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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Charlie's Angel

Two months after taking out pet insurance on Charlie, our 13-year-old Westie, he became very ill. X-rays showed that he had eaten a pool toy and it was obstructing his colon. Emergency surgery followed and the bill rose quickly to $8200. Pets Best paid the $2500 maximum (per incident), a nice dent in an insane vet bill. I will not be without pet insurance again.
  • INSURER: Pets Best
  • POSTED: 07/06/2010
  • BY: Jill
  • BREED:
  • AGE OF PET: 0 - 3

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5

out of 5

Best Pet Insurance Out There!

I've sent trupanion numerous claims for my puppy's ongoing urinary tract infection. Every claim was quickly processed. I received a check in less than 2 weeks. Their rates are very reasonable. They will reimburse you 90% of your ACTUAL bill (excluding your vet's fee). Most other insurances reimburse you 80-90% of what THEY think the cost should be in your area. Trupanion is great. I highly recommend them.
  • INSURER: Trupanion
  • POSTED: 07/06/2010
  • BY: Randi
  • BREED: Shetland Sheepdog
  • AGE OF PET: 0 - 3

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5

out of 5

Best Pet Insurance Out There!

I've sent trupanion numerous claims for my puppy's ongoing urinary tract infection. Every claim was quickly processed. I received a check in less than 2 weeks. Their rates are very reasonable. They will reimburse you 90% of your ACTUAL bill (excluding your vet's fee). Most other insurances reimburse you 80-90% of what THEY think the cost should be in your area. Trupanion is great. I highly recommend them.
  • INSURER: Trupanion Canada
  • POSTED: 07/06/2010
  • BY: Randi
  • BREED: Shetland Sheepdog
  • AGE OF PET: 0 - 3

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5

out of 5

So far so good!

We've just purchased pet insurance for our two great danes. We chose Embrace because they are one of the few providers who actually cover hip dysplasia. Our dogs are good and healthy now, but accidents happen, and we wanted the assurance that we wouldn't have to make decisions due to vet costs. Murphy was bitten by a snake last week, and our vet bill was about $60. Embrace just sent me an e-mail that the amount would be applied to our deductible. He has to have a surgery in a couple of weeks that will be between 300-500 dollars to have a lump at the base of his tail removed. We are having the vet fill out a pre-certification form for the surgery. I'll keep everyone posted on how this all goes!
  • INSURER: Embrace
  • POSTED: 07/05/2010
  • BY: Natalie
  • BREED: Great Dane
  • AGE OF PET: 7 - 10

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5

out of 5

Great company! Embrace ricks!

I am very impressed with Embrace! After having VPI they are worlds different! I was sent multiple welcome emails when I signed up my puppy Moose. I enrolled in the Wellness Plan and the same day I submitted my microchip claim, Embrace sent me an email showing my new premium at 5% less as promised once he was chipped. So I only paid an extra $15 for the Wellness Plan (which more than paid the price of the micro-chipping) and they immediately give me a discount when I submit the claim. They also sent me an email stating that my microchip refund was on its way. This is the way business should be done! No wonder they are rated the best pet insurance company. I'm glad I spent some time shopping and researching for the best company. Thanks Embrace!
  • INSURER: Embrace
  • POSTED: 07/04/2010
  • BY: Dr.
  • BREED: Boxer
  • AGE OF PET: 0 - 3

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4

out of 5

Claim reimbursements

I submitted a few claims for my chihuahua Dante. EMBRACE was very easy to work with. The response time was quick. I was very pleased with the process.
  • INSURER: Embrace
  • POSTED: 07/04/2010
  • BY: Kristen
  • BREED: Chihuahua
  • AGE OF PET: 7 - 10

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5

out of 5

denied my claim, but still so happy w/service!

I attempted to submit a claim for a dermatologic issue my dog had. However, it was declined w/a polite letter saying that "routine care is not covered" under trupanion. I was a little disappointed b/c I felt this was NOT routine care, although I also acknowledged it was certainly NOT a medical emergency. All staff @ trupanion have been nothing but courteous and caring, however, and this goes a long way w/me, even when you are denying my claims. The staff I have spoken with always treat me as if I am a valued customer. That is appreciated more than you know.
  • INSURER: Trupanion
  • POSTED: 07/04/2010
  • BY: Shari
  • BREED: English Springer Spaniel
  • AGE OF PET: 7 - 10

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4

out of 5

denied my claim, but still so happy w/service!

I attempted to submit a claim for a dermatologic issue my dog had. However, it was declined w/a polite letter saying that "routine care is not covered" under trupanion. I was a little disappointed b/c I felt this was NOT routine care, although I also acknowledged it was certainly NOT a medical emergency. All staff @ trupanion have been nothing but courteous and caring, however, and this goes a long way w/me, even when you are denying my claims. The staff I have spoken with always treat me as if I am a valued customer. That is appreciated more than you know.
  • INSURER: Trupanion Canada
  • POSTED: 07/04/2010
  • BY: Shari
  • BREED: English Springer Spaniel
  • AGE OF PET: 7 - 10

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5

out of 5

Lifesaving

The ability to put $15,000 worth of vet care into my 3 year old Cattle Dog Whisper to save her life was amazing. I didn't have to think about whether I could afford the surgeries she needed. She has yukky elbows but for the first time in years she has a great quality of life! Thank you!
  • INSURER: Trupanion
  • POSTED: 07/03/2010
  • BY: Elise
  • BREED: Australian Cattle Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Lifesaving

The ability to put $15,000 worth of vet care into my 3 year old Cattle Dog Whisper to save her life was amazing. I didn't have to think about whether I could afford the surgeries she needed. She has yukky elbows but for the first time in years she has a great quality of life! Thank you!
  • INSURER: Trupanion Canada
  • POSTED: 07/03/2010
  • BY: Elise
  • BREED: Australian Cattle Dog
  • AGE OF PET: 7 - 10

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