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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

Too many stipulations

One thing after the other with Pet Secure as to why they cannot pay the entire claim. I have not even been with them a year, and they have decreased coverages on one of my cats because I have made 3 claims with them since I received insurance, so now my cat is high risk, and will only cover 70% I am in the midst of switching insuance plans now, I think its disgusting how companies can "change their mind" on their own contract of rules. I would not recomend Pet Secure to ANYONE
  • INSURER: Petsecure
  • POSTED: 12/29/2009
  • BY: pet
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Great Wellness Plan!

Embrace recently added a wellness plan that is fantastic! My dog, Eddie, recently went in for his annual physical where he was tested for heartworm and also issued a year's worth of the heartworm preventative. I faxed in the claim sheet the next day and 2 business days later the money was automatically deposited in my checking account. I was also emailed several times throughout the process making me aware of what stage my claim was in and when I could expect my reimbursment. Couldn't ask for a more seamless, speedy, efficient process than that! I can only hope that I will never have to use the insurance for anything other that wellness, but if need be, I know Embrace will take care of both Eddie and I. Thanks for being such a great company and giving me a great peace of mind!
  • INSURER: Embrace
  • POSTED: 12/29/2009
  • BY: Jamie
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Fantastic experience

Thank God I have had only one experience with a claim but I received excellent service and the reimbursement was very fast. Sure, it would be great if the premiums were less and if they paid more than 80% but this is the real world. It is very comforting to know that if I ever have to file another claim I will have the comfort of knowing that this company stands behind their promises. Having a sick pet is more than enough torment; one shouldn't have more heaped on by one's insurer.
  • INSURER: Pets Best
  • POSTED: 12/29/2009
  • BY: Gale
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Eye Injuries

I've had great experiences with AKC Pet Healthcare. I have the Essential Plus Plan. I like the $125 yearly deductible. My English Bulldog had two separate eye injuries and they paid everything, less my deductibles. They also pay for her continued eye checkups and medicine related to that incident. I've never had a problem not receiving documents from them. It takes about a month from the time I submit to receive reimbursement.
  • INSURER: AKC
  • POSTED: 12/28/2009
  • BY: Helen
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Excellent Pet Insurance, Caring Staff

We adopted Bella from our local animal shelter when she was 4 months old. She LOVED chewing on rawhide (which was a nice alternative to my shoes...), and when I tried a new brand that had a chicken flavoring, she gobbled it up! Unfortunately, the chew did not digest properly, and she developed an extremely serious case of pancreatitis that landed her overnight in the emergency room, with 2 more half day follow up stays at our vet. The entire procedure was quite costly, but happily our insurance covered about 50%. The ASPCA staff was very helpful in assisting me with filling out the paperwork, and answering my questions, and the entire claim was paid off in a matter of a few weeks. Veteranary care, as I've discovered, can be very expensive. I'm so glad that my Dad talked me into enrolling in a pet health insurance policy for our pets. His dogs were too old to be eligible for insurance when they developed ongoing conditions that continue to be very costly. I now have insurance for both of my pets. Thankfully Max, our other dog, has been very healthy, but I have peace of mind knowing that both Bella and Max are covered, and that we belong to such a caring pet health care plan. I recommend ASPCA highly.
  • INSURER: ASPCA
  • POSTED: 12/28/2009
  • BY: Kelley
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

So far, so good!

I conducted extensive research before purchasing pet insurance for my 3 dogs. I chose Embrace for the detailed explanation of what was and was not covered. I recently had 2 of my dogs neutered and withing 2 weeks of submitting my claim, I received both checks for the $200.00 wellness reimbursement for each dog. Embrace representatives continually kept me posted on the progress of the claim and to make sure that I had received the reimbursement checks. I'm glad I chose Embrace and would recommend them to other pet owners. Their rates are very competitive and the items that are covered and not covered are spelled out in plain terms.
  • INSURER: Embrace
  • POSTED: 12/27/2009
  • BY: Sylvia
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Fabulous

I am in AWE! Embrace is fabulous and I am telling everyone I know about it. I've requested some pamphlets so I can bring them to dog shows and give them to everyone I know. I have had pet insurance in the past and it has never compared to Embrace. The insurance is exceptional, the price is reasonable and the agents are just wonderful to deal with. I am so lucky I found this insurance!Thank You - please don't change!! Dianne (MyOtie's Bernese Mountain Dogs)
  • INSURER: Embrace
  • POSTED: 12/27/2009
  • BY: Dianne
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Prompt, courteous and compassionate response

Over the years, my husband and I heard only negative comments from friends about pet insurance companies. Yet, given the amount of money we spent to keep our previous pets healthy, we decided to give Pets Best a chance. We are very glad we made that choice. Our eight-month old mini-dachshund was running and broke her leg in the process. She had to have surgery, and the vet bills amounted to over $3,000. Our policy had been in effect for less than six months, and my husband was sure the company would find some way to not pay our claim. He was so totally wrong! Pets Best provided prompt, efficient and compassionate claim processing, and we had our reimbursement check in hand in just a few weeks. We are so grateful to have found and honest and ethical pet insurance company who was there to support us when we needed them the most. We'll recommend Pets Best to all our friends. We hope never to need the company's services again, but we are comforted to know they will be there to support us should the need arise.
  • INSURER: Pets Best
  • POSTED: 12/26/2009
  • BY: Annemarie
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Amazing and quick service

When my puppy was injured and we took her to the emergency vet I had my reimbursement check back within 10 days - but I'm amazed that for her spay surgery last Monday, and turning in her claim on Tuesday, I had the check by Saturday. I also appreciated that I received a personal phone call from a customer service rep to let me know that I would be getting a premium reduction for an error that was made and it was just sent back to my credit card. I believe I will be with PetsBest for the rest of my pets lives!
  • INSURER: Pets Best
  • POSTED: 12/24/2009
  • BY: Jennifer
  • BREED:
  • AGE OF PET: 0 - 3

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4

out of 5

Peace of Mind

We lost a pet at only 2 yrs old from AIHA after spending thousands to save her, even traveling to OSU for research. We knew we needed something to cushion such a large expense and found that with PetsHealth. We have had their plan since getting our latest dog who is now 7 yrs old. She was recently diagnosed with Diabetes and the offset of cost with the insurance has been quite helpful. I would suggest it for any pet owner who would ordinarily consider expensive treatments but would like a small portion of the expense covered.
  • INSURER: ASPCA
  • POSTED: 12/23/2009
  • BY: Sarah
  • BREED:
  • AGE OF PET: 0 - 3

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