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Well in excess of 30 cheques issued and delivered over the last two and a half months and all in record time. Only had one claim put under review and the total claims were well over $13,000 again over the last two and a half months. Never once were we or the Vets questioned which provided great relief and ease of moving forward with treatments.

I had another insurance carrier with my other dog and was very disappointed. I got Charley and my vet recommmended Embrace so I gave them a try. I had to file a claim for Charley and the people who work for Embrace have been so kind and helpful and have kept me updated on everything. I couldn't imagine having another insurance carrier. Embrace to me IS THE BEST AND WAY TO GO

You never know what you might run into when you've got dog(s). ASPCA's insurance plan is easy to understand and easy to manage on their website. Bills can add up quickly! You do pay the vet the full amount right away, but it is nice to know that you have someone taking care of you, and your dog when you need it. If I had one thing to change, it would be to change to the pre-existing clause. Otherwise, ASPCA pet insurance has been a helpful asset to have.

I have an active Lab pup who, at least for now, has no reliable "pause" or "stop" button. As a result, he frequently gets scrapes and scratches, some of which result in infections. My claims to Embrace are handled quickly and accurately -- their customer service is top notch! Just wish I had been savvy enough to insure him the day I brought him home, instead of waiting. Before I signed up, he developed a skin condition, which required intensive treatment and which then was categorized as pre-existing. I'm happy to refer all my friends to Embrace. I think they're doing a super job, and I'm glad I signed on!

I have not one but two kittens, and decided that the best thing I could do for them would be to have pet insurance. Embrace came highly recommended. This review is regarding a skin problem for one kitten: diagnosis and treatment of eosiniphilic granuloma. Embrace notified me immediately upon receipt of the claims related to my kitten's diagnosis and treatment. They took just over two weeks to make a determination, and are covering 80% of the bill after the annual deductible was fulfilled - leaving me paying less than $250 instead of more than $700! While I expect to wait another week or so for the reimbursement check, Embrace DOES offer the option of direct deposit - probably a faster option.

We have been very happy with our insurance through ASPCA. It is a relief to know that our dog is covered if any problems come up in the future. I would highly recommend their insurance.

My yorkie had two sets of teeth (the permanent set were growing behind the baby set that would not fall out). We started to call him jaws for his razorsharp teeth. The vet said they needed to be removed and surgery was scheduled. I was not sure if insurance would cover it since my policy was only 1 month old. They covered everything. Get dental rewards. It is worth it. I paid for the entire year in advance to also save money. Hopefully he will not have any more teeth issues but we will definitely get dental rewards again!!

I had my first claim (for a wellness visit). I cannot believe how quickly I was able to submit the claim, and how quickly I received notice that it was issued! I feel very comforted at having this insurance for my buddy.

Healthy Paws is the best! I got pet insurance just as a 'just in case' something might happen. What I didn't know is that my hairless dog would turn out to be allergic to everything and need allergy testing, special medication and allergy shots. I wondered what would happen, but everyone was nice. They wanted to know first how Eddie was doing then they explained how the insurance would work, then they mailed me the reimbursement. Eddie is now 6 months old and is a frequent flyer at the vet because of his allergies, but the people at Healthy Paws are still just as nice and concerned as the first time. You have normal expected out of pocket expenses when you own a pet, but the unexpected can really put a dent in your wallet. It is very nice to have a great company like this to help out! The other thing I liked is it isn't hard to understand their plan.

I purchased ASPCA Insurance for my new dog immediately because I spent so much money on medical care over the life of my previous dog. I have to admit some of the medical decisions I had to make were based on money (what was affordable and what was not), that I am convinced I may have compromised the quality of care my pet received. I don't want to have to make a life or death decision based on money with my new dog. The deductible is easily met and the reimbursement rate is great. The service ASPCA provides is efficient and problem-free. The annual premium is automatically billed to my credit card so I don't really notice it. What the premium breaks down to monthly might be considered a somewhat significant expense to some, but when a medical problem arises with my dog, I don't even hesitate to have her checked at the vet. I almost think, "bring it on" because I know I'm covered. No medical catastrophe will be a death sentence.