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Sometimes figures speak better than words.This is how my monthly premiums have been increasing during the past years. Nov 2005: $36.63 Aug 2006: $38.46 Aug 2007:$40.77 Oct 2008: $46.33 Oct 2009: $53.91 Oct 2010: $ 56.07 This is a hefty 53% increase over 5 years!!! Did I get more for my money over these 5 years? Not really... YES, because a $400 annual dental coverage and an additional $500 on renewable limits per accident were added. But NO, because in the same time, the third party property liability coverage up to $25000...just vanished without fanfare... Every year, Petsecure will justify the premium increase due to "veterinary care cost on the rise". OK, but I do not feel that my vet bills have increased 53% over the 5 past years: Examination/Consultation: Oct 2006: $60.90 June 2010: $72.50 (19% increase) Antibiotic. 20 tablets Clavamox 125 mg: Oct 2006: $41.48 Marc 2008: $45.50 Jul 2010: $46.57 (12% increase) I let those figures to your own appreciation.

I've had pet insurance for my dog and two cats for about 2 years now and I have no complaints about the quality and level of service I have received so far. Although I have been fortunate to not have to use it that often, when I DID (my dog had some bladder issues) - I received confirmation my claim was received, when it was processed and I received my reimbursement in a reasonable amount of time.

Candi and I have used you since 2008 and we are very pleased with all of your services. She was 8 weeks old when she came to live with us. As a puppy there are things they can get into before you know it. As a pet parent one emergency vet visit is enough to offset the cost of a policy. Having a wellness policy is a comfort to know that she will have her shots and check-up yearly. Thank you so much for being there and you are a great peace of mind! Lynn & Candi

We rescued a Schnauzer that had heartworms and came with an insurance plan free for one year. Since we were not sure if there would be any residual effects from the heartworms on his heart or any other problems, we kept the insurance after that one year however it did not cover any preventative so we decided to switch to ASPCA which does cover preventative. We have been blessed to have very few problems with our dog however the preventative is such a big part of his care and expense. We are glad we have the coverage. With my last dog, who was 12, we had over four thousand dollars in expenses the last 3 months of her life and we did not have insurance. Many companies will not insure older dogs and this one does, although you do pay more it is a benefit we think is reasonable once a pet becomes older. We thought about setting up a pet savings account but just felt that the insurance would be a better option due to all the unknowns. While it can be expensive, it does allow peace of mind and ASPCA has always treated us fairly and given us good options for coverage.

My golden retriever Sadie, now 9 yrs. old, has had her Petshealth policy since she was a pup. The company has changed hands a few times and was not always reliable. Since it's current ownership has taken the plan under its wing, this insurance policy has more than lived up to its promises. I love this health insurance! Claims are processed promptly and the customer service is awesome. They are patient and knowledgeable, taking all the time in the world to answer any questions I might have about Sadie's health and how it relates to my policy. I have complete peace of mind, knowing that I can count on Sadie's health insurance to give us all the options we could ever want as move into the final third of her life.

I feel very confident that the people at Embrace care about animals in general and my son's dog Bowser in particular almost as much as we do! Excellent customer service from everyone we have dealt with. I know they Will promptly take care of any future claims we file, as they did with the first claim.

Our poodle had a rough 3 months with recurring infections and ended up having many tests and x-rays. ASPCA was very fair and decent in their reimbursements and gave us peace of mind that we could do what was needed--and she is finally well!

I am very happy with the service we received from ASPCA Pet Insurance. Our dog, Bear injured his CCL in May, 2010. He had surgery a few weeks later. I submitted the simple claim form to ASPCA and received our payment a few weeks later. There was no hassle and I would buy the insurance again. It more than paid for itself.

When our dog came down with pancreatits 13 days ago, we expected he would be hospitalized for two days. As his condition worsened and he was slow to respond to treatment, two days turned into nine days. Bills reached $6000.00. Trupanion processed our claims within 36 hours, and averted what would have been a short term financial disaster. Best of all, our pup is home and on the mend.

When our dog came down with pancreatits 13 days ago, we expected he would be hospitalized for two days. As his condition worsened and he was slow to respond to treatment, two days turned into nine days. Bills reached $6000.00. Trupanion processed our claims within 36 hours, and averted what would have been a short term financial disaster. Best of all, our pup is home and on the mend.