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has worked with me and has covered a lot of my pets emergencies.i would recommend this insurance hands down to anyone who has a loving companion.i own 3 chihuahuas and Trupanion has covered a lot of things such as medication,biopsies,hospital fees,etc. AMAZING! i can sleep better at night knowing my pets are in such great care if needed.

I recently submitted my largest claim to date after my Beagle fell extremely ill. I was worried that maybe I hadn't read everything correctly (you know...the fine print) and it wouldn't be as "covered" as I thought. What a relief to know that this company does exactly what it says it will. The reponse was fast, organized, detailed, and very easy to understand and most importantly caring! Embrace staff really care about your pet! Financially this would have been impossible for me to manage so their quick response has really saved my month! I am so glad that I did not have to skimp on care for my dog for financial reasons. I just couldn't handle that burden. I love Embrace! Thank you!

I am obsessed with Trupanion's service and plan and have recommended them to everyone I know. I used to have VPI but they used a benefit schedule and I got almost no money back every time I submitted a claim. My vet recommended Trupanion and I was fortunate enough to switch to them just before my 4 year old greyhound raced himself right into a barrier at the beach and ended up with serious rope burns and trauma across his chest. Between the emergency vet and several visits to the regular vet we racked up quite a bill. The most important thing, of course, is that my dog is OK. But the fact that Trupanion did everything they said they would and reimbursed everything they said they would made a really bad situation a little bit better. Everyone I spoke to was kind and helpful, their claim forms are easy to complete and my checks came in less than a week. I HIGHLY recommend Trupanion!

I am obsessed with Trupanion's service and plan and have recommended them to everyone I know. I used to have VPI but they used a benefit schedule and I got almost no money back every time I submitted a claim. My vet recommended Trupanion and I was fortunate enough to switch to them just before my 4 year old greyhound raced himself right into a barrier at the beach and ended up with serious rope burns and trauma across his chest. Between the emergency vet and several visits to the regular vet we racked up quite a bill. The most important thing, of course, is that my dog is OK. But the fact that Trupanion did everything they said they would and reimbursed everything they said they would made a really bad situation a little bit better. Everyone I spoke to was kind and helpful, their claim forms are easy to complete and my checks came in less than a week. I HIGHLY recommend Trupanion!

Fast adjusting of claims; no surprises on coverage; everything as advertised. Great coverage!

We have carried ASPCA insurance (level 4 top level)for almost 3 years. This is supposed to pay for preventative care including vaccines, flea/heartworm meds, and dental. It is a nightmare trying to recover costs from them! They are vague and unwilling to share how they arrive at their figures. I am cancelling and do not recommend this company to anyone.

I work with dental insurance every day, so I truly appreciate timeliness. Embrace always is prompt - whether it is in their claim processing or responding to a question I have. I've had animals for the past 11 years, and I've had 3 other insurance plans - Embrace is the one I recommend to anyone I talk with about pet insurance.

Sometimes I think the dogs that really need us find us, because when a new furry member of our family joins us, we immediately insure them with Embrace and undoubtedly something will happen that would not have been possible to treat without insurance. But Embrace never blinks an eye and not only pay in a timely manner, but asks how my dogs are doing in a way that tells me they genuinely care. They've been there to pay us over $10,000 to help fight a battle we ultimately lost with one of our Dane, to get us through an emergency splenectomy with another and they regularly reimburse me for the acupuncture treatments for my old Dane girl with arthritis. I would never have a dog without being insured by Embrace.

It was very easy to process the recent claim that I submitted. The payment was within a few days of my dogs procedure. There was no surprises and it was a pleasure to deal with Embrace. I would highly recommend Embrace for your pets health insurance.

I like this insurance because it helped us to make quick decisions when our dogs were sick without having to worry about the amount of money we were spending. My dog BamBam was given just 2 weeks to live due to his kidney problems unless we were able to be extremely aggressive with fluid treatments, etc. We were able to say "yes" right away knowing that the insurance would cover the first $1500 for this incident. It has been 15 months now and BamBam is still doing fantastic. The insurance does only cover the first $1500 of each incident and if the pet is not considered to be "cured" within 6 months, the insurance will never again cover this incident. If BamBam has a kidney problem in the future, we basically are on our own. We don't like this part of it, because this is not how REAL insurance works. But, when the incident first occured it allowed us to say YES to treatment without giving it a second though. I will likely get this insurance on my future pets as well.