! Thanks again Healthy paws for everything!!
  • INSURER: Healthy Paws
  • POSTED: 07/09/2014
  • BY: George
  • BREED: Mixed Breed
  • AGE OF PET: 0 - 3

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1

out of 5

Giant scam

My one year old dog was denied Acl surgery. They didnt even have all the documents in front of them before they denied her. Calling it a pre existing condition. 2 board certified specialist looked at my dog in person and reviewed her radiographs and said this accident just happened. when i called asking why she was declined before her radiograph report was even looked at, i was insulted and called a bad pet owner because i didnt witness the accident, in my fenced in yard. They cant be convinced it happened. I had 2 veterinarians calling them telling them this was not a pre existing condition. Plus 2 surgeons but it still didnt matter. Once again, denied before having the original radiograph report says it all.
  • INSURER: Trupanion Canada
  • POSTED: 07/08/2014
  • BY: Naomi
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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