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My dog had a big fatty lump on his tummy, and another smaller lump on his neck. It had became bigger and bigger. The vet advised to take it out. I had submitted a claim on May 2, 2011 and received the reimbursements on May 12, 2011. I am impressed by their quick turnaround no question asked.

Fast payout with no hassel. Exactly why you should have insurance.

I have always had very good service and quick responses and reimbursement. I have had no problems, ever. When I have a question regarding a claim, I get presise information and explanation. I have two dogs insured through them, and I recommend them highly. I enjoy talking to customer care, especially Cass. I give shout outs to them on my blog www.adoptionofpet.com often.

I bought this insurance for my Bulldog. He had issues a couple weeks after the wait period where he needed to have his soft pallet worked on. They took longer than the supposive up to 15 days... they took about 20 days. They also denied him stating that the vet said "She wondered if he had this issue" which was never mentioned to me. Also they tried telling me that Asparted (Spelling) Pnemonia is a symptom of Enlongated Soft Pallet. There is no medical documents proving this. Dogs can get this from eating to fast (bulldogs!!) and drinking to quickly. It was just a very bad experience! I cant believe that there are this many good review for them.

Our year-old English Bulldog ate a toy which blocked his small intestine. He required bowel resection, hospitalization, and medication - a hefty vet bill. Embrace responded quickly to the faxed claim, gave a detailed explanation of benefits, and sent the check promptly. First rate service on all fronts.

Embrace has been a please to deal with. I like how they instantly respond to anything you send them and the quick turn around time on claims. I never thought the experience would be so easy.

Good coverage BUT it woul cost LESS if nail trimmings were covered rather than treating a tear with an infection!Spaying should be covered 100% ! I know that my "Bella"- a Cherian will be healthy because I have insurance for her. Preventative care should be covered 100% so that more serious illnesses and injuries will not occur.

As a Shituz,my Hollybelle always had sinus and nasle problems.I read about ASPCA pet ins. and decided to purchase the level two plan. One day while taking a walk, she ran around so fast she fell over trying to get her breath. Of course this scared daylights out of me, so I took her to my vet, who then suggested I go to Ohio State to have her heart and all chked out. The cost of eeg's and ekg's were costly,but thanks to my insurance most was covered and handled in a fine and fast way. I was so surprised to receive my check!!! I would recomend anyone that loves their pet, and will need help with the bills, they should purchase this Ins. I know I'll always have it from now on.

I had a dog that was very accident prone including being bitten by a snake. I now have a dog that just got off medication for Valley Fever and another dog that recently was treated for an anal infection. Pet insurance has been a great financial health. I highly recommend having insurance on your four footed loved ones.

So far I fell comfortable with embrace Pet insurance, I would like however to see them prioneer into insurance coverage similar to human health care,more proventive coverage. Also GPA Chips that can locate your loss animal via cell phone instead of microchips, which rely on some one to takr the animal to a vet/hosp that is eqiuped to scan the animal. I'm sure cost can be cut by the sure numbers of peple served. K Neale