Find and read reviews with confidence

Max my short haired tabby swallowed something that didn't agree with her. She spent two days at the Tufts animal hospital. She had IVs, oxygen booth and other assorted goodies. The bill ran about 1K. I thought my wife had filed the paper work, but I found it when getting the tax stuff ready. So Isent in the paper work...They processed it very quickly and disallowed the claim because it had been longer than 180 days past the treatment date. My fault. The good news is that after being with them for almost two years I had paid more to Pets Best than the claim. I'm leaving them and opening "Health Savings Accounts" for each of my three (two cats and a dog) animals. Morale of the story - Check your policy's limitations. Filing deadlines are not even mentioned on most of the pet insurance sites. More importantly - If you can leave the account alone, you might be better off with a savings account for your pets.

After a bad experience with another pet insurance company, I closely examined them all with a more experienced view. Embrace is the best by far! The coverage is fantastic, the cost is not oppressive (and I have three dogs!), and the fast return on claims is amazing! I am SO happy with Embrace Insurance. I highly recommend them to everyone! You won't be disappointed!

I just submitted my second claim to Embrace as 3 claims in one. I had many questions to ask and with each one the customer service rep answered my questions promptly and with courtesy and respect. It is rare to find that these days but Embrace sure does come thru with that. They also handled my claim(s) in more than a timely manner and absoulutly correctly as well. I would recommend Embrace to any pet owner looking for insurance.

I have used ASPCA Pet insurance for my kitten for both emergency care as well as routine preventive medical care. I have found the claim process to be well organized, efficient and easy to use. I will definitely renew it again.

I never considered pet insurance before but after bringing a dog with papers from out of state to Alaska, thought I would try it for the first year. Turns out we really needed when faced with $7500 worth of hip dysplasia surgeries. I didn't believe I actually got reimbursed before my credit cards were due! I have thanked my two vets for helping.

I never considered pet insurance before but after bringing a dog with papers from out of state to Alaska, thought I would try it for the first year. Turns out we really needed when faced with $7500 worth of hip dysplasia surgeries. I didn't believe I actually got reimbursed before my credit cards were due! I have thanked my two vets for helping.

This insurance carrier is very responsive, courteous and timely. I have submitted claims for wellness rewards, sickness, and regular vaccinations and all have been handled promptly.

Thank heavens for pet insurance. I have two dogs who have had several health issues. Embrace has been there for us through all their trials and tribulations and instead of feeling exasperated having to deal with an "insurance company", Embrace has made the financial aspect of this much more bearable. Claims are handling quickly and within 1 - 2 weeks of being submitted. Thank you, Embrace.

I purchased this insurance for my dog, Rocky, about a year ago. It has really helped in vet bills but we also had an unexpected accident last year and had to rush Rocky to the emergency vet. I don't know how I would have been able to afford the emergency care without ASPCA Pet Insurance.

When my dog had retching issues and a distended stomach at 3am, I took no time to consider my insurance requirements. I just took my dog to my regular 24 hr emergency vet. After surgery and a two day recovery, I had a $4,700 bill. The vet stamped my embrace form when I came to pick up my dog. I took that doc, and all of the payments (1/2 estimate pre-pay and remainder at the end of the visit), scanned them, and then emailed them to the claims email address. There were some issues with mis-matching birthdays since I went to an ER vet and not my regular vet (whom has my current info). The ER nurse made some assumptions as there wasn't time to properly populate the on-boarding forms. I asked the claim agent if this was an issue and he assured me that if my typical vet had the correct info, I should be fine. It was no issue. I also forgot to sign my claim form when I first submitted it. This also wasn't a deal-breaker as I was contacted to re-submit: no big deal. about 10 days later, I received an email stating that my claim was approved and the amount I would be receiving. Seven days later, I had a check for around $3,500. With all of the sketchy stories and websites out there regarding pet insurance, I really only half expected Embrace to pay out.. and, if i did get anything, I figured it'd be a paltry sum due to some fine-print exclusions... There was no BS, no back & forth, no issues. I recommend.