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I absolutely LOVE ASPCA pet insurance Accessing the website is as simple as 1-2-3. It is very easy to file claims (three different options) and the response time is great. You receive an e-mail advising that your claim has been received, you then receive another e-mail advising of a claim update. I am so pleased with ASPCA!

I have been with other insurance companies=so glad my vet recommended ASPCA. They were so fair with my claims without making up their own prices. They go by what you get charged by the Dr.- after all you're not making up these charges. Hard to find any company willing to do this- in these times it seems everyone is trying to get whatever they can.

When I read about it (insurance) and after spending thousands of dollars over the years on all the pets I've had (horses, dogs, cats) I decided I'd "try" the ibnsurance. It has been an excellent experience as I always seem to get a pet that has something "different" and needs medical attention.I have recommended it to several of my friends.

When my dog hurt himself at the dog park I didn't have to worry about paying the bill or figuring out complicated insurance claims - just about his health. I contacted customer service with questions about coverage and they were very helpful. The claim process from filling out the form to receiving the check was fast and completely uncomplicated.

When we purchased Annie, a Golden Retriever puppy about 3 years ago, we decided to take out insurance as well since Goldens were infamous for hip displacia. We weren't even sure we could get insurance for displacia but Embrace specifically provided coverage. Since then we've had a number of claims including a torn ACL requiring surgery which Embrace has very satisfactorily covered without question. Their responders have been wonderful, friendly, helpful and solicitous of Annie's condition when she was going through surgery and recovery. We have recommended Embrace to everyone who would listen including the surgeon who operated on Annie's torn ACL (he didn't have any Embrace brochures in his waiting room - now he does.) Thank you Embrace.

I only used Embrace once when My other schnauzer passed away. Embrace reps were so so nice and helpful. I have since got another schnauzer and used the wellness plan and again the experience was great. Times are tough and its great to know you can properly take care of your pet thanks to embrace I always talk about them and I have referred them and will continue to do so. Thanks Again

I would recommend ASPCA pet insurance to anyone. It covers exactly what it states (80% after meeting the an annual deductible of $100), and reimbursement is prompt. As a pet owner, you have a responsibility to provide for your companion animal. Many people forgo medical treatment or even regular checkups because of fear of the high costs. With pet insurance, you are covered for most of the cost and it allows you to prolong the life and overall health of your friend. In my case, my dog had cancer (hemangiosarcoma). This was one of the most terrible times in my life; but would have been much, much worse if I wasn't able to give him a chance with surgery because of monetary reasons. Having insurance allowed me to give him the shot he deserved and not be left with tons of medical bills. In the end, the cancer was too much for him to overcome, but at least we tried and for that reason I am not left with any regrets that I would have had if I simply put him down just because the prognosis was extremely poor.

Great Insurance. There are no hidden stipulations.

Embrace did everything they said they would. Straight-fowrward, friendly, and honest customer service/support. They lived up to and exceeded all of my expectations.

My cat Frosty was sick and turned out he had a mass inside his mesentary and my vet had to do a bunch of stuff to see what it is, if it is cancer. Turned out they had to go in nonetheless and operate. He also got kidney failure on top of that. He was in the hospital for 2 weeks and the bill came out to almost $9K. If not for Healthy Paws, I might have been in a serious financial problem.