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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Quick, Easy and Reliable

We have had three surgeries with two animals since April 2011. One of our dogs does not have insurance. We were definitely pleased because we did not anticipate all the medical problems that has risen since we saved these dogs last year. This was our second claim for ACL rupture and it was simple and easy to file with. After about 7 to 10 days we received our checks and she is doing fine now. Thanks for everything. A+++++
  • INSURER: Trupanion Canada
  • POSTED: 08/22/2011
  • BY: Chris
  • BREED: Rottweiler
  • AGE OF PET: 7 - 10

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5

out of 5

Quick, Easy and Reliable

We have had three surgeries with two animals since April 2011. One of our dogs does not have insurance. We were definitely pleased because we did not anticipate all the medical problems that has risen since we saved these dogs last year. This was our second claim for ACL rupture and it was simple and easy to file with. After about 7 to 10 days we received our checks and she is doing fine now. Thanks for everything. A+++++
  • INSURER: Trupanion
  • POSTED: 08/22/2011
  • BY: Chris
  • BREED: Rottweiler
  • AGE OF PET: 7 - 10

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5

out of 5

I wish my own insurance was this good!

What can I say? Embrace pays your claims on time, without any hassle. I have had several claims throughout the years, and I've never had an issue. They even contacted me to see if I had received the check...who does that? Thank you for making it easy.
  • INSURER: Embrace
  • POSTED: 08/22/2011
  • BY: Claudia
  • BREED: Miniature Schnauzer
  • AGE OF PET: 7 - 10

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5

out of 5

The best coverage and care for pets!

I recently switched to Embrace from VPI. Best decision i ever made. Embrace has the best customer service and better coverage for my dogs than VPI. My puppy was recently diagnosed with Hip dysplasia. She needed a Triple Pelvic Osteotomy on both sides and Embrace was there for me. They covered this for my puppy and I don't know what I would of done without Embrace covering her. If I was with VPI, it would not have been covered. Keep up the great work Embrace!
  • INSURER: Embrace
  • POSTED: 08/22/2011
  • BY: Kim
  • BREED: Mastiff
  • AGE OF PET: 0 - 3

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5

out of 5

Fast and Reliable Service

After reviewing all the pet insurance options out there, I felt that Healthy Paws had the best prices and coverage. Not long after getting Healthy Paws to cover my 2 young German Shephards, I had to use it. Both my dogs weigh about 100 lbs and play rough, which has led to multiple sprains. The X-ray costs are not cheap and I was bringing my dogs in practically every other month with a sprain or injury. The reimbursement came in very quickly. I also was amazed that after my vet sent them their records the very first time, I got an email the same day stating they received the records and wished my dogs were ok. I like how they keep you in the loop on the reimbursement process and follow up with a personal friendly phone call.
  • INSURER: Healthy Paws
  • POSTED: 08/22/2011
  • BY: Debbie
  • BREED: German Shepherd
  • AGE OF PET: 0 - 3

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5

out of 5

Pets Best insurance has been fantastic

Pets Best insurance has been fantastic. I have the sick and well care. They pay for well care as expected and the sick care has been a very positive experience. They have paid all of the bills for a complicated eye infection. I couldn't be more satisfied.
  • INSURER: Pets Best
  • POSTED: 08/21/2011
  • BY: Susan
  • BREED: Beagle
  • AGE OF PET: 0 - 3

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5

out of 5

Trupanion-coverage concern

So far I've had one or two minimal claims, and I mean under $50--my terrier is over 2 now, but has enjoyed perfect health. His breeder has urged me not to immunize him any further until he is 7, as they can encounter complications and his immune system is likely to be damaged by being injected with disease. My sister's Sammy got kennel cough even after being immunized--the booster does not protect against all viral forms of kennel cough. I'm afraid if I don't immunize, and he gets something like kennel cough, Trupanion will not help. Do they even test which strain a dog gets? Could we even know if was s strain covered by the booster? I keep him out of dog parks now & I groom him myself. But I do not want to set him up for illness by making him sick from his shots. I read the veterinary industry is reviewing their immunization schedule because of health concerns. Any thoughts?
  • INSURER: Trupanion Canada
  • POSTED: 08/21/2011
  • BY: mustluvpets
  • BREED: West Highland White Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Trupanion-coverage concern

So far I've had one or two minimal claims, and I mean under $50--my terrier is over 2 now, but has enjoyed perfect health. His breeder has urged me not to immunize him any further until he is 7, as they can encounter complications and his immune system is likely to be damaged by being injected with disease. My sister's Sammy got kennel cough even after being immunized--the booster does not protect against all viral forms of kennel cough. I'm afraid if I don't immunize, and he gets something like kennel cough, Trupanion will not help. Do they even test which strain a dog gets? Could we even know if was s strain covered by the booster? I keep him out of dog parks now & I groom him myself. But I do not want to set him up for illness by making him sick from his shots. I read the veterinary industry is reviewing their immunization schedule because of health concerns. Any thoughts?
  • INSURER: Trupanion
  • POSTED: 08/21/2011
  • BY: mustluvpets
  • BREED: West Highland White Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

Received insurance reimbursement as promised

My dog was bitten by another dog while walking on a nature path. She was bitten on her front right paw. We took her to the emergency animal hospital where she received about three staples. The price was high but I felt comfortable knowing that my insurance would cover the majority of the costs. The ASPCA pet insurance met all of the standards that they had committed to when I first signed up. This was the first time I needed to use my insurance and I have been very pleased with the service.
  • INSURER: ASPCA
  • POSTED: 08/21/2011
  • BY: George
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Fantastic Experience with Healthy Paws!

Our active one and a half year old dog, Joey, suddenly began limping after playing at the park. A vet visit, diagnostic tests and then a consult with a surgeon confirmed bilateral elbow dysplasia. This was completely unexpected, and additional treatment (CT Scan, possible surgery) will cost several thousand dollars.As anyone may imagine, this has been and is very stressful news. However, we have been thrilled with the prompt, efficient, professional and friendly service we have received from Healthy Paws. Submitting a claim was so easy, and we received reimbursement within one week! On top of that, our questions about coverage were answered right away and we were told that Healthy Paws would, in fact cover any further tests or surgery needed. We can't say what a relief this is, so that Joey can get the treatment he needs. Thank you, Healthy Paws!
  • INSURER: Healthy Paws
  • POSTED: 08/21/2011
  • BY: Leah
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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