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The ASPCA could not have been more helpful or easier to work with regarding a claim for our fur-baby, Maggie. Our coverage plan allowed us to be reimbursed for ~80% of the cost for a surgical procedure this year, and we received the reimbursement about 10 days after submitting it! We also received a couple follow up calls from the ASPCA to check on our little Maggie and ask if we needed anything else. I wish ALL insurance companies could be as customer centric, caring and pleasant to work with as the ASPCA!

We decided to get VPI insurance when we brought home our 2 french bulldog puppies - unfortunately I picked up the policy for our female after we had her spayed. I learned with our male and had his policy in force before he was scheduled to be neutered. Our vet bill for the neutering was around $418 (including shots, flea medicine, heartworm, etc), of which VPI reimbursed us around $408. We have the wellness plan as well, which picked up the cost of flea/heartworm medicine. I received the reimbursement into my bank account within 7 days of submitting the claim. Very quick and easy!

My pet suffers from allergies and seizures. I am recently unemployed and the best decision I made was to up her accident and sickness plan to include wellness. I recently took her in for her yearly physical and vaccines and blood work to check her levels to ensure she is on the right dosage still for seizures and bought her seizure medication and shampoo. My claim came up to 289 dollars and I was reimbursed for all the wellness expenses and my accident and sickness was put towards my deductible. The claim was processed in a timely manner and recently I purchased her heart worm medication and it was fully reimbursed and this was handled within one week. Very pleased with the quick turn around time. And very happy I added wellness to my plan. She is able to receive the help she needs with little financial burden to me, loosing my job recently this is very important to me. Her wellness and health are not burdensome for me at all and I am so thankful for Pet Embrace, I did a lot of research three years ago and am thrilled I made the RIGHT CHOICE! I do tell everyone about Pet Embrace at the dog park and vet's office and my friends and family. Best decision in the world!

Everything went well. The amount of the proceedure was $495.00 and I received $300.00. I wish it was alittle more, however it was fair.

I HAVE NEVER SEEN A COMPANY SO COMPASSIONATE AND SO SO GENUINELY CONCERNED ABOUT MY TWO GIRLS(DOGS). THEY CALLED TO SEE HOW MY GIRL WAS DOING AFTER HER CLAIM WAS FILED. THEY SENT A GET WELL CARD THANKING ME FOR BEING A MEMBER AND MY COMMENTS ABOUT THE INSURANCE. I AM SO BLESSED TO HAVE FOUND SUCH A MAGNIFICENT COMPANY WITH SUCH FRIENDLY AND COMPASSIONATE ASSOCIATES. EVERYONE SHOULD INVEST IN THIS PET INSURANCE AND BENEFITS ARE FABULOUS. THANK THANK YOU ALL!!!!!!!!

After much research I decided to go with Healthy Paws for a few reasons:Reasonable premiums Healthy Paws company is financially healthy No fine print in the contract, very simple 90% coverage available with 100.00 deductible My two claims were processed immediately with no quibbling about coverage terms and limits. Love that! I could say a lot more good things but I'm out of space to type.

Embrace was very prompt in both issuing a claim check and handling a cancellation for my recently deceased friend, CG. She stopped eating and being her perky self. After an expensive procedure to diagnose the issue, Embrace covered 75% of the bill which helped a lot. It turned out to be pancreatic cancer and CG went to kitty heaven a few weeks later. Embrace was very understanding and caring when I told them about CG and handled the administration quickly. In addition, the customer care team sent a very nice card and made a gift to www.irememberyou.org in CG's memory. My wife, Mary, and I want to thank the entire staff at Embrace, and especially Christy, who works for both Embrace and our Vet, and handles our paperwork. Thank you, Embrace, and CG's remaining kitty family is glad to have you there for them as well.

My first Pet Insurance so I cannot compare, but I must say that my experience is superb! the Vet clinic faxed the claim form for me on a Thursday and I received an email the very next day and my check was in the mail on Monday. All of this while I was getting updates on my claim status. The process is painless and I even signed up to get my next reimbursements via direct deposit! the customer service staff (all three of them) have been sweet and sound happy to talk and answer questions.

Embrace is amazing! I will never own a dog without having embrace. They are so helpful and always on time! Truly amazing!!

WE JUST PAID OUT ABOUT $4100 DOLLARS. I WAS SMART AND BOUGHT THE BEST POLICY AND GOT 90% BACK WHICH IS ABOUT $3700 BACK.SHE WAS IN THE HOSPITAL AND THEY DID A BLOOD PROCEDURE WHICH WAS ABOUT $2300. WE FILLED ON A FRIDAY AND WERE NOTIFIED ON THE FOLLOWING WEDNESDAY.