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My dog had a liver injury which has since been resolved. I was totally stressing about the reimbursement amount. The total of the bills I paid were about $2,750. My plan was a $500 ded, and a 10% copay. I got about $1,900 back to me. My policy didn't cover prescriptions/drugs. There is an option for that. I'm very very happy though. I mean, pets are going to cost you a little bit out of your pocket. That is expected. I compared about 7 companies before I chose Embrace.

We insured our three dogs with Pets Best in January, 2010.When our precious Muffin suddenly developed pancreatitis followed by secondary hepatitis in June 2010, we were so relieved that Pets Best paid 80% of claims after the deductible. The claims were paid fast - sooner than 14 days. No hassles at all. We are so grateful that Muffin has recovered, and we are recommending Pets Best to all our family and friends. t

My beautiful English Bulldog rblew her ACL about 10 days ago. The surgery thus far has resulted in nearly 5k of expenses. Pets Best paid exactly what they owed - nearly $3,800 in five business days. I was expecting a per insurance company to try to avoid paying the amount listed on the policy. Like most medical companies for humans I expected the claim to be minimized by "excessive charges above reasonable costs". I about fell out when the entire process from the time I called to cerify coverage for the surgery through the payment of the claim went off like clockwork and out performed the service level I get from my Blue Cross - Blue Shield plan. My dogs surgery was conducted by the best animal physicians in Houston - Gulf Coast Veterinary Clinic. The person in charge of helping file the claim told me at the time of service that thye had never had a single issue with claim payments from Pets Best. I strongly recommend this company.

They are awesome. Initially just put my smallest dog on this because he's so small I was worried he'd get injured easily..well he didn't get injured but had a few other health issues come up..and they have been fantastic and walking me through the process. I have three dogs and I'm adding one to this and cannot wait for the policy on the other dog to expire so I can switch him over as well..They have been amazing!

I Recentally switched insurance companies and joined embrace. I was a little worried due to my past experience with my other insurance company. They would take days to call back regarding claims, the amount they said that I would be getting back was such an outrageously low price I just didn't understand were they were coming up with the figures and the amounts. With embrace I feel like they are always emailing me and keeping in touch when something happens with my dog Roxi. They are so helpful and when you call you can actually speak to a person and not a computerized system. I have already recommended embrace to alot of my friends and family with pets. I love embrace and my pet loves embrace. Thank you.

Wow, you made it so easy to take care of my claim. I just faxed the pre-printed form you sent me and a few days later I received my check. Thanks so much--I am really pleased with your service!

Embrace was extremely helpful and my first check arrived quickly! I am very happy with the services and the friendly people who work to make it all happen!

I have a 2 yr old Shitzu/Yorkie mix male dog who means the world to me so choosing the right insurance plan is very important to me and Pets Best had a great plan and when I filed a claim the reimbursement check was here before I knew it. I suggest the insurance company to all my friends at the bark park and at work.

We got pet insurance and after searching we picked Embrace. They have been great sending emails, answering questions, and most of all telling you when and how much money you will be receiving for services. They check up to see if you got paid. We are so glad we picked Embrace.

I have to say one of the most remarkable things about Healthy Paws is how much it doesn't feel like you're working with a typical insurance company. All the folks we've come into contact with have been wonderfully supportive and genuinely care about keeping pets healthy and the mission to help rescue as many homeless animals as possible. I am so glad we purchased our coverage when we did, as our boxer experienced a severe liver condition soon afterwards. Throughout his stay in ICU to his return to home healthy & happy, the Healthy Paws staff had our back on the claims so we could focus on getting him healthy again. The claims process is easy, reimbursement is prompt, and the premiums are very reasonable considering the overall quality of service. I would highly recommend this company to any pet owner! They help make difficult times a little easier by allowing you to focus on your pet's well being instead of worrying about the financial burden.