Find and read reviews with confidence

When your dog gets hit by a car, the last thing you want to think about is how you're going to afford treatment. Luckily, I didn't have to spend time worrying about this when it happened to my dog, Jackson. If you think your dog won't get into an accident like that, get the insurance anyway. Just in case. Collars break, leashes come off, pets sneak out the front door. The claims process has been very easy. My claims from the emergency treatment and subsequent vet visits have all been processed in just a little over a week. Overall, great experience. Better than my own insurance company.

I have owned several dogs over the years and my 9 year old doberman has cost me a fortune (I swear I could have put a child through university by now!). I adopted a rescue chihuahua last year, and after much research and deliberation I decided to get pet insurance for her; I recently added my second adopted rescue dog to my policy. Most of my family and friends were skeptical - so I must share my 1st Trupanion claim experience. Just before Christmas I noticed a lump on my chihuahua; the vet was quite concerned and the lump was removed via costly surgery. My vet submitted the claim form to Trupanion and within 2 weeks I recevied notice that the claim was processed. I am very impressed and quite relieved to have pet insurance for my chihuahua. My doberman was just diagnosed with cardiomyopathy ($1700) and another vet bill was overwhelming! Unfortunately, it's too late to sign him up now :-( But, if I knew then, what I know now... I highly recommend pet insurance from Trupanion; this 1st experience has been excellent. I will never be without pet insurance again - owning a pet is so expensive nowadays.

I have owned several dogs over the years and my 9 year old doberman has cost me a fortune (I swear I could have put a child through university by now!). I adopted a rescue chihuahua last year, and after much research and deliberation I decided to get pet insurance for her; I recently added my second adopted rescue dog to my policy. Most of my family and friends were skeptical - so I must share my 1st Trupanion claim experience. Just before Christmas I noticed a lump on my chihuahua; the vet was quite concerned and the lump was removed via costly surgery. My vet submitted the claim form to Trupanion and within 2 weeks I recevied notice that the claim was processed. I am very impressed and quite relieved to have pet insurance for my chihuahua. My doberman was just diagnosed with cardiomyopathy ($1700) and another vet bill was overwhelming! Unfortunately, it's too late to sign him up now :-( But, if I knew then, what I know now... I highly recommend pet insurance from Trupanion; this 1st experience has been excellent. I will never be without pet insurance again - owning a pet is so expensive nowadays.

I have had embrace insurance for a one year. I have been happy with the service and have recommended it to others. Caren

I had good experiences with Trupanion, until they tried to raise my rates. They advertise "no increases due to pet's age/claim history". HOWEVER, they have raised my rates by almost 100% over the last 2 years. When I signed up my first pet, I was paying $38/month.....1 year later, they raised it to $50/month. Today I received a letter saying they now want $65/month. I never even made a claim for this dog! With 2 dogs, that gets quite expensive, especially considering they dont cover dental, and even less is covered if your dog isnt neutered by age 1. (For example, if you get your dog neutered ANY time after they turn 1, and they get hit by a car, they wont cover it! What does neutering have to do with getting hit by a car?) Their reasoning for raising the rates is: "costs of veterinary care in your area went up this year"....funny, considering my vet lowered their fees this year. Needless to say, I cancelled my policy today. I would rather keep the $1500/year in my bank account, rather than give it to this greedy business. 2/10 because of their friendly customer support. Otherwise it would be a ZERO.

I had good experiences with Trupanion, until they tried to raise my rates. They advertise "no increases due to pet's age/claim history". HOWEVER, they have raised my rates by almost 100% over the last 2 years. When I signed up my first pet, I was paying $38/month.....1 year later, they raised it to $50/month. Today I received a letter saying they now want $65/month. I never even made a claim for this dog! With 2 dogs, that gets quite expensive, especially considering they dont cover dental, and even less is covered if your dog isnt neutered by age 1. (For example, if you get your dog neutered ANY time after they turn 1, and they get hit by a car, they wont cover it! What does neutering have to do with getting hit by a car?) Their reasoning for raising the rates is: "costs of veterinary care in your area went up this year"....funny, considering my vet lowered their fees this year. Needless to say, I cancelled my policy today. I would rather keep the $1500/year in my bank account, rather than give it to this greedy business. 2/10 because of their friendly customer support. Otherwise it would be a ZERO.

I have a 15 year old cat that has chronic kidney failure. I filed a claim for more than $1,000 and they paid the claim within one week. They paid 80% after the deductible and paid in accordance with the contract. I am very happy with the timeliness and professionalism of Pets Best Insurance. Also, the premium was very reasonable.

I have had the AKC Pet Healthcare Plan for 3 years. It was brought to my attention thru my registration of my Golden Retriever with the American Kennel Club. I received a 60 day FREE Trial plan and thought that there most be a trick to this. However, they did not ask for a credit card or anyother financial data. In about 45 days I called and enrolled in one of their plans. The first year they paid me $1100 in wellness benefits and I paid a little over $500 for my plan. The next two years Stacie had several foreign body ingestions and they covered in the thousands. I have seen a rate increase each year, but by far I have been paid more than I have paid in. The Representatives that answers their phones are easy to get the correct information and they always seem to take as much time as I need to get my questions answered. Claims take about a week to get my payment and my Vet loves the fact that the call with any questions to ensure I get paid. I would recommend them to anyone who wants a value petcare insurance plan!!!!

I had only had my puppy for 1 month when I made the decision to get pet insurance. I had heard about VPI from my vet but I didn't like the pre-determined claims maximum they had on illnesses and injuries, especially since I didn't know if it was comparable to what vets really charge. I chose Embrace because of the reviews. At that time, Embrace had the most positive reviews and they offered plans that I could customize. About a month or two after I purchased my puppy's plan, she began favoring one leg. It turned out she needed surgery for her shoulder that was going to cost around $3,000. She had the surgery, is doing well, and Embrace reimbursed me after about 9 days of waiting. Overall, I am very happy with their customer service department.

Last May our rescue lab got into some insecticide. In two short seconds she ate thru a bag, ingested a very small amount which almost killed her. It cost us $4000 to save her life! The next day, Grace ran off and while gone, she ate poison that was left out at a nieghbors home. It cost us another $2000 to save her! As you can imagine my husband and I were at our wits end! This was adding up. I had looked into pet insurance but now we were taking it a bit more seriously. The ASPCA looked to be our best bet. For $70 a month we could insure all 3 labs against unexpected health costs. The last week of July we submitted our application for Level 2 insurance with the ASPCA for all of our dogs and we were accepted on August 1st. I needed just 1 month for all dogs to be fully insured. On August 31, Bowie our middle dog took off to a nieghbors home. He came right home when called and looked fine when I left. When I got home 3 hours later, Bowie couldn't get up to greet me. I rushed him to the vet! Our vet found marijuana, dirt, rocks and garbage! But there was something else, posion possibly? Bowie was not reacting well and had to stay at the pet hospital a few days. Bwoie lives but it cost an additional +$1600! I submitted our claim to the ASPCA and waited. There's a one month waiting period for your ASPCA Insuance to kick in and this incident was one day shy of that period. We held our breath for a couple weeks while it was being reveiwed and we got a check for half of the t