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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

All Pets Need Health Insurance

After spending the cost of a new car on the medical bills of my last cat, because of various conditions throughout the years and the last months before she died her bills were extremely expensive. We got her at the age of two and she lived to be seventeen. When I got her,the Vet suggested Health Insurance. I was sorry I didnt get it. Don't let this happen to you. As soon as I purchased my Persian kitten, that was the first thing I did. We have used the insurance to cover his neutering and a bacterial problem. We have Health Insurance on ourselves, so why not our furry children. ASPCA claims are easy to submit and reimbursement is quick.
  • INSURER: ASPCA
  • POSTED: 01/05/2011
  • BY: Barb
  • BREED: Persian
  • AGE OF PET: 0 - 3

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5

out of 5

Prompt and Courteous Service

Our Swiss Mountain Dog, Caly, was diagnosed with a likelihood of bone chips in her left elbow. Impossible to see, the only real way to determine the source of her lameness was surgery. Further the orthopedic surgeon recommended doing both sides because of the frequency to which this is a bilateral problem. The surgeons at Alpenglow offered a very fair price on the diagnostic of second elbow, and billed it as a seperate claim. The good folks at Embrace, without hesitation, included this billing in our claim, and promptly paid the 80% covered in our policy. Not only were they prompt and accurate in their handling of the claim, we have since received 2 inquiries from the Embrace staff as to Caly's recovery and condition. To us, this represents the manner in which our Embracers demonstrate their genuine concern for our pet.
  • INSURER: Embrace
  • POSTED: 01/05/2011
  • BY: Terry
  • BREED: Greater Swiss Mountain Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Absolutely Satisfied, Every time!

I have had all my cats insured by Pets Best for over two years now. I've used the insurance for both illnesses and emergencies, several times. My cat Bugsy has had some health problems since last October and had to go to the vet numerous times, including a trip to the ER. The claims are very simple to fill out, the process is quick and easy, the customer service is superb and usually within7 business days I get the money back deposited directly into my checking account by direct deposit. To this day, I have never had a problem with them... Never had a claim denied, a service that was not paid, a payment that was delayed... In fact, I don't think I was even on hold on the phone for over 2 minutes whenever I called in to talk about my plan or to check on a claim, which is rare nowadays. The claim is only one page long, it comes out of the computer almost completely filled out with my information, and all that is left to do is the vet to put in the diagnosis, date, sign and send it in, which can be done by uploading right in their site, by fax or by mail. They also have the option to pay straight to the vet if your vet accepts this arrangement, another nice feature I have not seen in other companies. I had nothing but great experiences with Pets Best, and highly recommend the company to anyone who is shopping for insurance... It is a huge peace of mind to know my babies will always be taken care of whenever they need medical attention!
  • INSURER: Pets Best
  • POSTED: 01/05/2011
  • BY: Carolina
  • BREED: Ragdoll
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome

Our dog Precious is a beagle and we have had her for 7 years. She is very smart and has brought us many years of happiness. My husband and I decided that as she grows older,we want to make sure that she has great care should she require serious medical care. She is very curious and loves to go camping with us. We chose the plan that met our needs and have submitted several claims that were processed in a timely manner.I was impressed at the different types of plans,coverage and affordability. I have called ASPCA and have always received courteous and helpful information regarding my needs and questions. I would recommend this insurance to anyone thinking about the importance of insuring their pets.
  • INSURER: ASPCA
  • POSTED: 01/04/2011
  • BY: Sylvia
  • BREED: Beagle
  • AGE OF PET: 7 - 10

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1

out of 5

AKC is ripping off its customers

JUST RECEIVED RENEWAL NOTICE. A RATE INCREASE OF 58% FROM LAST YEAR. $790 TO $1,248. REASON GIVEN. THEY NOW CHARGE ACCORDING TO SIZE OF DOG AND AGE OF DOG. MY IRISH SETTER IS NOW 6 YEARS OLD WITH NO HEALTH ISSUES. I HAVE HAD THIS INSURANCE FOR 6 YEARS. THIS INCREASE IS ABSURD. I AM NOW LOOKING FOR ANOTHER CARRIER.
  • INSURER: AKC
  • POSTED: 01/04/2011
  • BY: LAURA
  • BREED: Irish Setter
  • AGE OF PET: 7 - 10

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5

out of 5

Repeat Customer

In May 2009 we lost our beloved 13 year old Jack Russell. We then adopted two schnauzer mixes and decided we would try the insurance this go round. I did alot of research against the big names and finally chose this start up company because they were in Ohio and I wanted to support local businesses. I have been very pleased with the customer support and the quick turn around in processing claims. I will definiately continue to use Embrace Pet. I would not endorse a company in which I wasn't sure about their performance.
  • INSURER: Embrace
  • POSTED: 01/04/2011
  • BY: Valarie
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

very good

We had to have a lump removed from our dog Henry's left leg and biopsied. The lab report was negative, no cancer and Trupanion approved the claim promptly and fully. The only delay came when Trupanion had to wait for my vet's office to send Henry's medical history (this was our first claim).
  • INSURER: Trupanion Canada
  • POSTED: 01/03/2011
  • BY: Ted
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

very good

We had to have a lump removed from our dog Henry's left leg and biopsied. The lab report was negative, no cancer and Trupanion approved the claim promptly and fully. The only delay came when Trupanion had to wait for my vet's office to send Henry's medical history (this was our first claim).
  • INSURER: Trupanion
  • POSTED: 01/03/2011
  • BY: Ted
  • BREED: Golden Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws keeps its promises!!!

Quite unexpectedly I ended up rescuing my little Ziggy in September who was destined for certain euthanization because he tested positive for heart worms. A couple of weeks later, I got an email from PetFoodDirect.com advertising the relatively new HealthyPaws insurance. Many years ago, an experience with pet insurance was horrendous, so I was wary, but on a whim I decided to obtain a quote, which I found to be reasonable. After talking with a representative, who was upfront and honest about coverage and pre-existing conditions for Ziggy and my other dog, Foxie, I decided to give it a try. And I am SO glad I did! Ziggy developed a lump above his elbow only about 2 months later, and it was diagnosed as mast cell cancer. Jen from HealthyPaws has been absolutely wonderful and answered any and all of my questions. I was assured that his care and treatment - whatever that would be - would be covered. Today, 1/03/11, less than 3 weeks following the initial discovery, I have received reimbursement for all expenses at the 80% rate I opted for when I signed up. I can't say enough good about this company! Best of all? The prognosis is great for Ziggy! I am so very glad I can consider only Ziggy's well-being and not finances - thanks to HealthyPaws!
  • INSURER: Healthy Paws
  • POSTED: 01/03/2011
  • BY: Doris
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Quality Customer Service & Timely Reimbursements

My 21mo. old dog recently had to have a significant amount of testing and blood work done to rule out some health problems. I was reassured to have my Embrace policy in place and be in the position to authorize the tests and better determine the cause of her health issues. During the process, I also received email updates from Embrace customer service reps as to the status of my pet's claim. I appreciated this and found it very helpful.
  • INSURER: Embrace
  • POSTED: 01/03/2011
  • BY: Lori
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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