Find and read reviews with confidence

After having a terrible time with costly vet bills with my last dog I had to find a better way to caring for my best friend. My first step was going to a quality breeder with adequate guarentees and health tests for the dogs parents. The most important step was taking care of the dog no matter what happened and Embrace was able to offer everything to easy my mind based on the typical issues with my breed and random stuff that occurs accidentially with dogs.

I have a horrible experience with this company and will be complaining to California insurance commissioner. I purchased the policy last year, bought the best available coverage with $0 deductible and 90% coverage. I did not file any claims and the company charged my credit card on a monthly basis. This week I received an email with new premium that is 3 times more than last year. I called the company and they told me that rate increase reflects increased vet care costs in my area. Really???!! That much??? If someone is already litigating with this company or has a class action law suit going please post the information for the attorney.

Thank God for your patience while my husband found the thief who was charging on his card.I would never want to lose our 'babies' protection while she is with us .For as long as we live, we pray.

It takes 2 days to let you know you were denied a claim, but weeks.... to get a check when you are approved.

I find that the ASPCA Pet Insurance is a user friendly, ethical insurance company which I would highly recommend for anyone who has and cares about their pet.

Our 1.5 year old pit just got through having tplo surgery on the cruciate ligament in not one but both legs. The surgery was unexpected and the recovery is beyond words. The only thing that has been the saving grace in this experience has been dealing with Embrace. Besides submitting the needed paperwork I did nothing but receive frequent updates regarding the claim and a fast turnaround between the claim and the check going out. I've gotten so used to terrible customer service and find print issues that I'm still in shock that there are still companies out there doing business the right way. Thank you embrace, we would have been in a world of hurt without you guys.

I did a lot of research before choosing Embrace. My initial well care refund was fast, no questions asked. My second well care visit was slightly more difficult because they required pproof of my dogs prevous medical history and since I adopted a shleter dog I had no prior hstory to present. Eventually I was reimbursed for the full visit and payment arrived 4 weeks later. Overall they are very helpful and try to accomodate the pet owner. I would recommend them to friends.

Well care "coverage" is a great way to get a little discount off routine items, while helping to ensure good health. Owners should be able to pay for routine items, but by offering this, both the owner and the insurer benefit. The actual insurance has plenty of options to make it fair for both. Remember, if not fair to both, it will go away! I hope to lose money on the insurance portion, but the discount by adding wellness makes very inexpensive to gain good coverage for a disaster. This company encourages good health, and actual "insurance" unlike another who tries to sell a way for an owner to get almost all costs paid for.

I adopted Colt (an ex-racing Greyhound) a little over a year ago. Not having ever owned a Greyhound, I wasn't sure of what his health needs my be, not to mention any potential accidents. I decided to cover him with the ASPCA Health Insurance immediately. The rates seemed reasonable, and you never know what the future holds in health costs. Although Colt has only needed his insurance for a serious ear infection, skin irritation and high blood pressure, the insurance has paid back at least half of my expenses, and 80% after the $100 deductible was met. I am truly glad I had ASPCA Insurance when Colt needed it, and will continue to carry it for him. The montly premiums are painless as compared to being hit with huge vet bills all at once. The responses on the claims have been pretty timely as well. Over all, I am very statisfied with the ASPCA Pet Insurance.

I purchased wellness coverage knowing that I would spend at least $200/year for wellness. My claims were handled promptly & I am completely satisfied with this aspect of my Embrace coverage.