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We have had Embrace for nearly 4 years, first for one dog and now for 2. We have always been paid appropriately in a timely manner, and the staff is always helpful when we call. The policy has more than paid for itself. I recommend Embrace to all our friends.

Just know your policy. I bought this inurance because my last dog past away from kidney failure and my vet bill was 4200. I bought a new puppy and bought insurance. My new puppy has OCD. The 250 deductable does not take office visits. Well that could be a 100-200 dollars. Very friendly company and seem to be fast at paying claims. Just know what your policy says and you will be happy.

Just know your policy. I bought this inurance because my last dog past away from kidney failure and my vet bill was 4200. I bought a new puppy and bought insurance. My new puppy has OCD. The 250 deductable does not take office visits. Well that could be a 100-200 dollars. Very friendly company and seem to be fast at paying claims. Just know what your policy says and you will be happy.

My dog needed a skin biopsy to further help me know what was wrong. He had hair loss on ears, face, and eyes.The tissues needed to be evaluated by a dermatoligist doing the biopsy.

My dog needed a skin biopsy to further help me know what was wrong. He had hair loss on ears, face, and eyes.The tissues needed to be evaluated by a dermatoligist doing the biopsy.

I had researched pet insurance for years and always concluded it was a waste of money. That was before Trupanion. This company is amazing. great coverage, incredibly responsive. Wouldn't be without it. Do the research, then call them.

I had researched pet insurance for years and always concluded it was a waste of money. That was before Trupanion. This company is amazing. great coverage, incredibly responsive. Wouldn't be without it. Do the research, then call them.

I got my puppy in May of 2010. I decided to go with Embrace as it appeared to be one of the best coverages.I have recently had an issue where my puppy was diagnosed with Anaplasma, a tick born disease. I was thrilled that the first 2 claims I submitted were paid in full, less my deductable. Thank you Embrace to living up to what you say.

My first experience filing and receiving a wellness reimbursement claim was pretty flawless. After sending scans of all the claim form and Vet bill/notes, I received a check for the full amount about a week later. I do not think it can get much easier than that. Thank you.

My husband and I had an unexpected addition to our family when we came across a 4 week old Lab mix being sold on the street by a kid who clearly had no clue how to care for young puppies. Our little Dori came home with us, but we were now faced with covering ALL her puppy vaccinations, her spay, and some allergy issues that sent us to the vet several times. The ASPCA pet insurance saved us a lot of money, and even though you have to pay up front, it really helps to get 80% of it back. Claims were processed in a timely fashion, and rates are very reasonable for the amount of coverage. I also really like knowing an organization like the ASPCA is benefiting from it as well.As someone who doesn't have a few thousand for a rainy day saved, I like knowing that if something unforeseen should happen, I won't have to choose between my finances and saving my best friend.