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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

MetLife Pet Insurance

I just rescued a small terrier/chihuahua mix in April and matchdog rescue recommended this pet insurance which was very reasonable and a great investment!! Had to run her to after hours emergency vet hospital as I could not find one of her rubber chew bones .. I had exam and X-rays done and thank God there was no obstruction or foreign object . Just for this visit it was over $950. I obtained the necessary documents swiftly and submitted via their easy app electronically. Process was timely and received a payment deposited into my checking account. Reasonable deductible and all done !! I would highly recommend MetLife Pet Insurance!!!
  • INSURER: MetLife
  • VETERINARIAN: Old Marple VCA
  • POSTED: 06/17/2023
  • BY: Thomas
  • BREED: Chihuahua Smooth Coat
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

satisfied

I've "NEVER" been disappointed by Trupanion. Great customer service, ease of claim process, a whole five minutes to submit. Highly recommend.
  • INSURER: Trupanion
  • POSTED: 06/17/2023
  • BY: frederick
  • BREED: Wire Hair Fox Terrier
  • AGE OF PET: 4 - 6

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5

out of 5

I sleep better with Pets Best

I have Pets Best for both of my Dobermans since they were puppies. Have had zero problems with claims except sometimes it takes a bit to get processed. Easy to submit a claim and if they have questions they contact my vet.
  • INSURER: Pets Best
  • POSTED: 06/16/2023
  • BY: Karen
  • BREED: Doberman Pinscher
  • AGE OF PET: 4 - 6

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1

out of 5

I call this insurance provider "The Gambler"

I'm pretty disappointed in the Fetch business model. I got Pet Insurance for financial security and peace of mind. It has turned out to be very frustrating, as there is A LOT of uncertainty surrounding the coverage and every trip to the vet is a gamble. It will be extremely stressful if I ever have to make a quick decision about whether or not to go through with a procedure that may, or may not save my dog's life, but will ultimately end up resulting in a lot of debt if it turns out not to be covered after waiting for 15 days to get the invoice and HX notes assessed by a Fetch representative. Even a 1-3 day wait time to get a pre-approved authorization by the Fetch team is not going to help very much if my dog needs immediate care. I would like to see an easily accessible, more user-friendly, less convoluted and continuously updated list of what will not be covered by one's Fetch insurance plan.
  • INSURER: Fetch
  • POSTED: 06/16/2023
  • BY: Kimberly
  • BREED: Pug
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Trupanion is awesome A+

As the title says, I am very happy with Trupanion. I signed up for their 90% plan. They had their share paid before I left the Vets office. My trip to the Vet yesterday was roughly $672.00 and my out of pocket of that bill was $55.00. That put a smile on my face. They have been this way with every Vet visit. They follow up with e-mails and links to your claim. Trupanion is very efficient. I think I chose well for my first try with pet insurance, They are a keeper. And finally remember folks, get insurance on your puppy early, like at 2 months old. I waited until my boy was 3 months old, in that one month he got an ear infection in his left ear. So now he has that one preexisting ailment, so they don't have to pay for ear infections for the rest of my dog's life.
  • INSURER: Trupanion
  • VETERINARIAN: Arlington Animal Hospital, Jacksonville, FL
  • POSTED: 06/16/2023
  • BY: Douglas
  • BREED: Poodle
  • AGE OF PET: 0 - 3

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5

out of 5

Best insurance hands down

Have had them for 2 dogs and about to switch my other dog to them. My late dog had a brain tumor and they were awesome. When i terminated my insurance after my dog passed away they sent me a reimbursement check dor the cremation even though I had not filed a claim for that. My current dog has had valley fever and two ACL tears and they covered both surgeries and the valley fever tests and meds. When i submit a claim i get an answer within 2 days usually.
  • INSURER: Healthy Paws
  • POSTED: 06/15/2023
  • BY: John
  • BREED: American Bulldog
  • AGE OF PET: 4 - 6

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5

out of 5

Easy process

Always received friendly customer service when I needed but generally an easy process. My only issue has more to do with MetLife not receiving e-mails if there is something in the body of the e-mail as opposed to an attachment.
  • INSURER: MetLife
  • POSTED: 06/15/2023
  • BY: Mary Anne
  • BREED: American Cocker Spaniel
  • AGE OF PET: 4 - 6

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5

out of 5

Verified

Trupanion is simply THE BEST!!!

I have been with Trupanion since my dog came home 12 years ago. They have been consistently fantastic - whether for little or big things. If only human health insurance companies would learn from them... I am forever grateful to Trupanion!
  • INSURER: Trupanion
  • POSTED: 06/15/2023
  • BY: Sandra
  • BREED: Cockapoo
  • AGE OF PET: Over 11 years

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5

out of 5

Owner

Excellent service, prompt turn around on claims
  • INSURER: Healthy Paws
  • VETERINARIAN: Community veteran office
  • POSTED: 06/14/2023
  • BY: Tom
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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3

out of 5

it is not possible to do anything on the site and the service is slow

The insurance website is very basic. Everything you have to call and it will be long. Every claim you make, they will take more than a month to respond. Honestly, look for another insurance.
  • INSURER: Pets Plus Us
  • POSTED: 06/14/2023
  • BY: Juliana
  • BREED: Pug
  • AGE OF PET: 7 - 10

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