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A few months after I enrolled my dog with Embrace, he slipped on wooden stairs while we were staying with friends. When we returned home, I noticed that he was limping so I took him to my vet. At first, she tried medicine but that did not work. I took him back and my vet performed a series of x-rays. Although the x-rays look good, my vet is afraid that my dog may need surgery in the future for a luxating patella. I submitted my claim and received really fast service with no "back & forth" issues.This is the first time I have had pet insurance and I am very happy with Embrace.

I just signed up for Healthy Paws after researching all of the companies online ultimately decided on Healthy Paws because of the great customer service! I know that everyone who is reading this has had numerous experiences in life where bad service and customer care left you wishing you were not committed to a company+On the other hand, it is worth making the commitment when you receive such wonderful customer service. I havent had a claim, but can tell when and if that happens it will be prompt and efficient! Thanks Healthy Paws! Lauren and Reilly

Pet insurance is just as important as health insurance for families. Health care is expensive and can create a tremendous financial burden. This is equally true with pets. We love our animals and we treat them like family members. We need some assurance that we will be able to provide the best care for our pets without worrying about the financial hardship it can create. The insurance gives us the peace of mind we need and eliminates this worry. Celine is a new member to our family and we can't imagine not having her around. We insure her to make sure she will always be well cared for and to make sure she stays healthy and happy. God forbid she gets sick or has an accident. With pet insurance, the burden of caring for her is diminished and we worry less about these unforeseen events.

My new pup developed a serious skin condition within days after coming home. I had read about Embrace, but neglected to sign up right away. Big mistake. Multiple trips to vet, medication and other treatment -- all expensive -- would have been covered. Have since signed up and been pleased with service. Only two drawbacks: I found providing initial background information to be a bit of a hassle. And I didn't realize, initially, that claims needed to be submitted within 60 days of treatment. By the time i did figure that out, it was too late to submit some significant expenses. Advice to newcomers: read your policy carefully AS SOON AS YOU RECEIVE IT.

After having lost one of our dogs,who we always consider one of the family,due to the fact that we could not perform multiple tests to determine what was wrong with her and had to put her to sleep...I will NEVER again be without pet insurance!! I feel horribly guilty to this day and it was five years ago. We have one of her puppies who is now a twelve and a half year old springer. A year and a half ago he had to have a squamos cell cancer removed from inside his lip and 16 treatments of radiation. Eight thousand dollar occurance!! We were able to do it because we paid each treatment by the week and Pets Best reimbursed us so quickly that we were able to keep up. Now he has a torn ACL in one knee and has been getting water therapy but will most probably end up with surgery because it won't heal on its own. Pets Best is extremely affordable, fair and timely. I can't recommend them more highly. I feel so strongly about them that I carry their pamphlets around in my glove box of my car so I can hand them out to others that so love their pet too. A MUST HAVE!!!!!

They made a hard time as easy and simple as could be. Highly recommended.

I never thought the following words would pass my lips about an insurance company: they are wonderful. Our 8 month old lab mix puppy just had surgery for elbow dysplasia, and numerous X-rays and an MRI were needed in order to diagnose this. The total was more than 6000 dollars. Getting the money refunded was incredibly easy and hassle-free and I would recommend this insurance to anyone in a heartbeat. One thing, when you sign up you have a limited number of time to add hip dysplasia for a small fee each month. It seemed crazy to do this for a puppy but now we wish that we'd signed up for it (no problem getting the elbow dysplasia covered, though).

I never thought the following words would pass my lips about an insurance company: they are wonderful. Our 8 month old lab mix puppy just had surgery for elbow dysplasia, and numerous X-rays and an MRI were needed in order to diagnose this. The total was more than 6000 dollars. Getting the money refunded was incredibly easy and hassle-free and I would recommend this insurance to anyone in a heartbeat. One thing, when you sign up you have a limited number of time to add hip dysplasia for a small fee each month. It seemed crazy to do this for a puppy but now we wish that we'd signed up for it (no problem getting the elbow dysplasia covered, though).

This is my first experience with pet insurance. I have been amazed how responsive embrace employees have been to my questions and my claims. Sure wish I had gotten insurance for all my pets. I would highly re commend Embrace. From now on I will get Embrace insurance for my new pets the day I bring them home

Four claims in 1.5 years for my wonderful but orally fixated Golden. All claims paid (80/20 with $250 deductible) within a week or so of making the claim. Very simple process for submitting claims too. I pay $40/month, worth every penny. Quick turnaround on any customer service questions.