Find and read reviews with confidence

I have had ASPCA pet insurance since I brought Mr. Niles home as a puppy. He has had two major bouts of severe bloody diarrhea and vomiting both times requiring extensive testing and hospitalization and was close to death. Each time, ASPCA paid about two thirds of the bill, both bills in the low thousands of dollars, and a big chunk of a hospital visit for a swollen paw which resulted in a bill over one thousand dollars. What is really impressive is the fact that they call to see how Mr. Niles is doing and show genuine concern. Because of this insurance, I feel at peace knowing that I can always get medical care for Mr. Niles. I am very happy with ASPCA insurance.

I have had Embrace for 2 years and I am very happy with their service. Most reimbursements are fast and deposited into my bank account. My one complaint is: My dog is 12 years old and the renewal increase was over $100 per year. That was over 100% increase, when the advertise 8-10% annual. If you have a pet, I would still recommend Embrace insurance.

Embrace Insurance Co has been fantastic in helping care for our Sheltie. They process claims quickly as well as issue checks, when appropriate, without delay. They are available by phone or email to discuss questions about policy, wellness, or give support. We HIGHLY recommend them, and we have. Our nephew has also been pleased with his Embrace policy for his German Shepherd.

Trupanion did cover 90% of the covered treatments, which would have been prohibitively expensive.

Trupanion did cover 90% of the covered treatments, which would have been prohibitively expensive.

Elsa tore her ACL a few years ago; she's now well, thankfully, and I'm grateful to ASPCA for providing insurance that helped to offset the financial stress of her surgery and recovery. Their reimbursements were prompt and on the whole hassle free, and because of this I could focus on her recovery and overall health.

We decided to look into insurance when we adopted our sweet puppy Shay a year ago- she is a lab and we knew the risks for hip dysplasia that comes with this great breed. We didn’t want to have to make a hard decision years down the road if she needed a hip replacement- which can cost upwards of $10,000. We did our research and found that Healthy Paws was the best option- low monthly costs, good coverage, and no lifetime ceiling. Over the last year Shay has suffered from frequent UTIs and almost every month we were visiting the vet- since we had insurance I never once had to pause when the vet suggested we run a test or suggested a treatment plan. That peace of mind allowed us to hone in on the cause and finally get her the surgery she needed to be healthy and pain free made this difficult situation so much easier. Her surgery was covered and we were able to rest easy knowing we were able to make the best decision for her without breaking the bank. The Healthy Paws claim process is incredibly easy, and claim approval is quick. Getting Healthy Paws pet insurance was one of the best decisions we could have made when adopting Shay.

Healthy Paws is so responsive and very quick to refund your portion of the vet bill. It was so nice to not have to stress about money while our dog was at the vet for emergency services. The 90% refund rate is the best we've seen. Thank you Healthy Paws for all that you do!!!

I have been incredibly happy with Embrace for my pup's insurance plan. They are highly responsive, their paperwork has been easy to fill out for myself and the vet, and they are very fair and reasonable from a cost perspective! The care for my pup has been an added bonus. They checked in several times as my furry love had the puppy flu and even mentioned for me to give her a hug for them. Wish our healthcare system worked the same way for humans!Thanks for all that you do, Embrace staff!

We've had Embrace since we adopted our dog in 2007. While he had very few problems when he was young, there was an occasional injury or illness. Embrace was always very prompt to review our claims. He's now 10 years old and the health problems are more frequent. Embrace continues to be very dependable when reviewing our claims. They are also very prompt in submitting payments when approved.