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fortunately, my 1 year old has not had any major illness or accidents yet but I also have the wellness coverage which I love. I have had two claims so far and both were handled quickly and no hassles. Embrace insurance/wellness program I feel is actually better than my own heath insurance plan! Glad this was recommendated to me.

Both of my 14 year old cats began to lose significant amounts of weight over the course of many months. Aside from the weight loss they are both doing very well. We ran a variety of bloodwork tests, x-rays, vet visits, & an ultrasound to try & figure out what was going on with them. The bills mounted, especially since we were trying to determine what was going on with both of them at the same time. It was nice to know that everything I was doing would be covered by pet insurance. The claims are easy to submit, the ASPCA Pet Insurance kept me informed on claim status, & in the end reimbursed everything that I expected them to cover less "customary & reasonable" expenses. (I received just less than $1,000 back from them). I struggled with whether or not to have pet insurance, but in the end decided that since my cats were getting older there was a higher liklihood that they were going to be diagnosed with something that could require expensive treatment or we would have to run a bunch of expensive diagnostic tests to determine what might be wrong - this is why I chose Level 2 - to help cover these types of unexpected, important, & expensive veterinary services.

We had three pets all with major issues. When we got Max a boxer we decided to get pet ins. He got hives from something and trupanion paid the claim. You never know what will happen. Patti

We had three pets all with major issues. When we got Max a boxer we decided to get pet ins. He got hives from something and trupanion paid the claim. You never know what will happen. Patti

This is my second check that I received from Embrace. With vet costs being so high, it is great that I can get some relief from this insurance company. I will be staying with embrace for as long as I own this pet, and all future pets.

This was at least my 7th or 8th claim for my 2 dogs. I have always found the reimbursement to be fair, the customer service excellent and claims settled in a timely manner. I have recommended Embrace to all my friends with pets. I feel fortunate to have done such a thorough online search that I chose Embrace.

Initially I was pretty frustrated with getting reimbursed, but part of the problem was that my secretary was supposed to handle the claims and told me that I wasn't covered for various things. Once I started dealing with it myself, I did receive reimbursements. My daughter was just married so I've been really busy with other things, but I intend to be more proactive and I'm sure the response will be good. My only frustration would be that the Vet doesn't fill out the paperwork at the time of service so that it can be faxed and then the insurance company's paperwork requirements get to be a bit tedious. Bottom line, though: Nothing is more important than caring for your loved ones... kids and pets included!

This was the first time we have ever submitted a claim with your company. It was completely painless and your customer service was so helpful! Everyone was compassionate, informative and polite. When we spoke to our veterinarian about how impressed we were with Embrace, they imformed us that they have never filled out a simpler form and are going to start recommending your company. Embrace would be a model for our governments health care reform.

We insured our pets with another company before switching to Trupanion. Within a few months after signing up with them our 12 year old yellow lab became seriously ill, requiring costly and extensive treatment. Unfortunately the treatment was unsuccessful, and our dog passed away. The Trupanion regional representative assisted us in filing our claims, which were approved in a short time. The claims process was easy and straightforward, and Trupanion kept us informed of progress as the claims were processed. Very professional, and very sensitive to the needs of pet owners.

We insured our pets with another company before switching to Trupanion. Within a few months after signing up with them our 12 year old yellow lab became seriously ill, requiring costly and extensive treatment. Unfortunately the treatment was unsuccessful, and our dog passed away. The Trupanion regional representative assisted us in filing our claims, which were approved in a short time. The claims process was easy and straightforward, and Trupanion kept us informed of progress as the claims were processed. Very professional, and very sensitive to the needs of pet owners.