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I purchased Nationwide Pet Insurance with some doubt, because insurance in general is usually such a scam.... but vet bills are expensive so I thought if I just broke even and got the chance to pay vet bills in the form of monthly insurance payments instead of all at once that would be helpful. Honestly, at first I was pleasantly surprised. After my deductible was paid off, my pup had a bacteria infection in his paw and needed vet care.... I submitted the claim and within days I got refunded $300 of the $495 that I had spent on the bill..... However, about a week later after playing in a creek, my pup started shaking his head a lot indicating he had an ear issue... so back the vet we went. He was diagnosed with an ear infection and I paid $195 for the visit and medications. I was expecting the same result as before, that I would get my claim processed and it would be deposited in my account. Instead, I got a letter asking for “more medical records relating to his visit”...... I didn’t have more medical records. I adopted him in January of 2019 and the only records I had were his 2 year annual visit from April of 2019 and the the one other visit for the bacteria / paw infection.... I emailed them ,and to their credit they do email back quickly, and they told me to get this claim paid I would need to provide medical records dating from Jul 3, 2018. A full six months before I had even adopted him. I didn’t have them., and I emailed back and asked why they would need medical records for a year prior to an ear infection so the claim could be paid? I then sat down and figured up what I had spent on the insurance and what had been paid out to me and realized that if they paid the $200 claim that they were denying (for the ear infection) I would be ahead by about $150 as far as the insurance actually saving me money.... However, I think they prevent that from happening. They paid the first claim because I had already paid them $400 in monthly billing and spent $250 on vet bills with the deductible.... so they could pay the $300 and they were still making money off of me. But, if they had approved the additional claim of $200 they would be spending money on my dog and not making money... and they can’t let that happen. So I cancelled my policy with nationwide, I am going to try Pets Best and see how that goes. I understand that insurance companies have to make money, but they should at least cover what the say they will, and not try to “get out of covering something” based on how much you have paid vs how much the claim will be. Would not use nationwide again.

Wonderful service. No complaints

Hunter is doing much better. The treatment by the vets to his leg are healing. Thank you for your support and help.

Customer Service has been wonderful. Any questions have been quickly answered any additional paperwork needed was quickly addressed.

Nationwide is very good at reimbursing our claims, and the turn around time is fantastic. I rest easier knowing we have help for our boy when we need it.

Timely Claim Review & Payments.

Horrible customer service! Claims take over 2 months and numerous phone calls. DO NOT WASTE YOUR MONEY!

I decided to get pet insurance due to having large bills from the vet in the past with other animals and struggling even to this day to pay them off. I signed up for the company back in June and the only thing they have been consistent with was taking my money. Took me calling and calling to get a claim even looked at and calling and calling about a reimbursement which I never got. At this point I was paying 57 dollars a month right into their pockets. She just had to get a surgery for a lump removal and they said I was getting money back to help pay it off. I waited for weeks and never got the money. When I called and was on hold for 20 mins they told me it went into my yearly deductible. I have rescue dogs and fosters. I’m not made of money. Isn’t insurance suppose to help you when you need help? Disappointing company. I’d never recommend to anyone.

We love our Pets Best insurance. We still have an outstanding claim though and that concerns me.

Healthy Paws has been by my dog's side since I got her 3 years ago, through ear infections, injuries at the dog park, etc., but really came through for us when my dog broke her tooth and ended up needing an extraction. Through the fear of putting my dog under anesthesia, I also was scared about how I would afford the procedure and Healthy Paws came through for me with my coverage. I have never been more thankful for pet insurance than I have through this process. I also learned how much they care- I got a personal follow-up message asking how my dog was doing during her recovery. I recently considered switching pet insurance companies, but after this will be a Healthy Paws customer for the life of my dog and for any future pets I may have. Additionally, they keep making things easier when submitting claims- I have seen their process get more streamlined. They've always responded to claims quickly, but they also always beat their 10-day processing time.