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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Score!!!!!

I have an 11 month old English Mastiff. I decided to purchase pet insurance because, with his size, any procedure or expense is super-sized. Boy am I glad I did! I got FULL coverage, both wellness and illness. He recently became extremely ill with an infection in his tail that left him unable to eat or walk. What peace of mind I had, knowing that my vet could take the necessary steps to effectively treat him and that money was not the deciding factor in his treatment. I had him neutered and micro-chipped while he was under for the tail amputation. He is now fully recovered (minus a tail)and happy as a giant puppy can be. Claim submitting has been super easy and the people at VPI are not nit picky and confrontational as I feared they might be. I feared that I'd have to fight and justify every expense or visit to the vet. But NO, I've never had to further explain any of the the 3 claims I've made, I just send them in, then in about a month, a check or explanation letter comes.
  • INSURER: Nationwide
  • POSTED: 03/27/2015
  • BY: Kristen
  • BREED: Mastiff
  • AGE OF PET: 0 - 3

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5

out of 5

Very Thankful for the Insurance!

As soon as I adopted my Georgie from the shelter, I added her immediately onto my insurance policy with Embrace that insured my other dog, Lucy. In the very early morning of 2/15/15 (a Sunday), Georgie yelped out in pain as she jumped off the couch. I knew something was wrong and when I checked her, I noticed her stomach was bloated and painful. I immediately got dressed and rushed her to the emergency vet hospital. They took her back and said she had sludge in her gall bladder and needed surgery. I told them to do whatever they needed to do. About 2 hours later they called me to tell me that when they did the ultrasound on her, they saw that she was bleeding internally because her spleen had ruptured and there was a tumor on the spleen which they thought was hemangiosarcoma - a deadly cancer. They said if it was hemangiosarcoma (which 70% of the time it is), she would have at most 6 months to live. Without the surgery, she would die in a day or so. I told them to do the surgery. They told me most people put their dogs to sleep when they hear the possible diagnosis. I'm not most people. My dogs are my family. She pulled through the surgery and they removed her spleen, the tumor and her gall bladder. I was devistated at the thought of her dying in such a short time but we wouldn't have the biopsy results back for a week. She was released the next day with staples running almost the entire length of her stomach but she was eating and drinking and recovering well. That Friday night, I got a call from the vet's office to let me know that they had biopsied the spleen, tumor and gall bladder and there was NO cancer in ANY of them!! She beat the odds!! The surgery was $4,500 but it was easy to make the decision to do the surgery knowing that Embrace would cover it. On 2/25/15, I had my reimbursement from Embrace in my checking account!! That's faster than my own personal health insurance!! I have seen posts on facebook in the past week from 2 other dog owners about the same symptoms/disease/cost and they put their dogs to sleep because of it. I'm glad that I decided to go with the surgery and play the odds because now I hope to have my Georgie for MANY years to come!! Thanks Embrace for being there and handling things so promptly!!
  • INSURER: Embrace
  • POSTED: 03/24/2015
  • BY: Patty
  • BREED: Bluetick Coonhound
  • AGE OF PET: 7 - 10

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1

out of 5

Terrible

How can I get denied because of a pre-existing condition when 4 vets couldn't figure out what was wrong with my little girl? These people are the true scum of the earth. Don't waste your money. I'm confident that any positive review is from a vpi employee. Literally 4 vets, including neurologist and internal medicine specialist. No diagnosis. That's not what I'm upset about; these miserable scumbags said that it was a pre-existing condition. My kitty passed at the age of 10 months. She deserved better, so does anyone that cares enough for their pet to get insurance. VPI WILL NOT HELP!!!! They look for any excuse to get out of their responsibilities. Dog sh**. Pun intended.
  • INSURER: Nationwide
  • POSTED: 03/07/2015
  • BY: Will
  • BREED: Domestic Shorthair
  • AGE OF PET: 0 - 3

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4

out of 5

Good communication and a good result

My Golden Retriever became ill, vomiting and diarrhea - took her to our vet and they ended up keeping her overnight and giving her an I.V. My first submission for a claim was denied actually, but they explained what I needed to do to "appeal" the claim; that is, provide more information from the vet, which I did. Once I sent the additional required documentation, the claim was then approved and paid. So, at first I was dissapointed that the claim was denied but then they worked with me to turn it around. Thanks.
  • INSURER: Embrace
  • POSTED: 02/25/2015
  • BY: Julie
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Great Service!

I have had Pet's Best for about 18 months now. Submitting claims is quick and easy and my reimbursements are always processed quickly! Definitely recommend.
  • INSURER: Pets Best
  • POSTED: 02/18/2015
  • BY: Megan
  • BREED: Great Dane
  • AGE OF PET: 7 - 10

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5

out of 5

Excellent turnaround time and communication!

I've been a client for many years and I an consistently impressed with the high level of customer service and high quality of claims processing. They are awesome! Wish they could handle all our people claims too. :)
  • INSURER: Embrace
  • POSTED: 02/16/2015
  • BY: Rebecca
  • BREED: Labrador Retriever
  • AGE OF PET: Over 11 years

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5

out of 5

As advertised!

I have never purchased pet insurance before, but decided to get it for our standard poodle, who was a few months old at the time. I took care of all my preliminaries right away, so as not to have concerns later. I made clear between Embrace and myself what preexisting conditions there were and moved on from there. So now, not quite a year into this and our dog took and ate a bunch of raisins. (The only thing he has ever taken off a counter!) Well that landed him in the hospital for 3 straight days getting an IV to push the toxins through. I was mostly impressed with Embrace and the speed and payment of the claims. I did have to go back and have our vet fill out a fair bit of paperwork, but it all worked out well. On occasion Embrace does so down processing for no apparent reason, this is the only reason I will not give them a a perfect 10. Most claims paid in about 2 weeks but a few longer than 3 weeks. Their payments on the claims were EXACTLY what I expected it to be. With lots of unknowns out there I am glad to say that the process and benefits were what Embrace said they would be.
  • INSURER: Embrace
  • POSTED: 02/11/2015
  • BY: HSears
  • BREED: Standard Poodle
  • AGE OF PET: 7 - 10

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5

out of 5

Embrace is the Best

I am so glad I'm a member of the Embrace Pet Insurance family!!! We purchased it when our Bullmastiff was a puppy and we are so glad we did. We also purchased the well visit part and the insurance has really been a blessing for us. Fergie has had small problems like all new puppies and bigger problems now that she is almost grown (she has allergies). Embrace is right on top of things and when I send in a claim form it is handled quickly and they always let me know they received it-and after they process they follow to make sure it was handled properly. I would highly recommend them. They are terrific!!! And having insurance on your pet is a must!!!!! You never know what can happen!!!Thank you Embrace!!! We are happy customers who know what a good insurance company is!!!!!! We would encourage all pet owners to purchase Embrace-to Protect your Pet!!
  • INSURER: Embrace
  • POSTED: 02/09/2015
  • BY: Laurel
  • BREED: Bullmastiff
  • AGE OF PET: 0 - 3

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5

out of 5

Embrace is the BEST

Embrace Pet Insurance - what can I say about this company? They are supportive, responsive and phenomenal. They truly care about me and my pet. I recommend Embrace to all dog owners that I meet - they really helped us out when our 6 year old Spanish Water Dog was recently diagnosed with ITP - Immune-Mediated Thrombocytopenia - a disease where the body attacks its immune system. Bruiser needed life saving treatment, twice, and would not be here if it was not for Embrace's excellent coverage which made a very expensive treatment affordable for us.
  • INSURER: Embrace
  • POSTED: 01/22/2015
  • BY: Amanda
  • BREED: Portuguese Water Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Easy

I wish we would have gotten insurance sooner. Jasmine started showing signs of joint problems before age 1. At 1 Yr she had double elbow surgery, at 2 she tore her right ACL at 3 she tore her left. She's been on allergy shots since age 1. When we decided we really needed to have insurance it was too late. She had too many pre-existing conditions. But, with Jasmine getting older and not healthy, we had to find something. The ASCPA has several different plans from covering just about everything, to just an accident. We started out with one of the basic plans and it covered an ankle injury, poisioning, ear issues. We have since moved up a plan and she had 3 cysts on her back removed that were getting too big but, the stitches wouldn't hold. She had to have 2 more surgeries to finally get it to heal. The claim process is simple, the allowances are fair and the payment is quick. We couldn't ask for anything better.
  • INSURER: ASPCA
  • POSTED: 12/29/2014
  • BY: Richard
  • BREED: Dogue De Bordeaux
  • AGE OF PET: 7 - 10

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