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After having ASPCA pet insurance for years with no major incidents, our dachshund had an "edible teeth-cleaning treat" become lodged like a cork in his intestines. The $5,000 claim was processed promptly and with the 80%reimbursement we were able to pay a good portion of the credit card bill when it arrived. I had a positive experience with the reimbursement process. I am concerned about the pre-existing clause should our dachshund ever face an injury or illness that carries over the policy renewal period.

I am extremely disappointed in Trupanion... I did my research ahead of time, came to this site for reviews, and decided to enroll my 3 bullmastiffs under this policy. Bullmastiffs were 6 years, 8 weeks, and 7 months when I enrolled them... Up to now, I had been extremely satified with the policy... However, I was notified on each anniversary date of my bullmastiffs policies, the price increase doubled!!! My one policy was going from $55.37/mnth to $105/mnth for the same coverage.. My other 2 policies would be going from $39.54/mnth to $77.15/mth.. This is EXTREME!!! I understand the need for these companies to raise rates but this increase is WAY TOO MUCH. When speaking to a representative, I was told that I was able to adjust my deductible but the price did not come down that much... So, right now, I have moved 2 bullmastiffs to Embrace and the 3rd bullmastiff will be moved once all claims submitted have been resolved. Very disappointing.....

I am extremely disappointed in Trupanion... I did my research ahead of time, came to this site for reviews, and decided to enroll my 3 bullmastiffs under this policy. Bullmastiffs were 6 years, 8 weeks, and 7 months when I enrolled them... Up to now, I had been extremely satified with the policy... However, I was notified on each anniversary date of my bullmastiffs policies, the price increase doubled!!! My one policy was going from $55.37/mnth to $105/mnth for the same coverage.. My other 2 policies would be going from $39.54/mnth to $77.15/mth.. This is EXTREME!!! I understand the need for these companies to raise rates but this increase is WAY TOO MUCH. When speaking to a representative, I was told that I was able to adjust my deductible but the price did not come down that much... So, right now, I have moved 2 bullmastiffs to Embrace and the 3rd bullmastiff will be moved once all claims submitted have been resolved. Very disappointing.....

I was quite worried about my dog and what was srong with her. I would have taken her to the vet (we were on vacation at the time) in any case.Tracy was clearly uncomfortable. But it really helped to know that I would not have to pay the entire bill. And luckily she got over the esophagitis in a week.

I have been with Trupanion for a little over 10 months now and have had multiple visits to the vet with my puppy. I have never had a problem or a long lag in reimbursements!!! I recommend this insurance sompany to everyone I meet that doesn't not currently have, or know too much about, pet insurance.

I have been with Trupanion for a little over 10 months now and have had multiple visits to the vet with my puppy. I have never had a problem or a long lag in reimbursements!!! I recommend this insurance sompany to everyone I meet that doesn't not currently have, or know too much about, pet insurance.

My name is Larisa and I would like to share my recent experience. Recently my Wire Fox Terrier Maya tore a ligament on her left knee. For those people who haven’t had the pleasure, it is a very expensive surgery. My husband and I recently moved to a new home and money is tight right now, but that being said we are never short for pet insurance as we all know how expensive keeping our beloved animals healthy can be. Maya’s surgery cost over 4.5 thousand dollars. Ouch would be an understatement at this point. Anyway we paid and within two weeks after the surgery Trupanion came through and we received a staggering 90% reimbursement. The whole process was so easy, and stress free. This is the best pet insurance experience I have ever had, and would like to thank the entire staff of Trupanion who helped get this done in a very fast and easy manner. I am a very happy member and will never go back to any other pet insurance after this. Once again my family and I would like to express our sincerest gratitude.

My name is Larisa and I would like to share my recent experience. Recently my Wire Fox Terrier Maya tore a ligament on her left knee. For those people who haven’t had the pleasure, it is a very expensive surgery. My husband and I recently moved to a new home and money is tight right now, but that being said we are never short for pet insurance as we all know how expensive keeping our beloved animals healthy can be. Maya’s surgery cost over 4.5 thousand dollars. Ouch would be an understatement at this point. Anyway we paid and within two weeks after the surgery Trupanion came through and we received a staggering 90% reimbursement. The whole process was so easy, and stress free. This is the best pet insurance experience I have ever had, and would like to thank the entire staff of Trupanion who helped get this done in a very fast and easy manner. I am a very happy member and will never go back to any other pet insurance after this. Once again my family and I would like to express our sincerest gratitude.

This was my first experience with any pet insurance. I was advised by our breeder to purchase specifically Embrace. I currently have a Bernese Mountain Dog and a Spring Spaniel I immediately purchased when we brought them home. Our Berner had got into trash while we were away on vacation and had a possible obstruction. She spent 24 hours in an emergency vet clinic with out fingers crossed surgery wasn't needed. We had numbers thrown at us from $1500 to $7000 which can be a bit overwhelming, but in the back of my head I thought well we have this insurance lets see how good it really is. Dakota thank goodness did not need surgery and was able to come home to us after 24 hours. I put the claim in without ANY issues. It took a few days and when I received the e-mail they literally gave me EVERYTHING down to the penny back that I could have possibly received based on my plan. This is such a piece of mind and something I will NEVER go without again. I have told all my friends and family who own pets or are thinking about getting one to sign up. It costs me a total of $80.00 for both a month and gives nothing but a piece of mind it is truly the best thing I have ever done.

We have had several pet insurance companies over the past five years and only Embrace has been the one to honestly try to get my claims paid. They work hard to see if there is a way to settle any and all claims quickly and efficiently. They honestly look for a way to settle all my claims, whereas other companies try to find a way not to pay a claim. And they do so without a lot of form filling and continuous demands of more information regarding any claim I had submitted. With Embrace, my vet faxes in the form and Embrace tries to get each and every section of the claim paid quickly. They are in constant e-mail contact with me advising me of the progress of the claim (which is what I really like).