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My 9 month old Golden was injured in a collision with her older sister. She had to have 3 teeth extracted. Embrace covered the cost of the extractions and made a bad situation a little easier to deal with. Thanks, Embrace. So far I am not disappointed with the purcheas.

In 2007 I lost my friend my companion my only source of company. MY GOLDEN RETRIEVER "KACIE" she was about seven years old when she started having episodes shaking and other very freighting things. Having not very much money I could not afford to get the testing done which could have made her be with me longer. She lived another three years and about six months before I lost her she had a stroke and the side of my baby's head sunk in. June 12th of 2007 I carried my beloved friend into the vet and left without her. To this day the mere thought of her I am choked up I loved my baby and she loved me. Christmas 2009 my daughter bought me the KYAH another golden she can not replace my KACIE but she in her own way has all my love. I was not going to loose another companion when there are other options, which brings me to ASPCA pet health insurance for the very low cost of the premium I know that if there should ever be a time when I have an option to save my baby I feel that ASPCA can come to the rescue. I have health Insurance on my family now I have insurance on another very important part of my life. My KYAH!

They are upfront with what they say they will pay. But its painful to fax over receipts; it would be nice if you could simply scan and electronically submit receipts.

This is the first time I have purchased health insurance for my pet (Buddy)and so far I'm impressed. Just submitted my first wellness claim for Buddy and within a few days have received notification that my check is on the way. Thanks Embrace for making the process of filing a claim so easy!!!

The claims process is simple and easy. Our reimbursement came in the mail as scheduled, hassle-free. I can't believe we survived THIS long with 2 dogs and no insurance (4.5 years). Embrace is the way to go!

I have a 11 month old Bullmastiff, named Bocce. Bocce is very inquisitive and has a way of getting into all sorts of trouble. I had been trying to leave Bocce uncrated for very short periods of time when I left the house. He seemed to be doing very well UNTIL one day that I left him for two hours. I removed all of the potential hazards (or so I thought) from the room, but when I returned home I found my living room covered with pillow stuffing. He had demolished 3 of the 4 throw pillows in the room. I hadn’t realized that he ate the stuffing until he started to vomit later on that evening. I took him to the vet, and they advised me to have a series of xrays taken to determine if he had an intestinal obstruction. I knew that this would be costly, and that the pet insurance would most likely not cover the xrays, because this was not an illness. I chose to have them take the xrays regardless. There was no obstruction found, only a belly full of stuffing. We had to play the waiting game to see if an obstruction would occur, and surgery would have to be performed, or if he would pass the stuffing without a problem. Thank God, he did not get an obstruction. I submitted a claim as a formality, and sure enough ASPCA Pet Health covered the occurrence. This was a blessing to me, and truly any time I have filed a claim or had to deal with ASPCA staff, it was a breeze. The staff there are very concerned and caring. Getting this coverage was one of the best doggie decision

I have 3 dogs, 12, 9 and 5, 2 x Beagles, 1 - Labradoodle After the elder one had an ACL injury which cost us in excess of $900 my vet suggested we get insurance since these costs can mount up. So we did, about 2 months later the 12 year old grew a golf ball sized syst on her rear hind quarter which required surgery and labwork. This insurance kicked in and they paid a larger proportion of the costs. I will never be without pet insurance again, ASPCA were very good to deal with and painless.

Very personal service, have had this insurance since 09 and had our first claims recently (bowel obstruction and foreign body ingestion). The explanation of benefits was very easy to understand which I really appreciate. All in all, so far, very satisfied with Embrace.

Last winter I had to put down my beloved Mocha because she had cancer that wasn't detected until it was too late. I had decided not to investigate why she was losing weight because I could not afford to-- I have a disability and live on a fixed income. She suffered silently for weeks before I even took her to the vet. When I adopted my new dog, Leo, I vowed never to be in a situation where I couldn't aford tests. I investigated pet insurance options, Trupanion had a monthly premium and deductable combination that I could afford, and it had the most coverage--90% of actual costs. I also liked that the premiums would not go up for submitting claims or as he got older. Three months after I adopted Leo, he got a potentially cancerous growth on his paw, but this time I could tell my vet to surgically remove and biopsy it. The customer service at Trupanion was excellent. The representatives on the live chat were able to tell me that the fax of Leo's records had not been received, and I had time to have the vet resend the records the same day [the vet had misdialed.] They then called me to let me know the fax had just come through. Two days later the claims adjuster called to explain which expenses could becounted toward the claim so that I would understand why the amount I was awarded was a little diferent than what I requested. A few days later I got my check along with a clear writen explanation of benefits, just in time to pay my credit card. Leo's bioposy

Last winter I had to put down my beloved Mocha because she had cancer that wasn't detected until it was too late. I had decided not to investigate why she was losing weight because I could not afford to-- I have a disability and live on a fixed income. She suffered silently for weeks before I even took her to the vet. When I adopted my new dog, Leo, I vowed never to be in a situation where I couldn't aford tests. I investigated pet insurance options, Trupanion had a monthly premium and deductable combination that I could afford, and it had the most coverage--90% of actual costs. I also liked that the premiums would not go up for submitting claims or as he got older. Three months after I adopted Leo, he got a potentially cancerous growth on his paw, but this time I could tell my vet to surgically remove and biopsy it. The customer service at Trupanion was excellent. The representatives on the live chat were able to tell me that the fax of Leo's records had not been received, and I had time to have the vet resend the records the same day [the vet had misdialed.] They then called me to let me know the fax had just come through. Two days later the claims adjuster called to explain which expenses could becounted toward the claim so that I would understand why the amount I was awarded was a little diferent than what I requested. A few days later I got my check along with a clear writen explanation of benefits, just in time to pay my credit card. Leo's bioposy