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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Thank you

My dog had an idiopathic chylothorax which is something no one can plan for and I was so thankful to have my pet insurance through Metlife! The claims process was easy and I was reimbursed quickly. When I called to check on the claim the people on the phone were kind and understanding! Thank you
  • INSURER: MetLife
  • POSTED: 08/05/2023
  • BY: Valerie
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

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5

out of 5

Wonderful and quick assistance!

Lemonade was wonderful to work with. They were quick and responsive and my claims went through quickly. I am very glad we chose them!
  • INSURER: Lemonade
  • POSTED: 08/05/2023
  • BY: Jenna
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Amazing Support

Both Trupanion and VCA hospital in Aurora, IL helped us through one of the most difficult times for our family when our puppy unexpectedly became sick. The ease of communicating with Trupanion was amazing and the seamlessness between insurance and the hospital was so helpful. I've never felt so supported before and cannot thank everyone enough for their help in healing our Zoey and taking amazing care of her. We wouldn't have been able to help her without Trupanion or the VCA hospital.
  • INSURER: Trupanion
  • VETERINARIAN: VCA Aurora, IL
  • POSTED: 08/04/2023
  • BY: Alicia
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Dissatisfied

Embrace says it's a 30 day review period. It's not. Took at least 60 days. They also had wrong diagnosis on the review. Really hard to get through on phone. I paid one year in full. Asked for money back and only received partial return of money. They said I was insured during that time but policy says not insured until review is completed in 30 days. Took 60 days, no claims made, no insurance and only partial return. They are shady.
  • INSURER: Embrace
  • POSTED: 08/04/2023
  • BY: Denise
  • BREED: American Domestic
  • AGE OF PET: 0 - 3

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1

out of 5

Poor customer experience when we need the most no help at all

In July 7th, I had a vet bill of $271, and despite not meeting the $300 threshold for the policy, I understood the situation and accepted that it wouldn't qualify for reimbursement. Unfortunately, in August, we had to use the insurance again, incurring a new bill that totaled over $500. When I submitted the claim for reimbursement, I was informed that due to the policy renewal, I would not receive any reimbursement. The policy's mechanism of resetting the claims threshold annually to zero feels unfair and has left me feeling deceived and let down. The fact that we pay over $800 per year for this insurance, hoping for support during times of need, only to receive no assistance when it matters the most, is truly disheartening. It feels like as customers, we are being let down by the insurance we trusted to protect our pets' well-being. Regrettably, this experience has led me to the decision of canceling my contract with Pet Fetch, as it no longer meets my expectations or provides the support I believed it would offer. Furthermore, I strongly advise others against using this insurance, given my unsatisfactory encounter. I sincerely hope that you take this feedback into consideration and use it to improve your services for other pet owners in the future.
  • INSURER: Fetch Canada
  • POSTED: 08/04/2023
  • BY: Chrystiann
  • BREED: Pomeranian
  • AGE OF PET: 4 - 6

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3

out of 5

What changed in May/June 2023?

We have had Pets Best Insurance for most of our dog’s life. 5-star company with professional interactions and zero complaints. However, something changed in late May / early June of 2023. This was the first time I’ve had to wait for an answer (not reimbursement), on a submitted claim, for almost a month. I called customer service to make sure it wasn’t a mistake on my end, and I received this response “I see that you have had minimal time delays in prior claims. Do you understand that it could be between 14 to 40 days for a claim to process?” Am I the only one that did not know this? 5 Stars dropped to 3 Stars.
  • INSURER: Pets Best
  • POSTED: 08/04/2023
  • BY: Kevin
  • BREED: Shetland Sheepdog
  • AGE OF PET: 7 - 10

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5

out of 5

Outstanding Support

Outstanding support. Customer support is always top notch and speed of refunds are truly OUTSTANDING
  • INSURER: MetLife
  • POSTED: 08/03/2023
  • BY: Hunter
  • BREED: Australian Shepherd - miniature
  • AGE OF PET: 0 - 3

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5

out of 5

patient service access

awesome customer service with knowledgeable people
  • INSURER: MetLife
  • VETERINARIAN: bayshore rescue vet
  • POSTED: 08/03/2023
  • BY: michelina
  • BREED: Persian
  • AGE OF PET: 0 - 3

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5

out of 5

Glad we have insurance!

Half the cost of my last insurance and covers a lot more! Not sure how people go on without insurance
  • INSURER: Pets Best
  • VETERINARIAN: Banfield of Woodbridge
  • POSTED: 08/03/2023
  • BY: Zio
  • BREED: Labradoodle
  • AGE OF PET: 0 - 3

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2

out of 5

Not Great

I have Nationwide Pet Insurance. I recently (July 2023) had to spend over $1,000 on my 17 yo cat. I got $200 back. I spend $117 a month on pet insurance. Not worth it. Planning on changing companies this month. Other insurance plans out there (even for a 17 yo cat!) that are comparable that let you pick deductible and how much you are reimbursed.
  • INSURER: Nationwide
  • POSTED: 08/03/2023
  • BY: Tobey
  • BREED: Domestic Short Hair
  • AGE OF PET: Over 11 years

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