In This Recession?...Pet Insurance is a Must!
My little Mimi, a black fluffy medium haired 4 year old cat, suffered an injury to her right front leg. I didn't witness the injury, but just noticed she seemed to be in pain and was limping and sometimes holding up her right paw. I checked her paw, thinking her claw may have been torn or her footpad injured, nothing was found. I decided to wait a day or so to see if she would get better. It only became worse. Reluctantly I took her to the vet. I say reluctantly, because I was unemployed and on very limited income. Financially this just was a very bad time, but my sweety Mimi needed care. My veterinarian examined Mimi and found no visible injury. She prescribed baby aspirin to ease the pain and suggested I return for x-rays if Mimi was still limping in 2 weeks. Well, 2 weeks later we were back at the veterinarian. X-rays were complete and we were all pleased to find no broken or fractured bones, but still perplexed as to why she was limping. We concluded, a possible sprain.
As the weeks went by with twice per week doses of baby aspirin, Mimi steadily improved and is now doing fine. However...(sigh)... there was the bill. Not outrageous charges from my long standing veterinarian, but a good portion from an unemployment check. I am so thankful and grateful I had ASPCA Pet Health Insurance. It was so easy. I simply faxed my veterinarian receipts and claim form to the ASPCA. With a quick e-mail they informed that my claim was being processed. Within a few wee
- INSURER:
ASPCA
- POSTED: 11/08/2010
- BY: Mimi
- BREED: Mixed Breed
- AGE OF PET: 7 - 10
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Thomas' View
The diagnosis of Irritable Bowel Disease came after numerous blood tests, x-rays and consultations. It could have been much worse - lymphoma, kidney, pancreatic or liver disease. But this insurance policy allowed us to find out what the real problem was. Now we have Thomas on a diet that will keep him comfortable and halt the weight loss. We will be able to enjoy him for a few years more. And for a 14 year old cat that's not bad.
I would change only one thing - the pre-existing disease clause. Basically, it means that you have $1500 per incident per year - after that you are not covered for that condition unless your pet has had no medication or consultation for 6 months after the renewal date of your policy.
- INSURER:
ASPCA
- POSTED: 11/07/2010
- BY: Gay
- BREED: Mixed Breed
- AGE OF PET: Over 11 years
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Very Prompt and Easy
My dog was recently diagnosed with cancer and has been receiving treatments, many of which are quite expensive. When reading that my insurance would cover 80% of "reasonable and customary" charges, I figured I would receive less than 80%. Not with Pet's Best. They have promptly paid the full 80% of all charges, except some minor hazardous waste fees. There have been no arguments, no asking for further information. The claims process is easy and I have received my refunds within 10-14 days. Even better, they offer direct deposit so no waiting for checks. I highly recommend them!
- INSURER:
Pets Best
- POSTED: 11/06/2010
- BY: Joyce
- BREED: Mixed Breed
- AGE OF PET: 7 - 10
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Thank you for your quick response and follow up
I appreciate your follow up on the claims process and ensuring receipt of our reimbursement check. We are new to pet ownership and pet insurance and have had a positive experience. I have recommended your company to friend who also has an English Bulldog!
- INSURER:
Embrace
- POSTED: 11/05/2010
- BY: Lisa
- BREED: English Bulldog
- AGE OF PET: 0 - 3
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Very pleasant and professional to deal with!
We have had Embrace insurance for about 4 years. We are blessed with loving beautiful dogs that seem to always have prblems with one limb or another! Embrace has always been helpful in answering my questions and responding to claims. Their rates are reasonable and their coverage to date has been exceptional. The claims and customer service representatives are always pleasant and genuinely seem to care about thier clients.From one furry parent to another, you never know how trully valuable insurance for your pet is until your faced with a devastating medical issue that requires medical intervention and you have to make a choice, we don't have to choose anymore with Embrace, our pooch receives the care necessary and Embrace is there to help!
- INSURER:
Embrace
- POSTED: 11/04/2010
- BY: Kimberly
- BREED: German Shepherd
- AGE OF PET: 7 - 10
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Came through when we needed it most
We have had Petshealth plans for both our dearly departed Great Dane Jackson an our current Dane.As Jackson aged, I anticipated his bills could increase and I was worried about being put into the horrible position many owners face...being forced to choose between pet care and our other pressing expenses for our family. Sadly, we needed Jack's coverage far too soon, and he passed soon after being diagnosed with tumor in his liver. I am very grateful that we were able to give Jack all the care possible in his final weeks without
the added stress of the finances.
When we added Ivan, another Great Dane to our family I admit I considered postponing coverage until he was older, but I also felt that my reimbursements for routine care had been adequately compensating for the premiums, so we signed on with our new big guy. I was very glad I did, because a fluke bout of pneumonia generated some unexpected and
giant-breed sized bills at the worst possible time.
I have recommended this plan to others and will continue to do so now that they have come to the rescue...again!
- INSURER:
ASPCA
- POSTED: 11/04/2010
- BY: Ann
- BREED: Great Dane
- AGE OF PET: 7 - 10
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Extremely Timely
I took my dog to the vet on Friday and I just got an email saying that the reimbursement was posted to my account. This is the second claim that I've made with Embrace and I have to say that they are amazing. Extremely quick and thorough. They always keep me updated on the status of the claim and detail out everything in the statement.
- INSURER:
Embrace
- POSTED: 11/04/2010
- BY: Evan
- BREED: Siberian Huskey
- AGE OF PET: 7 - 10
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Never know when your pet will get hurt.
We last used our pet insurance when our two year-old White Sheppard/English Setter mix cut her leg while on a walk in the woods. The laceration didn't look too bad, but would not stop bleeding. We had to take our dog to the emergency animal hospital near by, whom upon examining her, realized that the laceration wasn't a simple cut. Apparently our dog stepped on something that actually went up into her leg - hence she needed more than just a few stitches. Needless to say, I was very happy to have pet insurance.
- INSURER:
ASPCA
- POSTED: 11/04/2010
- BY: Patti
- BREED: Mixed Breed
- AGE OF PET: 7 - 10
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Thank Goodness
I'm not the best writer,but I wanted to say Trupanion is the (one of )best things we did as a family for our dogs. Jesse our youngest dog got hurt rough housing/playing with our other dog.Trupanion came through for us and saved us alot of money. We are not rich people and pet insurance we didn't think we could afford, but we got a duductable we can afford. Never thinking we would really use it . But guess what !! Life happens .. Jesse hurt his jaw and the costs would have left us to borrow money from family and friends if it wasn't for Trupanion. We our so greatful. My poor writing skills can't express enough. If you have a pet please call trupanion you won't regret it and it's worth every cent. yours LisaN. owner of Jesse.
- INSURER:
Trupanion Canada
- POSTED: 11/04/2010
- BY: Jesse
- BREED: Intalian Greyhound
- AGE OF PET: 7 - 10
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Thank Goodness
I'm not the best writer,but I wanted to say Trupanion is the (one of )best things we did as a family for our dogs. Jesse our youngest dog got hurt rough housing/playing with our other dog.Trupanion came through for us and saved us alot of money. We are not rich people and pet insurance we didn't think we could afford, but we got a duductable we can afford. Never thinking we would really use it . But guess what !! Life happens .. Jesse hurt his jaw and the costs would have left us to borrow money from family and friends if it wasn't for Trupanion. We our so greatful. My poor writing skills can't express enough. If you have a pet please call trupanion you won't regret it and it's worth every cent. yours LisaN. owner of Jesse.
- INSURER:
Trupanion
- POSTED: 11/04/2010
- BY: Jesse
- BREED: Intalian Greyhound
- AGE OF PET: 7 - 10
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