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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

The right choice

I searched many pet insurance companies online and reviewed many quotes. Pets Best was the perfect fit for my budget. It has several options to choose from to suit your needs and budget as well. The claims process is so easy and only takes a minute or two to submit. They provide quick status updates until your payment is delivered. It took a total of 4 days from start to finish for me. I highly recommend!

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5

out of 5

Midnight at ER Vet

A midnight spent in the veterinary ER is never a good time however you’ll do and spend just about anything to make sure your little dog is OK. Mueller veterinary Hospital is one of the best in Sacramento. They didn’t hesitate. They took my little 5 pound Chihuahua in since she had been throwing up and finally it looked like there was blood in her vomit. I rushed her to Mueller after midnight I was so stressed out about my dog. I completely forgot that I had insurance until the vet as she quoted the treatment plans asked me if I had insurance. It finally clicked. I said yes I have pets best insurance From a previous experience. I knew that I could know. Stop silently worrying about the cost and think solely about my little dog Daisy thank you Mueller and pets best for getting her back on the mend submitting my claim through pets best was easy and I had a check covering some of the cost within a couple of weeks

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1

out of 5

Pets best is the worst

We paid for premium coverage and they only paid $150 of a $980 bill for getting our dog neutered. My understanding was this procedure was %100 covered. Do not use this provider, they take over 60 days to pay out often with no exploration of the payout. Use embrace instead

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5

out of 5

Great Company

I have had no issues with Pets Best Insurance. They handle claims quickly and if they are in need of additional information, they request it in a timely manner. Their claim submission is easy as are their EOB's to read. I can recommend them without reservation.

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5

out of 5

MetLife Pet Insurance

Very pleased with this insurance. We have had health issues with our puppy since we got him at 4 months and MetLife has been excellent with paying almost all of our claims in a timely manner. I have had to provide some additional information from our vet on occasion but now I know what to ask for before we leave the vets office. I am also just learning about the 60 to 90 day rule about submitting a claim which they do not make you aware of up front. Otherwise pleased with overall service and would recommend this insurance.
  • INSURER: MetLife
  • POSTED: 04/19/2025
  • BY: Bobbi
  • BREED: Alaskan Malamute
  • AGE OF PET: 0 - 3

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5

out of 5

One less worry

Our beautiful 3 1/2 yr old boy was diagnosed with nasal osteosarcoma after a horrific nosebleed. Alleviating financial worries over care expenses has made it so much easier to choose the best care options for Taz.

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1

out of 5

Felt protected — until pup got sick

We chose Fetch because it promised peace of mind. For years, we paid our premiums without issue. But after our dog was diagnosed with a chronic condition and we submitted a large claim, our coverage was downgraded at renewal—with no option to keep the plan we originally signed up for, even if we were willing to pay more. Now we’re left trying to afford ongoing medical care for a condition we assumed would be covered for the life of our pet. We can’t switch insurers because of pre-existing condition exclusions, so we’re essentially trapped with reduced coverage and rising costs. Fetch may offer decent coverage when your pet is healthy—but if your dog actually needs long-term care, don’t assume your plan will stay the same. I would advise anyone considering them to read the fine print carefully and ask specific questions about how renewal decisions are made.
  • INSURER: Fetch Canada
  • POSTED: 04/18/2025
  • BY: Alicia
  • BREED: Other Mixed Breed
  • AGE OF PET: 4 - 6

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5

out of 5

Pets Best is the best in insurance coverage for your pet

"Pets Best is the first pet insurance I have ever had and I am so pleased with their service. Sadly my sweet kitty has been diagnosed with a heart murmur which means lots of vets visit and lots of vet bills. Pets Best makes this situation so much better, easy on line filing process and a fast claims processing with a direct deposit into my bank account. Very simple and easy to understand. It gives me piece of mind to know I will have help with my vet bills so I can put all my focus on taking care of my sweet kitty cat,"

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5

out of 5

Fast reimbursement

Always great service provided and the claims are paid fast. Thank you!
  • INSURER: Pets Plus Us
  • VETERINARIAN: Central Animal Emergency Clinic
  • POSTED: 04/18/2025
  • BY: Byron
  • BREED: Pug
  • AGE OF PET: 7 - 10

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5

out of 5

Quick, easy, and paid!

I had to take BOTH cats to the ER vet because I wasn't sure which one ate the missing strap from a camisole. I was stressed, anxious, afraid, and worried sick about my two little troublemakers, and dreaded the bill for them both. They're worth it, of course, but it was expensive and I had never filed a claim with pet insurance before and was afraid it wouldn't be accepted due to the many horror stories of pet insurance companies not reimbursing. I am so grateful to be able to say that everything that qualified to be reimbursed per the policy documents WAS reimbursed, and without counting the deductible, a $1200 visit only cost $300 in the end. I have called all of my pet parent friends and told them about Pets Best and the experience I had because we all view our pets as our kids, and want the best for them always. I have peace of mind knowing that the premium paid every month is going to an insurance company that has my babies' backs and WILL support the medical care they may need at any time. I am so thankful for PB and the ease of the claim process, especially in the midst of a stressful situation. I cannot say enough good things. This is my first experience with pet insurance and I am so glad I went with Pets Best.
  • INSURER: Pets Best
  • POSTED: 04/18/2025
  • BY: Miranda
  • BREED: American Domestic
  • AGE OF PET: 4 - 6

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