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My love is for large breed dogs and their vet bills can add up very quickly. We lost our last rottie to cancer several years ago. I called him our platinum plated baby because we paid for all his expenses out of pocket. I don't regret a dime, but after several years of chemo treatments, I knew the next puppy we got would have health insurance. I did ALOT of homework into pet insurance before I settled on Embrace. Could not be happier 4 years later. Great company with great pet people. The 1st year our bullmastiff was perfectly healthly, then the 1st knee went, so here was the 1st TPLO, the next year the 2nd knee went with the same repair. Both are very costly repairs. Embrace does not predetermine what each breed of dogs are predisposed to and tell you they will not treat for that while others do. Why have the insurance if they are going to do that? While the TPLO's have been the major expenses, Embrace is easy to deal with on any level of treatment depending on what policy you choose. Again, this is a great company.

I have had your coverage for my dog Cloie for about 10 years. During that time Cloie has had a few problems. She tore the ligament in one of her legs, she had bladder stones, and also had to have some skin growths removed. Each of these problems were expensive to correct. I was so grateful to have the Petshealth insurance and recommend all pet owners to obtain it. Petshealth representatives have been so courteous to me and handled my claims in a very timely manner. I would, and have recommended them to neighbors and friends. It has been wonderful for my baby and best friend.

We got this insurance for our pug just incase she ever needed anything in the future. You insure your children and treat your pets as part of your family...so why not insure them also? It just made sense to me. I've only used the coverage for small illnesses so far but it was a great help to get reimbursed so quickly. My dad recommended the insurance to me and I would recommend it to everyone!

Started with Embrace after a rather horrible 12 months period with my three dogs. It has functioned as I had hoped. Mostly I have paid the premiums and not put in claims. But...when I have had to put in claims I have been very pleased with my experience. Sometimes it seems like I've had to do lots of paperwork but this was just because on the initial claims for a dog, you are asked for more. I am very appreciative that Embrace covers hereditary conditions. I have cavalier king charles spaniels which are prone to mitral valve disease and had few choice in companies who would voer this.

My feline had a checkup in 7/10 and passed with flying colors. In early November of 2010 I took him to the vet because of an increase in fluid intake. A blood panel and urine culture was done to find out what was going on. Both claims were denied because of pre-existing condition. I was told that because the increase of fluid intake was mentioned in the vet's notes that the claim processors labeled it as kidney failure and denied the claim as pre-existing. I don't know how they could diagnose when my vet was still trying to rule out things that could be wrong. An accurate diagnosis on his part had yet to be made.

responsive, courteous, and provided everything that they promised

Archie tried to eat a bee - it stung him on the inside of his mouth - he started throwing up, and having trouble breathing.Off to the Emergency Clinic for treatment. We submitted the claim by Fax the next morning, we had an immediate response by e-mail from Trupanion and the claim was processed and paid in less than a week. Trupanion staff are helpful, supportive, and knowledgeable. This is our third dog and third insurance company (one per dog !). This is the best yet. Thanks, Trupanion This was the third time we had submitted a claim, and the previous two were handled in the same efficient, professional manner.

Archie tried to eat a bee - it stung him on the inside of his mouth - he started throwing up, and having trouble breathing.Off to the Emergency Clinic for treatment. We submitted the claim by Fax the next morning, we had an immediate response by e-mail from Trupanion and the claim was processed and paid in less than a week. Trupanion staff are helpful, supportive, and knowledgeable. This is our third dog and third insurance company (one per dog !). This is the best yet. Thanks, Trupanion This was the third time we had submitted a claim, and the previous two were handled in the same efficient, professional manner.

We have had ASPCA Pet Insurance since our two 9 year old SpringerSpaniels were 2 years old. They have been very healthy for most of their lives and we used the insurance for minor diagnostic incidences. However, our female,Savanna had ACL surgery earlier this year and our male, Spencer recently had test after test done to no avail and passed away a month ago. It is heartbreaking to watch your "best friend" go through an illness. Having this wonderful insurance helped us fund the treatment that brought Savanna back to her daily walks. Unfortunately, all the tests for our beloved Spencer couldn't cure his cancer but we were able to give him every chance available with the help of ASPCA. On top of that we received a beautiful sympathy card from ASPCA after Spencer passed. It touched our hearts that they care. Thank you - we wouldn't be without it. Jack and Sally Hefti

My dog had 2 lumps on his chest that had grown very rapidly over the last 2 months. We had both removed and checked by a pathologist. The total bill was close to $1100, which included a dental cleaning (not included in his plan) we decided to do while he was under anesthesia. In less than 2 weeks, Embrace reimbursed use for their percentage of everything covered under his plan.