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I am a retired teacher and also have a part time job. I have two cocker spaniels Hannah and Gabriel - they are my children. Since my income is limited now, my boss jokingly mentioned that I should have insurance on my cockers. She had a point though, so I started checking into it. My first choice was VPI, but they no longer issued policies for dogs over 10. Hannah, my oldest, just turned 10. So I had to keep searching. I am a big fan of Dr. Shawn Messonnier, DVM. While I was searching his website for information oneday, I noticed he highly recommended Pets Best Insurance. If he recommended it, then it had to be good. I got policies for both Hannah and Gabriel. Neither one of them have ever had any serious health issues until December 2009. I came home from work one afternoon to take them both outside and Hannah didn't seem to want to get up. I helped her up and she started crying, so I knew something was wrong. I thought maybe she hurt her leg, but when I got her to the vet, it was determined that she had a back problem. My vet wanted to keep her for about a week and treat her with dexamethasone injections. The week had gone by and I called on that Saturday thinking I was going to be able to take her home. That was not the news I heard. I was told she collapsed - her red blood count and platelet level dropped drastically low. She was diagnosed with Autoimmune Anemia and Thrombocytopenia. She was given a blood transfusion and high doses of Prednisone an

My dog Stoli is a French Bulldog, and he is just over one year old. I had a friend who told me that pet insurance was a waste of money because of all the fine print. Then my mom has been at a specialist recently spending lots of money on her dog's healthcare. She noted that several clients had pet insurance, so I had her ask which was the best. The specialist recommended ASPCA. I looked into the coverage (and the fine print), made a phone call to clarify some questions and purchased level 3 coverage for Stoli. I couldn't be happier with the coverage, and I would recommend it to anyone who may be thinking about pet insurance!!

This is our first experience with having pet insurance. So far, we are impressed with their quick response time, professionalism and the fact that they don't make excuses so they don't have to pay on something that they initially said they would pay for. We checked with several vets and they all heartily endorsed Embrace. Never heard anything negative from any of them or their staff.

I'm very happy with our Trupanion experience. They answer questions promptly and really care about our animals. I can tell they are animal lovers. I've only had to submit a small claim, but I still know they are there for me and Chewie.

I'm very happy with our Trupanion experience. They answer questions promptly and really care about our animals. I can tell they are animal lovers. I've only had to submit a small claim, but I still know they are there for me and Chewie.

I am pleased so far with my decision on Embrace. I think it is as important to have a good health insurance for your dog as you do for yourself. Hate to say it but I think our pets have better insruance than we do. I entered my first claim with embrace for my dogs wellness appt and two days later I have an email saying my reimbursement is on it's way. Thank you Embrace.

We were moving across country from Florida to California. We were making a pit stop in Texas and Meatball fell out of the truck (it was stopped). He jumped up right away and so we thought he was ok. When we finally made it to California the little guy wouldn't even get up to go pee. We rushed him to a recommended vet right away and had x rays done immediately. Thank god nothing was broken, but he was bruised pretty bad. He had to stay overnight and take some pain meds for the couple of weeks. I don't know where we would have been without the ASPCA policy, money is always tight, especially when moving cross country!

I decided to get pet insurance after adopting my dog Tripp from a shelter last year. My previous dog had died from lung cancer which cost me thousands of dollars out of pocket. I did an internet search for pet insurance companies and compared plans and rates before deciding to go with ASPCA Health Insurance in June 2009. In May 2010, Tripp was bitten by a poisonous snake and required medical treatment including an overnight stay at an emergency animal hospital. After meeting the $100 deductible, ASCPA Pet Health Insurance reimbursed me 80%. Having the insurance saved me hundreds of dollars and gave me peace of mind. I've already saved more than I paid in premiums for a year.

I'm an insurance broker and it would be great if medical claim processing and reimbursement were like this. We only took the dog in yesterday. We got an email that the claim had been received about the time we got home from the vet and the explanation of benefits came today. Unbelievable!! I am really pleased and can't recommend Embrace pet insurance more highly.

Our dog Midnight has been through the ringer lately with problem after problem. Our first claim with Embrace went through without a problem and our second one did not disappoint. They are always in contact with you and have results fast. Within 2 days, they let me know the check was in the mail! Great service and would recommend Embrace to anyone and everyone.